David Van Horn is a financial advisor with Merrill Lynch Wealth Management, specializing in guiding individuals and families through various aspects of financial planning. His expertise encompasses areas such as college education planning, family wealth management strategies, philanthropic planning, socially responsible investing, and services tailored to sports and entertainment professionals. David's professional designations include the CERTIFIED FINANCIAL PLANNER (CFP) certification, Chartered Alternative Investment Analyst (CAIA) designation, and Personal Investment Advisor (PIA) credential. He holds both a Bachelor of Business Administration and an MBA from the University of Georgia. David is involved in professional and community organizations including Bank of America's Hispanic/Latino Organization for Leadership and Advancement, Habitat for Humanity, and Peachtree Road United Methodist Church. He is also dedicated to mentoring and community service through his church activities. Outside his financial advisory work, David enjoys a range of personal interests such as baseball, camping, fishing, football, golf, hunting, music, rock climbing, spending time with family, and yoga. These interests reflect a balance between competitive sport and creative pursuits.

Mark Howard is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 2001, following a nine-year tenure as an engineer with The Coca-Cola Company. Mark's expertise lies in portfolio management strategies, personal retirement planning, and retirement income, which he uses to help clients pursue their goals and plan for a comfortable retirement. Mark holds Bachelor's degrees from both Birmingham-Southern College and Georgia Tech. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach emphasizes understanding clients' life priorities to create personalized financial plans tailored to their families and aspirations. In addition to his professional responsibilities, Mark is committed to community involvement, volunteering with local organizations in line with Merrill's tradition of service. His personal interests include golfing, tennis, and traveling.

Shih Tsao is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Tsao also serves as a board member and co-officer of corporate relations for Ascend Atlanta, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, incorporating strategic and tactical asset allocation as well as tax-aware options.

Francis Pinney is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Atlanta, GA. He has three years of industry experience, including roles at Wells Fargo Bank and Southeast Mortgage of Georgia, Inc. Prior to his financial services career, he attended Furman University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Christina Rogers is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds Series 63 and Series 66 designations and has worked at various Wells Fargo entities since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Elizabeth Brashear is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley since 2009, including a position at Morgan Stanley Private Bank, N.A. since 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Andrew Firstman is a financial advisor with J.P. Morgan Securities in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with JPMorgan Chase Bank and JPM Securities since 2015. Outside of his advisory role, he plays bass guitar in local cover bands. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Colin White is a financial advisor with Merrill in Atlanta, GA, holding a Series 66 designation and 24 years of industry experience. He has worked at Merrill since 2001 and has been with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Lewis is a financial advisor at UBS Financial Services with 22 years of industry experience. He previously worked at J.P. Morgan Chase Bank, J.P. Morgan Securities, and J.P. Morgan Trust Company. He is a partner at Three Amigos Venture Holdings, LLC, a partnership investing in private companies and diversified funds. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and research to tailor investment plans to clients’ goals and risk tolerances.

Ronda Kalaman is a Series 63 credentialed financial advisor with 33 years of industry experience. She has been with Merrill since 2008, totaling 18 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Fourquet is a Financial Advisor with Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA). Benjamin earned his Bachelor's Degree from Georgetown University. This combination of education and professional designation supports his role in providing financial advice and wealth management services.

Victor Ferrugia is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 63 designation and bringing 46 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he owns and leases over-the-road tractor trailers through Ferrugia Trucking Co. Morgan Stanley Wealth Management is an SEC-registered advisor and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and financial planning services. The firm employs structured planning tools and offers its clients access to diverse investment and financial strategies.

Joshua Turner is a Financial Consultant currently working at Fidelity Investments since 2021. He collaborates with clients to develop and implement financial plans tailored for their retirement goals, and he continuously monitors these plans to assist clients in achieving their long-term objectives. Prior to his current role, Joshua gained extensive experience in the banking sector, holding various positions at Wells Fargo from 2013 to 2021. His roles included Premier Banker, Licensed Personal Banker 2, Personal Banker, and Teller, which provided him with a solid foundation in financial services and client relationship management. Outside of his professional career, Joshua is interested in activities such as hiking, music, reading, snowboarding, and participating in social events with friends. He also has a background in military service.

Griffin Unterreiner is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation. He joined Morgan Stanley in 2025 and previously served five years in the US Army. Before his financial career, he held various roles including positions in golf clubs and the moving and restaurant industries. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Robert Fierman is a financial advisor with Raymond James & Associates in Atlanta, GA, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has been with Raymond James & Associates since 1985. Outside of his advisory role, Fierman volunteers with the Cheatham Hill Farm Homeowners Association. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Danielle Milam is a financial advisor with UBS Financial Services in Jackson, MS, holding Series 63 and Series 65 designations and has four years of industry experience. She previously worked at The William Morris Group, PA for six years before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client investment strategies.

Ryan Ziegler is a financial advisor with J.P. Morgan Securities in Atlanta, GA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2014. In addition to his advisory role, he is also an employee of JPMorgan Bank, which allows him to offer certain banking products and services, including deposit and credit products. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Eric Wilson is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has 24 years of industry experience, including prior roles at The Prudential Insurance Company of America, Pruco Securities, Edward Jones, Virtus Capital Advisers, and Carter, Terry & Company. Wilson also engages in health and group insurance sales and serves as a fiduciary for family members. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and various non-securities products and services.

David Delaney is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA since 2015. In addition to his advisory role, he is also an employee of JPMorgan Bank, where he offers bank products including deposit and credit services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Beth Chessler is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. She has been with Raymond James since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, and municipal entities, offering a range of financial planning and advisory services that rely on tailored planning based on risk profiling and software-driven analyses.