Ramone Givens is a financial advisor at Eagle Strategies (NY Life) based in Charlotte, NC, holding a Series 66 designation with 12 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, and Merrill Lynch. Outside of his advisory work, Givens owns and operates a handyman services business providing basic maintenance and home project assistance. Eagle Strategies serves a diverse client base including individuals, institutional investors, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and maintains a primarily non-discretionary asset base, operating within the integrated New York Life affiliate structure.

Joel Vincent is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Vanguard Marketing Corporation, Amazon, and the University of North Carolina at Charlotte. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm provides both point-in-time planning services and ongoing portfolio management under a fiduciary standard within a vertically integrated structure.

Benjamin Osborne is a CFP® professional with five years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has worked at several firms including The Vanguard Group and Linden Thomas Advisory Services LLC. Osborne is based in Charlotte, NC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on personalized financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not provide discretionary portfolio management.

Aaron Cantley is a financial advisor at Brookstone Capital Management LLC with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Brookstone Wealth Advisors since 2023. He is also involved in fixed insurance sales through Cantley Insurance & Financial Services, a business he has operated since 2008. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm offers discretionary portfolio management through a turnkey asset management platform, utilizing strategic and dynamic asset-allocation models, a mix of investment products, and a blend of internal and external sub-advisors.

Andrew Kistler III is a financial advisor at Janney Montgomery Scott with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Janney Montgomery Scott since 2012. He serves as a board member of Mimosa Hills Golf Club in Morganton, NC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Michael Acosta is a CFP® and ChFC® with eight years of industry experience. He is currently affiliated with Primerica Advisors and has worked at Park Avenue Securities LLC and Guardian Life Insurance Company of America since 2017. Acosta serves as a NexGen Board member for the Charlotte Chapter of the Financial Planning Association and is on the Wingate University Alumni Advisory Board, as well as the American College of Financial Services NextGen Advisory Task Force. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and fee-based advisory services along with financial and business consulting. The firm utilizes a range of investment strategies through proprietary and third-party managers and supports various account-level services such as lending solutions and donor-advised funds.

Salvatore Buffa is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and bringing six years of industry experience. His prior work includes roles at Fidelity and Penn Mutual Life Insurance Company, as well as at Hornor Townsend & Kent LLC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, utilizing both model and customized portfolios.

Adam Aldrich is a financial advisor at MAI Capital Management, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at The Huntington Investment Company and LPL Financial LLC. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a range of clients, including high-net-worth individuals, families, sports professionals, trusts, and institutional investors. The firm offers customized portfolio management across various strategies and incorporates financial planning and tax services into many client relationships.

Lisa Mc Connell is a financial advisor at Janney Montgomery Scott with 16 years of industry experience. She holds a Series 66 designation and has been with Janney since 2010. Outside of her advisory role, she is involved with McConnell Ventures, a retail clothing business focused on children's apparel, where she contributes part-time in bookkeeping and administrative functions. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, estates, and institutional clients, offering a range of brokerage, financial planning, and advisory services with in-house and third-party portfolio management.

Mark Holton is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. He has been with Bankers Life Securities, Inc. since 2016 and has been involved with Bankers Life and Casualty since 2005, where he also serves as a unit supervisor managing insurance agents. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across a range of securities, integrating rebalancing and performance reviews.

Tyler Odonnell is a CFP® with three years of industry experience currently affiliated with Guardian Life and Park Avenue Securities. His prior roles include positions at Consolidated Planning Inc. and Macmillan Holdings, LLC. Outside of finance, he has experience working with the YMCA of Greater Charlotte. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services and investment advisory programs that include both proprietary and third-party model portfolios.

Brian Senatore is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with TIAA-CREF and TIAA since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm provides a combination of point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure and acting as adviser to a donor-advised fund.

Joseph Nichols III is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses with six years of industry experience. He has worked at TIAA-CREF since 2019 and previously spent five years at Red Ventures. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm provides discretionary portfolio management with a fiduciary standard through a variety of model and customized investment options.

Susan Jenkins is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with TIAA-CREF since 2005. Outside of her advisory role, Jenkins owns Magnolia Divorce Coaching, providing guidance services to individuals navigating the divorce process. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered retirement plans.

Daniel Bubbico is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior experience includes roles at JPMorgan Chase Bank, Merrill Lynch, Bank of America, and Wells Fargo. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm uses both model and customized portfolios under a fiduciary standard and also advises the TIAA Donor Advised Fund.

Esther Park is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 designations and 28 years of industry experience. Her career includes roles at Guardian Life Insurance Company and Park Avenue Securities, with a noted sabbatical to start Maid Pretty. She also provides support to another advisor, Orrin Magill, in a non-investment capacity. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, serves individual and institutional clients through brokerage, financial planning, retirement consulting, and advisory programs that include both proprietary and third-party models.

Todd Smith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses. He has 25 years of industry experience and has been with TIAA-CREF since 2012. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary portfolio management, offering both model-based and customized investment solutions.

Christopher Dillon is a CFP® with six years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at LPL Financial, Cetera Advisor Networks, Carroll Financial Associates, and Wells Fargo. He is based in Charlotte, NC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s investment approach combines strategic asset allocation with both passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

Axelle Rivot is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining TIAA-CREF, she was associated with Florida Financial Advisors and Trinity Wealth Securities, LLC. Outside of her advisory work, she has been involved with the Advocacy for Refugee and Immigrant Services for Empowerment. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers a fiduciary standard through its advisory services, employing both model and customized portfolios within a vertically integrated structure.

Olivia Newsome is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and has three years of industry experience. Prior to joining TIAA-CREF, she worked at the General Services Administration and held various roles in education and other sectors. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, operating within a vertically integrated structure that includes affiliated funds and fiduciary standards.