Francine Griggs is a financial advisor with Morgan Stanley in Bellevue, WA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she contributes as a creative designer for the Bellevue High School Football Club booster club, creating end-of-year gifts for senior athletes. Morgan Stanley Wealth Management provides a wide range of advisory services to both individual and institutional clients, using structured financial planning tools and a variety of investment programs. The firm manages approximately $2.74 trillion in client assets and offers tailored planning and advisory strategies.

Jonathan Bever is a financial professional at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and its affiliates since 2017, including prior roles at Oppenheimer. He is also an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Rachel Sjavik is a CFP® certificant and Series 66 license holder with three years of industry experience. She is currently with Edward Jones in Woodinville, WA, having also worked there previously from 2011 to 2023. Her prior work includes roles at Rachel Armstrong Notary, Amazon, and HBG Tax Services. Outside of her advisory role, she is a distributor for DoTerra oils, primarily for personal use discounts. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers both discretionary and non-discretionary investment strategies through a nationwide network of financial advisors and branch offices.

Mitchell Maurer is a financial advisor with Equitable Advisors in Bellevue, WA, holding Series 63 and Series 65 licenses and offering 37 years of industry experience. He has been with Equitable Advisors since 1999, including its prior affiliation as Axa Advisors, LLC. Outside of his advisory role, he is also a licensed attorney. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models and third-party asset managers to deliver tailored investment solutions.

Stephanie Larsen is a financial advisor with Primerica Advisors in Lynnwood, WA, holding Series 63 and Series 65 licenses and 18 years of industry experience. Her prior roles include work with PFS Investments Inc. and Primerica Financial Services since 2007. She is also involved in supporting women business owners in Seattle, serving as President Elect and President of a related nonprofit organization. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven investment strategies managed by third parties and supported by custodial and execution platforms.

Cherie Huang is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, East West Bank, and other institutions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment solutions alongside brokerage, custody, and financial planning services.

Andrea Singleton is a CFP®-certified financial advisor at Ameriprise with 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is a director of STM Enterprises Inc., a business she manages in Seattle. Ameriprise specializes in retirement-income planning for clients with substantial investable assets, offering tailored, algorithm-supported recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Rodney Seifert is a financial advisor at Edward Jones with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Edward Jones for multiple periods totaling six years, including his current tenure since 2021 in Edmonds, WA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nicholas Smith is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Addison Avenue Investment Services, First Tech Federal Credit Union, and Capital One. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Zackary Ahyat is a financial advisor at OSAIC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Co. Outside of his advisory role, he is also an insurance agent affiliated with Pacific Capital Resource Group and F-Squared, focusing on life, disability, and long-term care insurance. OSAIC Wealth serves a wide range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting strategies such as Unified Managed Accounts and third-party money manager programs.

Nathan Driggs is a CFP® and holds a Series 65 license with eight years of experience in financial advising. He is currently with Edelman Financial Engines in Bellevue, WA, and previously worked at Financial Engines Advisors L.L.C., AQUIRE ADVISORS dba DENTIST ADVISORS, and Tanner Capital Management. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios, periodic rebalancing, and both discretionary and non-discretionary investment solutions.

Nikhila Vakulabaranam is a financial advisor at Cambridge Investment Research Advisors with a Series 66 credential and one year of industry experience. Her previous roles include positions at Newrizons Federal Credit Union, Seattle University, Arcesium India Private Limited, Goldman Sachs Services Private Limited, and Amazon Development Centre India. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm provides both discretionary and non-discretionary management with access to multiple platforms, third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Daniel Casperson is a financial advisor at Merrill with Series 66, Series 65, and Series 63 licenses. He has recently begun his career in the financial industry and has held roles at several firms including Wells Fargo, JPMorgan Chase Bank, and H&R Block. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Lynch is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Incapital LLC, 280 Securities LLC, and Brean Capital, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and delegated management, with proprietary oversight and conflict-of-interest controls.

Isaiah Hairston is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work experience spans roles at Absolute Security, Allied Universal, Compass, The Agency, Redfin, and State Farm, among others. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Larry Coplan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include positions at B. Riley Wealth Management, B. Riley Wealth Advisors, and National Securities Corporation. Outside of his advisory work, he is involved with Insight Investment Services Inc., a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting a broad range of investment strategies implemented by its network of investment adviser representatives.

Alexandra Luther Gray is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022. Prior to her finance career, she held various roles including positions in education and the hospitality industry. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory process.

Justin Lewis is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 66 credentials and 13 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2025 before joining Wells Fargo Clearing in 2025. Outside of his advisory role, he has ownership in a rental property in Kirkland, Washington. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Christine White is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade Inc. for one year. Outside her advisory role, she and her spouse are private owners of a rental home in Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational capabilities.

Elizabeth Roman is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009, following two years at Banc of America Investment Services, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.