Charles Salfity is a financial advisor with LPL Financial in El Segundo, CA, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Emily Perry is a financial advisor with Wells Fargo Advisors in Rolling Hills Estates, CA, holding a Series 66 designation and 20 years of industry experience. Her prior experience includes eight years at Merrill before joining Wells Fargo Advisors in 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad range of planning offerings tailored to clients who meet specific net-worth criteria.

Violeta Mollova is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and seven years of industry experience. Her work history includes roles at UBS Financial Services, Evoke Advisors, Sifel, Nicholaus & Company, JPMorgan Chase Bank, J.P. Morgan Securities, and Citibank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor plans. The firm provides a broad range of services including discretionary portfolio management, financial planning, and capital markets activities alongside wealth management.

Kristy Hernandez is a financial advisor at Morgan Stanley with 12 years of experience in the industry. She holds a Series 66 designation and previously worked at RBC Capital Markets for nine years before joining Morgan Stanley in 2024. Outside of her advisory role, she is involved in photography as an independent contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Ivan Kan is a financial advisor with Ameriprise in El Segundo, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise since 2006 across its affiliated entities. Outside of his advisory role, he owns and manages tax preparation and financial planning businesses, including Kan & Associates and Sentry Tax Advisory Group. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, combining proprietary research, algorithmic tools, and collaborative implementation with clients and their advisors.

Essie Bonney is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley in 2024, she worked at Sanford C. Bernstein & Co., LLC and Capital Group – American Funds Distributors, Inc. Outside of her advisory role, Bonney is involved in social media content creation and talent representation through a model and talent agency. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models to support financial planning, while acting primarily in an advisory capacity.

Rahamin Suares is a CFP® professional with 44 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing spanning from 2009 to 2021. Suares operates under Pacific Coast Capital Management as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services through a nationwide network of investment adviser representatives.

Thomas Mountain is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Wells Fargo Advisors Financial Network LLC for nine years. Mountain is based in Long Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Logan Galli is a financial advisor at Cetera with 18 years of industry experience. He holds a Series 66 designation and previously worked for LPL Financial from 2014 to 2023 before joining Cetera in 2023. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary options.

Patrick Gallagher is a financial advisor at Morgan Stanley in Long Beach, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Outside of his advisory role, he is involved with District 4 Pizza, a restaurant/bar in Long Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides its services through a combination of direct client relationships and corporate financial planning agreements.

Oscar Ramos is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016. Ramos also worked at California State University Long Beach from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial advisory services.

Alexander Saak is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 66 designation and has previously worked at Marlin Equity Partners and Indiana University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Travis Lutz is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He previously worked at Allstate Insurance and has operated his own business, Travis Edward Lutz LLC, since 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Asiyat Khuranova is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Asiyat holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation and is also a Personal Investment Advisor (PIA). Asiyat’s approach centers on understanding clients' goals, priorities, and overall financial situations. She leverages the investment insights of Merrill Lynch and the banking capabilities of Bank of America to provide comprehensive wealth planning. Her client focus areas include personal retirement planning, women and wealth, and retirement income. She holds a Master's Degree from Pyatigorsk State Linguistic University and an MBA from the University of Phoenix. In addition to English, Asiyat speaks Russian. Her personal interests include cooking, hiking, music, and reading.

Ricardo Ramirez is a Series 66-licensed financial advisor with Merrill, based in Lakewood, CA. He has 19 years of industry experience, including 14 years at Bank of America and Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment offerings with Bank of America’s broader platform, providing access to a wide array of products and services.

Daniel Pagilagan is a financial advisor with Wells Fargo Clearing in Compton, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a wider range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Daniel Osorio is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab in various roles since 2018, as well as at Fidelity Brokerage Services and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment options, and integrated custody and brokerage services.

Carmen Davison is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Wells Fargo Clearing in 2025, she worked at Bank of America and Merrill. Outside of finance, she is involved with House of Carmen, LLC, where she works as a designer, wholesale manufacturer, and consultant. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its own investment institute and third-party sources and offers a range of brokerage and advisory solutions.

Marc Myers is a financial advisor with Charles Schwab in Torrance, CA, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Outside of financial advising, Myers works as a ski instructor at Mountain High Ski Resort, where he designs and implements individualized learning programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. The firm’s integrated structure supports a large client base with centralized supervision, custody, and a distinctive approach combining strategic asset allocation and alternative investment due diligence.

James Vogel is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and two years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Parcion Private Wealth, among other roles. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm’s approach includes an ESG eligibility framework and offers a range of services delivered on a non-discretionary basis.