William Windley is a Series 66-licensed financial advisor with Merrill in Charlotte, NC, with 13 years of industry experience. He has been with Merrill since 2012. Outside of his advisory role, he serves as a board member on the finance committee for the Warlick Family YMCA in Gastonia, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Sterling is a Wealth Management Advisor at Merrill Lynch Wealth Management. He assists clients by focusing on what truly matters in their financial lives, providing guidance on a range of topics including tax-efficient investment strategies, retirement income, estate planning coordination, insurance evaluation, and lending options. Richard emphasizes building evolving financial plans tailored to clients' unique circumstances, family priorities, and market conditions. He specializes in areas such as college education planning, executive compensation, family wealth management strategies, LGBT wealth planning, liquidity management, personal retirement planning, women and wealth, tax minimization, and retirement income. Richard is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a bachelor's degree and a master's degree from the University of North Carolina System. Outside of his professional work, Richard enjoys basketball, biking, cooking, football, hiking, music, skiing, soccer, spending time with his family, and watching movies. He is a member of the Metrolina Business Council and participates in community activities such as the 24 Hours of Booty event.

Bobby Saunders Jr. is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds a Series 66 designation and has a background that includes 11 years of service in the U.S. Army, followed by roles at GoHealth and the U.S. Census Bureau. Outside of his advisory work, he is involved in project management through Ocupacion LLC, where he contributes to big picture planning. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

Dana Gooch is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of experience in the industry. Prior to joining Wells Fargo Clearing in 2019, Dana worked at Wells Fargo Bank NA for 23 years. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Amy Matthews is a financial advisor at Edward Jones in Lincolnton, NC. She holds a Series 66 designation and previously worked for Lincoln County Schools for 12 years before joining Edward Jones in 2025. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Brandon Mainz is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Pfs Investments Inc, automotive sales positions, and as a driver for Uber. He also has involvement in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery investment strategies managed by third parties and supports accounts through Pershing custody and BNY Mellon Advisors.

Stephen Wang is a financial advisor with LPL Financial in Huntersville, NC, holding a Series 66 designation and bringing 12 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory role, he is a business owner of Without Limit Inc., a non-investment related enterprise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Amanda Quinn is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, alongside roles at Bank of America and U.S. Bank. Outside of her advisory work, she serves as a golf attendant at Tempo Golf Club and is a board member for the Barringer Square Homeowners Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Valencia Hill is a Series 66-licensed financial advisor at Merrill with 2 years of industry experience. She has worked at Bank of America, N.A. and Wake Forest University since 2025 and has been with Merrill since 2014. Hill serves as a board member of the Greensboro Symphony Orchestra, where she participates in voting on initiatives and promoting attendance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Collie is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Bank of America, N.A. and Merrill for the past 15 years. Outside of his advisory role, he serves as a director on the Pass Perfect Executive Advisory Board and is active on a committee for Classroom Central, a nonprofit supporting teachers in Charlotte, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions, implementing trading, account administration, and custody support.

Peyton Godbey is a financial advisor at Merrill with Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Merrill, he worked at Equitable Advisors and Bank of America, N.A. He also coaches a girls soccer team at the Charlotte Soccer Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Christian Coyle is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Prior to joining Merrill, he worked at Invictus Capital Partners and has a background that includes roles in the solar energy sector and accounts payable. Outside of his advisory role, he serves as a consultant for Veritas Capital, LLC, a company specializing in distressed real estate properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Jacob Betz is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Trinity Wealth Securities, Florida Financial Advisors, and Tristate Financial Advisors. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Philip Fuller is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63, Series 65, and Series 66 licenses and 24 years of industry experience. He worked at Merrill Lynch, Pierce, Fenner & Smith from 2013 to 2019 before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Ekstrom is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Merrill and Bank of America since 2020, following positions at Fifth Third Bank, Oneamerica Securities, and American United Life. Outside of his advisory role, he is a general partner and managing member of Lil & Clem Sales, LLC, assisting with administrative duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carmen Hall is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with three years of industry experience. Prior to joining Ameriprise, she worked in various roles across different industries, including positions at Rover, Smiling Moose, and Hop and Barrel Brewing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Steve Boland is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 designation with seven years at Merrill and four years of prior experience at Duke University. He serves as an officer for CYPGives, Inc., a charitable organization that fundraises for local nonprofits in Charlotte, and is a board member of The Charlotte ETA Group, which supports acquisition entrepreneurs and business development in the Charlotte area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Grace Cassada is a financial advisor at Edward Jones in Charlotte, NC, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2026, she was involved in event planning with Monarch Event Planning and worked at Aqua Wave Express Car Wash. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm manages over $1 trillion in assets and offers a variety of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Caroline Acosta is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Stephanie Titus is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 credential with 16 years of experience at Merrill and a total of 4 years in the industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.