Aaron Empie is a CFP® with 17 years of industry experience currently working at Vanguard Advisers since 2019. He has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 2008. He is based in Scottsdale, AZ, and holds a Series 63 designation. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering customization options including ESG preferences and tax-aware strategies.

Daniel Vinson is a financial advisor with OSAIC based in Scottsdale, AZ. He holds Series 63 and Series 65 credentials and has 21 years of industry experience. His work history includes roles at Advisor Group since 2017, Innovation Partners LLC from 2013 to 2016, and Black, Gould & Associates since 2005. He is also involved as an agent in health insurance sales on a commission basis. OSAIC serves a diverse client base, including retail and institutional investors, and offers a range of brokerage, advisory, and financial planning services. The firm employs asset-allocation tools and risk assessments to construct portfolios and supports multiple advisory platforms and third-party solutions.

Bernard Ringer is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He worked at Merrill for 20 years before brief tenure at Bank of America in 2018 and joining LPL Financial later that year. Ringer operates a business entity, Bigg Wealth Management, affiliated with LPL. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services through a national network of investment adviser representatives, utilizing both discretionary and non-discretionary management and supporting diversified and alternative investment strategies.

John Jetter IV is a financial advisor at Wells Fargo Clearing with 53 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources to guide investment decisions.

Jennifer Morris is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 16 years. She is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored investment advice and a range of portfolio services, including discretionary and non-discretionary management, using both in-house and third-party managers to implement diverse strategies.

Melissa Taylor is a financial advisor at OSAIC with 19 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC and Sage Point Financial. OSAIC serves a diverse range of retail and institutional clients, providing brokerage and investment advisory services through a large network of affiliated advisors. The firm uses a variety of asset allocation tools and third-party platforms to construct portfolios across multiple asset classes, supporting both discretionary and non-discretionary management.

Kristian Michael is a financial advisor at Osaic Wealth Inc. based in Scottsdale, AZ, holding a Series 66 credential with 12 years of industry experience. He previously worked at Bank of America, N.A. and Merrill for 12 years. Outside of his advisory role, he owns Dean’s Mourning Wood, LLC, a business specializing in custom hand-made wood furniture and pet caskets. Osaic Wealth Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a broad network of advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on asset allocation, risk tolerance, and a variety of portfolio management options.

Michael Hodson is a financial advisor with Osaic Wealth, Inc. in Scottsdale, AZ, holding Series 63, 65, and 66 credentials and 16 years of industry experience. His prior experience includes roles at Securities America Advisors, MML Investors Services, IDC Investor Services, Tobin & Company Securities LLC, and WealthForge. Osaic Wealth serves a diverse client base of retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through a broad network of affiliated advisors. The firm employs a range of asset-allocation tools and portfolio management strategies across multiple investment types and platforms.

Jennifer Brunner is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at OSAIC since 2024 and previously spent 15 years with SII Investments and eight years with Securities America Advisors. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing advanced asset-allocation tools and multiple advisory platforms to manage portfolios that include a broad range of investment options.

Ashley Kugel is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. She has been affiliated with OSAIC since 2024 and previously worked with Securities America Inc. for ten years. OSAIC serves a diverse clientele including retail and institutional investors through a large network of advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with portfolio construction supported by firm-provided asset-allocation tools and access to third-party money managers.

William Bradley is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Outside of his advisory role, he is the sole owner of WAB Enterprises Inc., which leases a Mooney aircraft. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and fiduciary services. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Charles Peterson II is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 designation and has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2021. Prior to his current roles, he was involved in the construction and consumer products sectors. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to construct diversified portfolios mostly composed of Vanguard funds and ETFs.

Brandon Riley is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with 12 years of industry experience. He has been with Morgan Stanley since 2013, including roles at Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individuals and institutional clients, focusing on tailored financial and estate planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers financial planning services primarily in an advisory capacity.

Alexander Weitkunat is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and one year of industry experience. He previously worked at Mutual of Omaha and holds roles with multiple Vanguard entities. His background includes various positions in education, recreation, and customer service. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Joseph Alaimo is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at USAA Group and various business ventures such as Parkville Wholesale, Little Sicily Pizza, and Alaimo Enterprises. He also has experience with Arizona State University, Mayo Clinic, CVS Pharmacy, and Paradise Valley Community College. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that emphasizes personalized asset allocation and tax-aware portfolio features.

Brandon Jamison is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds a Series 66 designation and has been with Vanguard Advisers and related Vanguard entities since 2025. Prior to joining Vanguard, he had brief roles at Charles Schwab & Co. and other companies. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios predominantly from Vanguard funds and ETFs, supported by a large advisor team and digital platform.

Oscar Orrego is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2011, totaling 15 years at both firms. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America's broader corporate platform, providing access to a wide set of financial products and services.

Curtiss Tharp is a financial advisor at Osaic Wealth, Inc. with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Securities Inc, Lincoln Financial Advisors Inc, and Global Value Investment Corp. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of investment options and portfolio management approaches, supported by firm-provided tools and third-party services.

Emilio Acedo is a CFP®-designated financial advisor at Charles Schwab with three years of industry experience. His prior roles include positions at Freedom Mortgage and Finis Landing. He is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multi-asset model portfolios with alternative investment options and a centralized operational structure.

Michael Clark is a CFP® with eight years of industry experience, currently serving as a financial advisor at Robert Baird & Co. since 2021. Prior to joining Baird, he worked at U.S. Bancorp Investments, Inc. and U.S. Bank. Outside of his advisory role, he has been involved with PAC Properties since 2014. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations, utilizing a range of investment strategies including traditional and non-traditional approaches.