Eric Anderson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since January 1994. He focuses on assisting clients with investment, lending, and planning needs, particularly during life transitions such as loss of a spouse, divorce, retirement, inheritance, or sale of a business. Eric works alongside Bank of America banking and Merrill specialists, as well as clients' legal and tax professionals, to develop appropriate financial strategies and monitor portfolio efficiency. He holds a Bachelor of Science degree in Building Construction from the University of Washington and a Master of Business Administration from Seattle University. Eric has earned professional designations including Certified Investment Management Analyst (CIMA), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has also completed financial certificate programs offered by The Wharton School. Eric is actively involved in his community through volunteer work and enjoys adventure sports, scuba diving, skiing, tennis, and traveling. He and his wife, Erin, have a blended family of seven children. Eric's approach is to work one-on-one with clients to develop personalized financial strategies designed to help them pursue their long-term goals.

Scott Hollaender is a Series 66-registered financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he serves on the Board of Directors for Junior Achievement of San Diego, participating in efforts to teach children financial literacy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Monica Piepenkotter is a Private Wealth Advisor with Merrill Private Wealth Management, bringing over 25 years of experience in financial services. She specializes in comprehensive Private Wealth Management strategies, working closely with high net worth individuals, families, and non-profit institutions. Monica's approach involves collaborating with clients and their advisors to develop personalized investment strategies that consider investment performance, estate planning, and family dynamics. She holds a Master's degree and a Bachelor's degree from the University of Wisconsin–Madison. Monica is a Chartered Financial Analyst (CFA®) and a Certified Financial Planner (CFP®), credentials that reflect her expertise and commitment to the profession. Throughout her career, Monica has focused on areas such as family wealth management strategies, legacy planning, retirement income, philanthropic planning, and tax minimization. In addition to her professional work, Monica serves as a Board Member for Girl Scouts San Diego and has been involved with the Salk Institute. She enjoys boating, cooking, pickleball, reading, running, spending time with her family, and traveling.

Patrick Herrington is a CFP® with 17 years of industry experience. He is currently affiliated with Edward Jones, where he has worked since 2025. Prior to that, he spent 17 years at LPL Financial. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Sebastian Marti is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2020 and was previously employed by TIAA-CREF from 2015 to 2020. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to affiliated and third-party managers.

Luis Camou is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and previously worked at Actinver Securities, Inc., TRANS Network LLC, R.L. JONES, and Tecnologico de Monterrey. He has been with Morgan Stanley since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Ivy Edmunds is a Series 66 licensed financial advisor with UBS Financial Services in San Diego, CA, bringing 14 years of industry experience. She has been with UBS since 2009. Outside of her advisory work, she is involved with CorePower Yoga. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research, underwriting, and securities-backed lending programs.

Jada Coleman is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated for 20 years. Outside of her advisory role, she has worked part-time in retail positions, including at Ascena Retail Group and Target Corporation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Andrew Zimmer is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with LPL Financial since 2015. Outside of his advisory role, Zimmer owns Sidepod Gaming, LLC and the Little Italy Pickleball Club, both non-investment related businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and corporations. The firm offers financial planning, various advisory programs, and retirement plan consulting while providing discretionary and non-discretionary management supported by research, model portfolios, and technology-driven solutions.

Nicholas Kolata is a Series 66-licensed financial advisor at Edward Jones with 12 years of industry experience. He previously worked at Bank of America (Merrill Lynch), Priority Financial Group, and MUFG Union Bank. He is based in Chula Vista, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacob Allred is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2022 and has prior experience in educational roles at San Diego State University, Mesa Community College, and Cathedral Catholic High School. Outside of advisory work, he manages planes for a family business through Allred Klein Enterprises, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving diverse clients including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party resources.

Amanda Smith is a financial advisor with Raymond James Financial Services Advisors and holds a Series 66 designation. She has four years of industry experience with prior roles at firms including Northwestern Mutual Investment Services LLC and Kestra Advisory Services, LLC. Outside of finance, she is an independent contractor with Tinseltones by Tomlinson, a singing caroling group active during the holidays. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and supports institutional and municipal clients with a broad affiliate network and specialized programs.

Mary Seki is a financial advisor at Osaic with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at SagePoint Financial prior to joining Osaic. Outside of her advisory role, she serves as Treasurer for her homeowners association. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset allocation tools and third-party platforms to construct and manage portfolios across various asset classes.

Daniel Racicot is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. Before joining LPL Financial in 2024, he worked for Wells Fargo Advisors from 2013 to 2024. He is also the owner of Wire to Wire LLC, a non-investment-related business based in San Diego. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Christina Razzore is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney for 16 years before joining Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Hailey Petry is a financial advisor at UBS Financial Services with eight years of industry experience. She holds a Series 66 designation and has worked primarily at UBS in various capacities since 2017, including a one-year period at Torren Management, LLC. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides proprietary research and capital markets services.

Jennifer Antoniadis is a financial advisor at LPL Financial with 16 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2008. Prior to her advisory role, she worked for Princess Pub from 2010 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Aaron Bennett is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His prior experience includes roles at Merrill, Bank of America, and a nine-year tenure at Sarpinos Pizzeria. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and integrates AI and systematic methodologies in its investment process.

Peggine Tellez is a financial advisor at LPL Financial with 23 years of industry experience. She has held positions at Securities America Advisors, Inc. and Securities America, Inc. for a decade prior to joining LPL Financial. She is licensed as a Series 63 and Series 66 representative and also works as a non-variable insurance agent offering term, whole life, and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Christopher Kay is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their personal financial goals and develops strategies to help pursue short-, mid-, and long-term objectives. His services include general investing, retirement planning, and preparing for unforeseen financial needs. Christopher also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from the University System of Georgia. Christopher emphasizes ongoing advice and guidance as clients' financial needs evolve.