Rachel Sears is a financial advisor with OSAIC in St. Petersburg, FL, holding a Series 66 designation and seven years of industry experience. She previously worked at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and KPMG LLP. In addition to her advisory role, Sears is a business owner and registered representative of Sears Group, Inc., where she services clients, and she also works as an insurance agent focusing on life insurance, long-term care, and annuities. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services and uses various tools and third-party platforms to construct and manage portfolios that include a broad range of asset classes.

Annalea Gray is a financial advisor at LPL Financial with 18 years of industry experience. She holds a Series 66 designation and previously worked at VALIC Financial Advisors for nine years. Outside of her advisory role, she is a licensed notary in Florida. LPL Financial serves a broad client base, including individuals, retirement plans, institutions, and charitable organizations, offering a range of financial planning and advisory programs supported by extensive research and technology.

Daniel Martinez is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Royal Alliance since 2019 and T Rowe Price since 2016. Outside of his advisory work, he is involved in e-commerce, buying and selling items on eBay and Amazon. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third‑party money managers, utilizing various asset-allocation tools and portfolio management strategies.

Zahara Torres is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds the Series 66 designation and has worked at Raymond James since 2019, following six years at T. Rowe Price. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and specializes in municipal finance and public-sector investment services.

Andy Kenkel is the Vice President and Branch Leader of the Tampa Investor Center at Fidelity Investments. In this role, he partners with a team of financial professionals to assist clients in achieving their financial goals, focusing on delivering a comprehensive experience for each client. He has been with Fidelity Investments since 1996, holding various positions including Brokerage Service Representative, Brokerage Trading Representative, Trading Representative II, Project Manager, Investment Representative, Financial Planning Consultant, Account Executive, Senior Account Executive, Regional Planning Consultant, and Vice President. His tenure at Fidelity has provided him with extensive experience in financial planning, investment representation, and branch management. The information provided does not include details regarding his education, credentials, personal interests, or community involvement.

Trudy Benton is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

James Howard is a Series 66 licensed financial advisor at Morgan Stanley with 12 years of industry experience. He has been with Morgan Stanley since 2014, including a role at Morgan Stanley Private Bank, N.A. since 2019. Outside of his advisory work, he is a partner at Riffy Bits, LLC, a publishing business based in St. Petersburg, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its advisory process.

Adam Nibert is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2004. He holds a Series 63 license and is based in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, and serves a diverse client base that includes high-net-worth individuals and municipal clients.

Brad Stieben is the Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he leads a team that develops personalized wealth strategies tailored to the goals, needs, and preferences of high-net-worth clients and their families. His approach focuses on providing comprehensive wealth planning and sophisticated investment strategies through Private Wealth Management. Brad has 26 years of experience in financial services, all with Fidelity Investments. His career progression includes roles as Vice President, Financial Consultant since 2007, Financial Consultant from 2005 to 2007, Investment Consultant from 2003 to 2005, and Investments & Retirement Specialist from 2000 to 2003. This extensive experience supports his ability to build trust and provide high-touch support to his clients. Outside of his professional work, Brad engages in family activities, fishing, fitness, golf, traveling, and volunteering.

Matthew Strickland is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America, Merrill, and MassMutual Life Insurance Company. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base with wealth advisory planning and investment consulting, including individuals, institutions, and government entities. The firm offers non-discretionary planning and recommendations supported by extensive research and a network of affiliated services, including a notable presence in municipal and public finance.

Nicholas Hammond is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2025, he worked at The Investment Center, Inc. and IC Advisory Services, Inc. for nine years. Outside of advising, he operates Palmer Hammond Tax Services, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by in-house and third-party research.

Emmanuel Lelekis is a CFP® and Series 66-licensed financial advisor with 18 years of industry experience. He is currently with Raymond James & Associates, having previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as acting trustee for several family trust accounts. Raymond James & Associates provides financial planning and investment consulting to a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program, along with institutional consulting and public finance capabilities.

Jessica Wassmer is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at both Merrill and Bank of America since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm integrates investment services with the Bank of America platform, providing access to a broad set of products and services.

William Waters is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 1999. Outside of his advisory role, Waters is a partner in Jobil Properties LLC, where he oversees operations and manages maintenance contracting. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation advice, with services spanning retail wealth management and institutional consulting.

David Williams is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. His prior experience includes roles at Morgan Stanley and Merrill. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a broad client base ranging from individuals and high-net-worth clients to institutions and government entities. The firm provides non-discretionary wealth advisory planning and investment consulting, with notable capabilities in municipal and public finance and a comprehensive affiliate network supporting integrated custody and product sourcing.

Beth Dominguez is a CFP®-certified financial advisor with Raymond James & Associates, based in St. Petersburg, FL, and has 24 years of industry experience. She has worked at Raymond James since 2011 and previously operated Alfonso Dominguez Inc for 20 years. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus that includes public finance and municipal services alongside its retail advisory offerings.

Ryan Belfiore is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at TD Private Client Wealth LLC, Regions Bank, and MVP Orthopedics Inc. He is based in Seminole, Florida. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party money managers through a multi-manager platform.

Mitchell Nelson is a financial professional with 24 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 licenses and has worked with several firms, including Wealth Pathfinders, Imagine Retirement LLC, and Rockdale Financial Services. Nelson is also involved in entrepreneurial financial services ventures and holds ownership roles in related businesses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager investment platform featuring diverse portfolio management options, financial planning, and access to third-party money managers.

Casey Craft is a financial advisor with Raymond James Financial, holding a Series 66 designation and nine years of industry experience. He has been with various Raymond James entities since 2014. In addition to his advisory role, Craft is an associate with Kirk Wealth Group. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm focuses on non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Collin Hunter is an Investment Consultant at Fidelity Investments, a role he has held since 2024. Prior to this position, he served as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. He began his career as a Teller-Intern at Digital Federal Credit Union in 2021. In his current role, Collin partners with clients to develop financial roadmaps by understanding their personal stories, lifestyle, and legacy goals. He focuses on creating customized, comprehensive plans tailored to each client's unique objectives, aiming to deliver a world-class client experience. Outside of his professional responsibilities, Collin enjoys boating, fishing, fitness, social events with friends, golf, and traveling.