Susan Filburn is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and having two years of industry experience. Prior to joining UBS in 2023, she worked at Milestone Advice Group from 2020 to 2023. She also spent ten years as a stay-at-home parent and volunteer while working at Raterlabs, Inc (Appen). UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a broad array of capital markets services.

William Koster is a CFP® and Series 66 registered advisor with MassMutual Investors Services, based in Charlotte, NC, with eight years of industry experience. He has worked at MassMutual and its affiliates since 2017 and previously at Hornor, Townsend & Kent, Inc. Koster is also licensed as a life and disability insurance agent. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations.

Kyle Blumenstock is a CFP® and holds a Series 66 designation, with 15 years of experience in the financial services industry. He has been with UBS Financial Services in Charlotte, NC since 2011. Outside of his advisory role, he owns a small business selling health and wellness products at street fairs. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing model-based asset allocations and research to tailor financial plans to clients’ goals and risk tolerances.

Daniel Devaraju is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and five years of experience in the industry. His prior work includes roles at First Bank of The Lake, Katch, Stoop, and WCT Brookfield, as well as teaching positions at the University of North Carolina at Charlotte and Brookfield High School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, institutional plans, and other fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide array of products and services beyond traditional investment management.

Matthew Roberts is a Financial Advisor at Merrill Lynch Wealth Management. He serves as a trusted confidant for his clients, managing every aspect of their financial lives with a focus on transparency and trust. Matthew and his team provide comprehensive services including investment management, tax optimization, retirement and income planning, estate and legacy coordination, and lending solutions. Matthew holds a Bachelor's degree from the University of South Carolina System. He earned his CERTIFIED FINANCIAL PLANNER (CFP) certification in 2024 and holds the Personal Investment Advisor (PIA) designation. Since beginning his professional journey with The Vanguard Group in 2021, Matthew has developed expertise in executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and tax minimization. Born and raised in Long Island, New York, Matthew has lived in the Southeast for over a decade. Outside of work, he enjoys football, golfing, music, pickleball, skiing, swimming, tennis, traveling, volleyball, and spending time with his family. His mission is to deliver client-focused advice grounded in effective communication, intentional planning, and unwavering integrity.

Parth Parikh is a Financial Advisor based in Charlotte, NC, affiliated with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop customized financial strategies aimed at building, preserving, and transferring wealth. Parth focuses on managing new wealth, individual and corporate investment strategies, and tax minimization. He emphasizes careful listening to clients in order to understand what they value most, and collaborates with them to create plans that align with their financial goals. His approach aims to simplify complex financial matters and provide trusted guidance through every stage of life. He holds a Bachelor's Degree from the University of North Carolina System and the Personal Investment Advisor (PIA) designation. Parth communicates with clients in English, Gujarati, and Hindi. Outside of his professional work, he has interests in basketball, golfing, traveling, and watching movies.

James Xiarhos is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Pruco Securities, LLC and Prudential Insurance Company of America for 18 years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services. The firm provides access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products through an integrated platform.

Forbes Arbaugh is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. Prior to joining UBS in 2025, he worked in various roles including at Backstreets Pub and Bar and the Township of Bethany Beach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations for tailored client solutions.

Matthew Fillion is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. He previously worked at Fifth Third Bank for ten years before joining JPMorgan Securities LLC and JPMorgan Chase Bank, NA in 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Laura Ciotoli is a financial advisor at Merrill with 17 years at the firm and 11 years of industry experience. She holds a Series 66 designation and is based in Fort Mill, South Carolina. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Michael Haire is a financial advisor with LPL Financial in Fort Mill, South Carolina, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with LPL Financial since 2012, including roles at LPL Enterprise LLC beginning in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Douglas Woodruff is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Charles Schwab since 1994 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and cash-sweep services.

Caroline Holladay is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. She previously worked at Costal Wealth Management and was employed in academic roles at the University of South Carolina and First Baptist School. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michele Cahayla is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked at Prudential Insurance Company of America and its affiliated entities for over two decades before joining LPL Enterprise. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to third-party asset management through an integrated platform that combines adviser programs with brokerage and insurance products.

Elizabeth Leventis is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 66 licenses and 12 years of industry experience. Prior to joining LPL in 2018, she worked at Monat and Foresters Advisory Services. Outside of her advisory role, she produces a podcast titled Butterflies & Rainbows. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers various financial planning and advisory programs, combining model portfolios, research, and a range of discretionary and non-discretionary management options.

John Black III is a ChFC® credentialed financial advisor with 23 years of industry experience. He is currently with Cetera and has previously worked with LPL Financial and Independent Advisor Alliance. Black also serves as a member of the Rock Hill City Council, a position he has held since 2010. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and consulting services delivered through a large nationwide network of independent advisors.

Julia Ladson is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 66 licenses and two years of industry experience. Her work history includes roles at US Tech Solutions and Wells Fargo Clearing Services. Outside of finance, she has experience in education and hospitality, including positions at Clemson University and Blue Heron Restaurant and Catering. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and employs both discretionary and non-discretionary management utilizing model portfolios and research from various sources.

Shawn O'Brien is a Series 66 licensed financial advisor with 10 years of industry experience. He is currently with LPL Financial and has held prior roles at Wells Fargo Clearing Services, Wells Fargo Bank, and Mutual of Omaha, among others. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Kristian Kerr is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 65 and Series 66 licenses and two years of industry experience. Prior to joining LPL Financial in 2023, he worked at Citigroup from 2017 to 2023 and Comerica Bank in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Robert Crigler is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is a member of BUCK HOLLAR, LLC and serves as a co-executor of a will. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.