Ryan Hendricks is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. He has been with Raymond James since 2017 and has previous work experience at PRO Unlimited, Kelly Services, Northwestern Mutual, and the University of Florida. Raymond James & Associates, Inc. is a dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, delivering non‑discretionary planning and portfolio recommendations supported by a broad affiliate network and active involvement in municipal and public finance.

Susan Fritsch is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and bringing 21 years of industry experience. She has been with Wells Fargo Advisors Financial Network since 2026 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients through a network of advisors. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Jilian Kolesa is a financial advisor at Raymond James & Associates with 14 years of industry experience. She holds a Series 66 designation and has been with Raymond James since 2014. Outside of her advisory role, she creates and sells vacation itineraries through her business, outoftheofficetoday. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients with a range of advisory and fiduciary services.

Jose Arguello is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 credential and three years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley since 2021, as well as prior positions in education at Florida International University, Miami Dade College, and Lincoln International Academy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by the Global Investment Committee’s return estimates and scenario modeling.

Eugene Charles is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at AGW Capital Advisors, Lion Street Advisors, and USAA Financial Advisors. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and government entities, offering non-discretionary wealth advisory planning, investment consulting, and specialized municipal and public finance services.

Jarott Jaskolka is a financial advisor at LPL Financial with 25 years of industry experience. He holds the ChFC® and Series 66 credentials. Prior to joining LPL Financial in 2026, he spent 26 years at Ameriprise. Outside of his advisory work, he owns Jarott Christian, LLC, a business used for payment of business-related expenses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a variety of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Kevin Maltezo is a CFP®-certified financial advisor with 32 years of industry experience. He has worked at Osaic since 2018 and previously spent 25 years at Signator Investors, Inc. In addition to his advisory role, he serves as president of First Heritage Financial Services, LLC, which conducts securities, investment advisory, and insurance business. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation and portfolio management tools and supports multiple advisory platforms.

William Spriggs is a financial advisor at OSAIC with 39 years of industry experience and holds the Series 66 designation. His career includes roles at Securities America Advisors, National Planning Corporation, and Sterling Financial Services. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Jeremy Devin is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley and Wise (TransferWise), as well as self-employment for over a decade. He has been with Raymond James in various capacities since 2022. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets and serving a diverse client base that includes individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, with notable involvement in municipal and public finance through its affiliated capabilities.

Ryan Barker is a financial advisor with Raymond James & Associates in Palm Harbor, FL, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He worked at T. Rowe Price Investment Services, Inc. for 21 years before joining Raymond James in 2019. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services alongside its retail advisory offerings.

Jesse Bernhardt is a financial advisor at Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation with 11 years of industry experience. He has worked with various divisions of Raymond James since 2014. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients with a range of advisory programs.

Nicholas Slater is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and bringing 11 years of industry experience. His career has been entirely with Raymond James entities since 2005. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting, with a notable presence in municipal and public finance through its integrated affiliate network and specialized services.

Arno Utegg Jr. is a financial advisor at Raymond James & Associates with a Series 66 designation. He began his advisory career in 2026 and has prior experience at institutions including the University of San Diego, Paylocity, Paycom, and Tebra. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through a variety of programs and institutional services.

Joel Manings is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients since 1991. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and is a Senior Portfolio Manager in the Merrill Investment Advisory Program. In this role, he manages personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His primary responsibilities include portfolio management and assisting clients in planning, structuring, and managing their financial affairs. Joel’s expertise encompasses college education planning, family wealth management, legacy planning, retirement income, philanthropic planning, and tax minimization. He works with a diverse clientele, including individuals, families, business owners, corporate executives, and retirees. Joel earned a Bachelor’s degree in Business Management and Finance from the University of Tampa and a Master of Business Administration from the University of Florida. He holds additional professional designations as a Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). In addition to his professional work, Joel is actively involved in the community. He serves on the board of the PARC Center for Disabilities in St. Petersburg, Florida, and has participated in various Treasure Island City Government committees. He also contributes to several local charities. Joel resides in Treasure Island with his wife, Vanessa, and their three sons. His personal interests include travel, photography, boating, tennis, reading, and supporting the Tampa Bay Rays baseball team.

Victor Jones is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Hantz Financial Services. Outside of his advisory role, he owns and operates 586ComeUp, a business focused on buying and selling clothing, sneakers, collectibles, and electronics, including sneaker cleaning and restoration services. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client interviews and risk profiling, often operating in an advisory and implementation-support capacity rather than as a delegated manager.

Stephen Sannuto is a financial advisor at Morgan Stanley in St. Petersburg, FL, holding Series 66 and Series 63 credentials with two years of industry experience. Prior to joining Morgan Stanley, he was self-employed and held various roles in different industries. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing a structured planning process supported by firm-approved tools.

Sladjana Pokrajac is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 13 years of industry experience. Her prior roles include positions at JPMorgan Securities LLC and JPMORGAN CHASE Bank NA. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. It offers wealth advisory planning and investment consulting for a diverse client base, including high-net-worth individuals, institutions, and municipal entities, with an emphasis on non-discretionary financial planning and a broad network of affiliated services.

Danny Vargas is a financial advisor at Morgan Stanley in Tampa, FL, with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank since 2022. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and approved planning tools in its financial planning services.

Kevin Mc Knight is a financial advisor at Morgan Stanley in St. Petersburg, FL, holding a Series 66 credential with six years of industry experience. He previously worked at Franklin Templeton Investments from 2016 to 2019 before joining Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

Neda Hooks is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2010. Outside of her advisory role, she is a partner in Swan Capital Properties, LLC, a rental property business based in Florida. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through dedicated teams. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee estimates to develop its financial plans.