Tammy Tyree is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses. She has 32 years of industry experience, including 17 years with Morgan Stanley Smith Barney and 26 years with Citigroup Global Markets. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, managing approximately $2.74 trillion in client assets and providing customized financial planning through its Financial Advisors and Estate Planning Strategies Group.

Taylor Gould is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Citigroup Global Markets and Citibank. Gould is based in San Antonio, TX. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Kaisa Holloway Cripps is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and one year of experience at the firm. Her prior work includes positions in academic institutions such as Schreiner University and the University of Massachusetts Dartmouth, as well as roles with nonprofit organizations including the Buttonwood Park Zoological Society. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence to deliver customized performance reporting and investment recommendations.

Michael Chansley is a CFP® with 27 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. Outside of his advisory work, he volunteers as a scorekeeper and referee for indoor soccer matches at the Northwoods Ice Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers integrated brokerage, custody, and cash-sweep services.

Elsa Balli is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with Wells Fargo Advisors since 2023. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Juan Carlos Bustos Mares serves as a Private Wealth Advisor with Merrill Private Wealth Management, specializing in the Spanish-speaking markets within the USA and internationally. He brings over 15 years of experience to his role, providing tailored financial strategies designed to meet the unique needs of clients across borders. Juan Carlos is fluent in both English and Spanish, which supports his ability to serve a diverse client base effectively. He holds a master's degree in finance and economics from ITESM University, Mexico City, and a bachelor's degree from the same institution. His expertise spans a broad spectrum of financial services, including corporate executive services, executive compensation, family wealth management strategies, institutional consulting, international wealth management, and tax minimization strategies. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional activities, Juan Carlos enjoys playing tennis, traveling, and volleyball.

Harold Puhl Jr. is a financial advisor at Cetera with 43 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Cetera and its affiliated entity, Cetera Wealth Services, LLC, since 2013. He is also an affiliated person of Financial Network–Landmark Region, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform and various program options under discretionary and non-discretionary authorities.

Clayton Munal is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and nine years of industry experience. His prior roles include work with Waddell & Reed Inc and involvement with BNI-Ambassadors of Success, where he also served as a nonprofit board member. Munal is a co-owner of Texas Treasures & Unique Finds, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and supports diversified strategies with research from internal and third-party sources.

Stefano Rosellini is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and three years of industry experience. He has been with Raymond James since 2022 and previously worked for nine years at North East Independent School District. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations supported by firm research and planning tools, with a focus on both retail and institutional advisory services.

Curtis Appleton is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 credentials with one year of industry experience. His prior work includes positions at Charles Schwab & Co., Inc. and JPMorgan Chase Bank, N.A. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that emphasize quantitative asset-allocation modeling and centralized manager due diligence, with an ESG framework integrated into its investment recommendations.

Eric Wilkins is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 designations and four years of industry experience. Prior to joining J.P. Morgan in 2025, he worked at Fidelity in various advisory and brokerage roles from 2021 to 2025. Outside of his advisory work, he operates an online e-commerce store selling second-hand goods. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Yudel De La Garza is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he collaborates closely with clients to develop personalized financial strategies tailored to their individual goals and evolving market conditions. Yudel leverages access to Merrill's investment insights along with the banking and lending resources of Bank of America to support comprehensive wealth management. Yudel holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Universidad del Sagrado Corazon. He follows the Merrill tradition of engaging with the communities they serve and dedicates time to volunteer with local organizations. His approach emphasizes one-on-one collaboration to help clients pursue their long-term financial objectives.

Ian Buenrostro is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2012. Outside of his advisory work, he owns MR. JET, LLC, a small business based in Brownsville, TX. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options backed by Wells Fargo’s research and tools. The firm serves clients meeting a net-worth threshold with services that include retirement, education, risk, and wealth-transfer planning, among other specialized areas.

Blue Hybner is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2020 and has been with Cetera since 2020. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that allows advisors to use affiliated and third-party model portfolios or create custom strategies.

Dennis Mainard is a CFP® with 41 years of industry experience, currently serving at OSAIC since 2024. He has previously worked at Woodbury Financial Services, Inc. for 17 years and has longstanding roles at QRS & Associates and Mainard Financial, the latter of which involves insurance activities related to life insurance and fixed annuities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisers and advisory platforms. The firm employs a comprehensive investment approach using asset-allocation tools, risk assessments, and automated rebalancing across various asset classes, supporting both discretionary and non-discretionary management options.

Paul Foley Jr. is a CFP® with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior experience includes roles at River Crossing POA, The Lighthouse Team LLC, and Waddell & Reed, Inc. Additionally, he is a managing member of The Lighthouse Team LLC, formed alongside his tenure at Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, research, and advanced technology solutions.

Kelly Welker is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Sagepoint Financial and independent insurance sales. He operates Renaissance Wealth Management Group of Texas LLC, a business related to his advisory activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Alfredo Castillo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Merrill, AT&T, JPMorgan Chase Bank, Charter Communications, T-Mobile USA, and KCI Wireless. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice delivered by a select group of Wealth Advisors.

Richard Johnson serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He is the lead Financial Advisor on a multi-generational team dedicated to providing customized financial strategies tailored to clients' needs. With over 25 years of experience, Richard utilizes resources from Merrill Lynch and the banking conveniences of Bank of America to build comprehensive and long-lasting relationships with clients. His expertise encompasses areas such as college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Richard holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Texas A&M University System. Outside of his professional role, Richard enjoys cooking, fishing, golfing, and spending time with his family.

Dawna Larson is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 30 years of industry experience. She has previously worked at firms including Raymond James & Associates, Kestra Financial Services, and Stone Oak Wealth Management. Outside of her advisory work, she operates a self-defense instruction business and serves as an arbitrator in dispute hearings. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients through a broad planning menu tailored to clients who meet certain net-worth criteria.