Shanna Ramsey is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing and Wells Fargo Advisors prior to joining J.P. Morgan in 2024. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

William Allen III is a financial advisor at Fidelity with Series 63 and Series 66 licenses and 29 years of industry experience. He has worked with various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs.

Charles Sharman is a CFP® professional with 13 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2012 to 2016 and has been with Wells Fargo Bank NA since 2008. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Sean Sharpe is a financial advisor at Raymond James Financial in Orlando, FL, holding Series 63 and Series 66 credentials with 36 years of industry experience. He has been with Raymond James Financial since 2009 and was previously affiliated with Swain Wealth Partners. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations, with a notable emphasis on advisory and implementation-support services.

Gabor Csizmadia is a financial advisor with Edward Jones in Orlando, FL, holding CFP® and Series 66 credentials, and has eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Lantower Luxury Living and Pinnacle Property Management Services. He serves as Director at Large for the Pride Chamber Orlando, contributing to board meetings and event planning. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a large nationwide network of advisors and branches. The firm offers a range of advisory programs and affiliated investment products, operating under a fiduciary standard.

Lauren Romaguera is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2012, including a one-year role at Charles Schwab Bank. Based in Orlando, FL, she serves clients through Schwab’s wealth advisory programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Jeffrey Toadvine is a financial advisor with Ameriprise in Ocoee, FL, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, delivering written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm utilizes algorithmic automation alongside research and modeling to generate tailored advice and provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Robert Cairns is a financial advisor with OSAIC who holds a Series 66 designation and has 34 years of industry experience. His prior affiliations include Woodbury Financial Services, Questar Asset Management, and Allianz Life. Outside of his advisory role, he is involved in charitable organizations such as the Hope and Unity Foundation and One Million Wells, where he serves on the board and supports international water projects, and he also pursues photography as a side business. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations, offering integrated brokerage and investment advisory services through a broad network of advisers. The firm provides a range of portfolio management tools and access to third-party managers, operating multiple platforms and maintaining complex commercial and corporate relationships.

Bradley Erb is a financial advisor with Edward Jones in Winter Park, FL, holding Series 63 and Series 66 designations and with 27 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a wide range of households and organizations. The firm manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors, offering various advisory strategies, separately managed accounts, affiliated mutual funds, and overlay and tax-efficient services.

Joshua Hylton is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His previous roles include positions at TD Ameritrade and Schwab Private Client Investment Advisory, Inc. among others within the Charles Schwab family of companies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure that integrates advisory, brokerage, custody, and cash-sweep services.

Robert Kerns is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2018, following prior roles at SunTrust Investment Services and SunTrust Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Kaylene Mckoy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 14 years of industry experience. She has been with Wells Fargo Advisors LLC since 2011 and concurrently affiliated with Wells Fargo Bank NA since 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options grounded in modern portfolio theory and driven by investment policy statements. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ian Manahan is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 licenses and three years of industry experience. He has previously worked within JPMorgan Chase Bank, N.A. and is associated with Bear Repair LLC, an outside business activity. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Leigh Parks is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies without providing individual security recommendations as part of standalone planning.

Shantel Robinson is a financial advisor at Edward Jones with one year of industry experience and holds a Series 66 designation. She has worked at several firms including Wells Fargo, Truist, Charles Schwab, and Fifth Third Bank prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Anne L'Heureux is a Financial Consultant with Fidelity Investments. She partners with clients to understand their short and long term financial goals and needs, working to develop customized financial plans and investment strategies tailored to their priorities. She focuses on building trust through effective communication and maintaining strong client relationships. Anne's experience includes roles as Investment Consultant at Fidelity Investments from 2025 to 2026, Planning Consultant from 2023 to 2025, Relationship Manager from 2021 to 2023, and Financial Representative from 2020 to 2021. Prior to joining Fidelity, she was an Associate Financial Consultant at Charles Schwab from 2019 to 2020. Outside of her professional work, Anne has interests in fitness, food, horseback riding, photography, tennis, and traveling.

David Stella is a CFP® with 29 years of industry experience, currently serving at Morgan Stanley in Orlando, FL. He has worked at Morgan Stanley and its affiliated Private Bank since 2016 and previously held roles at Wells Fargo Advisors and Wachovia Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm‑approved tools and a structured discovery process.

Pedro Lugo is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, Fidelity Investments, MassMutual, Northwestern Mutual, and Charles Schwab. Lugo is based in Orlando, FL. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide range of products and services.

David Auvil Jr. is a financial representative with Mass Mutual Investors Services in Orlando, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at MML Investors Services LLC, MassMutual Life Insurance Co, and Northwestern Mutual. Outside of his advisory role, he is involved in life insurance, fixed annuities, disability, and long-term care sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, technology-supported planning engagements without discretionary investment authority.

Brian Coatoam is a financial advisor with RBC Capital Markets in Winter Park, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 28 years of industry experience and has worked at City National Bank, Bank of America, and Merrill. He is a member of the Community Leadership Council for The Howard Phillips Center for Children & Families, which advocates for children in Central Florida. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies utilizing both in-house and third-party managers.