Andy Porcel is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and previously worked at Bank of America from 2016 to 2018. Outside of his advisory role, he manages a rental property in Hialeah, Florida. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering diverse investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, combining in-house research and unique market roles.

Carlos Chamon is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Bank NA, JPMorgan Securities LLC, Banco Itau International, and Itau International Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by extensive in-house research and unique market roles.

Ricardo Arteaga Espana is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. He has eight years of industry experience, including roles at Citibank NA and CITI International Financial Services LLC. Outside of his advisory work, he is a shareholder in a family business supplying promotional materials to Colombian companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight and research.

Gregory Viejo is a CFA® charterholder with over 26 years of experience in the financial industry. He is currently with Truist Advisory Services, where he has worked since 2023. His prior experience includes roles at Comerica Securities and Wells Fargo, where he was employed for more than a decade in various capacities. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting, supported by AI-enabled research tools and a range of third-party platform partnerships.

Regine Rigal is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Fahnestock & Co. Inc. since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Carl Lordeus is a financial advisor with Empower Advisory Group in Miramar, FL. He holds Series 66 and Series 63 credentials and has two years of industry experience. Prior to his current role, he worked at Marsh McLennan and the Ian Martin Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Jessie Washington is a financial advisor with Eagle Strategies (NY Life) in Coral Gables, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. Jessie has worked with Eagle Strategies since 2017 and also with New York Life Insurance since 2014. Outside of advisory work, Jessie engages in insurance brokering through Alpha Solutions Group, focusing on non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Gabriel Casal is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup since 2018 and previously spent time with Morgan Stanley and Morgan Stanley Private Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Felix Santiago Jr. is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Diversified Investors Securities Corp. and Diversified Investment Advisors since 2008. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with programs focused on asset allocation, contribution guidance, and retirement planning. The firm uses a model-driven approach that incorporates Morningstar Investment Management’s proprietary software and portfolio oversight, delivering both managed portfolios and non-discretionary recommendations to a large client base.

Charles Noble III is a financial advisor with Janney Montgomery Scott in Miami, FL, holding a Series 63 designation and possessing 45 years of industry experience. He has been with Janney Montgomery Scott since 2010. Outside of his advisory role, he serves as co-trustee of the Anne Gunderson Foundation and is chairman of the board for Ecochlor Inc., a company in the maritime equipment industry. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Carlos Mc Grath is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds a Series 66 designation and has worked at various Citi entities since 2009, including Citibank, N.A. and Citi International Financial Services LLC. Outside of his advisory role, he serves as a board director for the 500 Brickell East Condominium Association in Miami, where he participates in setting association rules and oversees related management services. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and manages large institutional-scale operations with various market roles and specialized solutions.

Matthew Alonso is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 15 years of industry experience. His prior experience includes roles at Banco de Sabadell S.A. Miami Branch and Sabadell Securities USA, Inc. He maintains a real estate sales associate license with Fathom Realty, though he does not actively work in that capacity during business hours. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and discretionary investment solutions supported by HSBC’s global asset management resources.

Isbett Martinez is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds a Series 66 designation and has been with Citigroup-Private Bank since 2013. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options and operates with significant institutional scale and specialized market roles.

Alvin Lopez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Citigroup since 2010, with prior roles at Santander Securities and Santander International Private Banking. Outside of his advisory role, he is co-owner of a rental property in Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging in-house research and extensive market roles.

Jorge Campomar is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2022, following seven years at J.P. Morgan Chase Bank and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains unique market roles including in-house research and derivatives services.

Cristiane Suzzio is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. She holds the Series 66 and Series 63 designations and has worked at HSBC Securities USA, Inc. and HSBC Bank USA, N.A. since 2019. Prior to that, she was with JP Morgan Securities LLC and JP Morgan Chase Bank NA from 2016 to 2019. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations, using a range of client-directed and discretionary investment programs. The firm’s investment process incorporates strategic and tactical asset allocation with fund due diligence conducted through affiliated and third-party providers.

Federico Barinci is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Ebricks Capital, and Northwestern Mutual. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale, in-house research capabilities, and unique market roles such as acting as a swap dealer and futures commission merchant.

Diego Gonzalez is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has been with Oppenheimer since 2008. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and financial planning. The firm employs strategic and tactical asset allocation and manager selection across various investment vehicles, with a notable role as a qualified custodian and a mix of commission-based and fee-based advisory programs.

Or S. Pikary, CFP® and PFS™, is a financial advisor with Mariner Wealth Advisors in Coral Gables, FL, bringing three years of industry experience. Prior to joining Mariner, he worked at Mazars USA, LLP and Moss Adams, LLP. Outside of his advisory role, he serves as a board member for two homeowners associations and is involved with the American Institute of Certified Public Accountants as a Credential Committee Member; he also prepares tax returns as a sole proprietor. Mariner Wealth Advisors serves a diverse client base, including individuals, high-net-worth households, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers customized discretionary portfolios managed by an Investment Committee that integrates in-house research with third-party managers, and provides a range of services such as tax coordination, Core Family Office solutions, and employer financial-wellness tools.

Charles Jordan is a financial advisor with Integrity Alliance, LLC in Miami, FL, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. His prior firms include Lion Street Advisors, Lion Street Financial, Edcora Financial, LLC, Ba Securities, LLC, and Ashland Securities, LLC. Outside of his advisory roles, he is the owner and managing director of Edcora Financial, LLC, an investment holding company affiliated with Lion Street business activities. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a range of portfolio construction approaches across multiple custodial platforms.