Justin Kerr is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Charles Schwab and its related entities since 2015, including Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of investment guidance supported by multi-asset model portfolios and due diligence on alternative investments.

Kathern Duplisea is a financial advisor with Edward Jones in Tempe, AZ, holding a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory role, she is a co-owner of an appliance repair business in Mesa, AZ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

James Wiggins is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding Series 65 and Series 63 licenses and 25 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A. since 2017, J.P. Morgan Securities since 2009, Chase Investment Services Corp. from 2004 to 2009, and Banc One Securities Corporation from 2004 to 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research and includes capabilities in derivatives and commodities.

Ron Mabry is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a team member since 2001. Beginning his career in the Phoenix office, he held various roles focused on customer service before becoming a registered Financial Advisor in 2006. In 2008, he transferred to the Mesa Branch to work alongside his father as part of the Mabry Group. Ron specializes in family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. He employs a goals-based approach, tailoring strategies to clients' specific needs and providing advice and education to support informed decision-making. His process includes routine reviews and adjustments in collaboration with clients to help them achieve their desired lifestyle. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Ron earned a bachelor's degree from Arizona State University Polytechnic Campus. A native Arizonan, he lives in Gilbert with his wife and three children.

Charlotte Kroeppler is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 21 years of industry experience. She has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment due diligence.

Jesse Hernandez is a financial advisor with J.P. Morgan Securities in Tempe, Arizona, holding Series 63 and Series 66 licenses with seven years of industry experience. His prior roles include positions at Morgan Stanley, Voya, Vanguard, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments, supported by a centralized due diligence process and incorporating ESG considerations.

Linda Drake is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Evan Lucas is a financial advisor at Charles Schwab with 20 years of industry experience. He holds the Series 63 and Series 66 credentials and has held prior roles at The Vanguard Group and Merrill. Outside of finance, he has worked as a model for print advertising with Biomech Insight. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

John Hall is a Series 66-licensed financial advisor with Edward Jones in Chandler, AZ, bringing 14 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive advisor and branch network as well as affiliated capabilities beyond traditional advisory services.

Timothy Jongsma is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Ameriprise in Gilbert, AZ. His career has been primarily with Ameriprise, spanning from 2008 to the present with a brief period of unemployment in 2024. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves clients through a combination of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Clark Gilliland is a financial advisor with Merrill in Phoenix, AZ, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at JP Morgan Chase Bank and Wells Fargo. Outside of his advisory roles, he has been involved with Arion Care Solutions and Not My First Rodeo, indicating experience with entrepreneurial and care service ventures. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model‑based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm integrates strategic asset allocation and tax-aware options within its portfolio implementation.

Jeffrey Williams is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with Merrill and its affiliate Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Grossnickle is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1997. He began his career in financial services in 1996 at a small brokerage firm before joining Merrill Lynch. Ken specializes in family wealth management strategies, legacy planning, and managing new wealth, focusing on strategic planning and implementing financial strategies to help affluent families, individuals, and business owners stay aligned with their goals and preserve their lifestyle. He holds a Bachelor of Science in Business Administration with a concentration in Finance from the Eller College of Management at the University of Arizona. Ken has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Accredited Domestic Partnership Advisor (ADPA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He is actively involved with the Eller College and has served on the Parent Advisory Board at the University of Tennessee, Knoxville. Outside of his professional work, Ken is engaged in community activities in Phoenix, including volunteer efforts with Phoenix Children's Hospital and The Society of St. Vincent de Paul. His personal interests include football, hiking, music, and skiing.

Tyler Peters is a CFP® and Series 66-licensed financial advisor with Edward Jones in Chandler, AZ, bringing seven years of industry experience. He has worked at Edward Jones since 2018, following prior roles at Utah State University and Verizon Wireless. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Mario Barraza is a financial advisor with Merrill in Chandler, AZ, holding Series 63 and Series 66 licenses and having seven years of industry experience. His work history includes roles at Merrill since 2018 and Bank of America, N.A. since 2021, along with prior experience at Verizon from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for individual, high-net-worth, pension, corporate, and charitable clients.

Gillian Goldberg is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has worked at Merrill since 2020 and concurrently at Bank of America, N.A. since 2024. Her prior work experience includes roles outside the financial sector, such as at Maggiano's Little Italy and Courtyard by Marriott. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brayden Hodson is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2018, including a role at Charles Schwab Bank, SSB starting in 2022. Prior to Schwab, he was employed by Wells Fargo from 2016 to 2018. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Daniel Massow is a financial advisor with LPL Financial in Mesa, Arizona, holding the CFP® designation and Series 63 license. He has five years of industry experience, including previous roles at Raymond James Financial. Massow is also involved with Massow Wealth Strategies, where he serves as an associate employee. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Clancy Schmidt is a Series 66-credentialed financial advisor with six years of industry experience, currently with J.P. Morgan Securities in Gilbert, AZ. His prior experience includes roles at JPMorgan Chase Bank, N.A., and ownership of Black Sheep Shop, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Zackary Marquez is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with Cetera. His work history includes roles at Cetera Wealth Services, Renaissance Financial Corp, and Minnesota Life Insurance Co. Outside of his advisory work, he is also active as a licensed insurance agent selling fixed insurance products and works as a Realtor with Remax Coastal Homes. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and advisory services delivered through a multi-manager platform with various program structures and access to third-party money managers.