Trent Chabot is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes positions at Lowe's Foods, Harris Teeter, and Winthrop University before joining The Vanguard Group in 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs with various tax-aware and customization features.

Robert Renegar is a financial advisor at Vanguard Advisers in Charlotte, NC, with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with The Vanguard Group, Inc. since 2016. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios primarily using Vanguard funds and ETFs, emphasizing tax-aware features and customizable investment options.

Scott Shepherd is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining Osaic in 2023, he spent 31 years with Fsc Securities Corporation. Shepherd also serves as an insurance agent, selling fixed annuities and fixed life insurance products. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct portfolios across a wide range of investment types.

Tyrone Ward Jr. is a financial advisor at Vanguard Advisers with four years of industry experience and holds the Series 63 and Series 66 licenses. He has worked at various Vanguard entities since 2021 and has also been self-employed since 2019, working as a contracted delivery driver for DoorDash in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations and offers a range of customizable portfolio options largely composed of Vanguard funds and ETFs.

Mario Rudolph is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at TIAA-CREF and LPL Financial. He is currently based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary models to personalize asset allocations primarily through Vanguard funds and ETFs.

Faith Hurrinus is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. Her background includes roles at multiple Vanguard entities and previous entrepreneurial experience with Jarek Auto Sales, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs, servicing a large client base through a combination of digital delivery and advisor support.

Ryan Marsh is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Principal Life Insurance Company and Mass Mutual Investors Services. Marsh also holds a fixed insurance agent role involving life, annuities, disability, long-term care, health, and group insurance products. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs with various customization options.

Logan Hester is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard in various roles since 2022. Prior to his advisory role, he worked in hospitality and financial services, including a position at Vidalia Restaurant. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging Vanguard funds and ETFs with tax-aware features and customization options.

Richard Carden is a CFP® with three years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has held positions at several firms including Greenleaf Trust and Empower Retirement. In addition to his advisory role, he teaches business principles, leadership, and professional development at Central Piedmont Community College. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily constructed from Vanguard funds and ETFs.

Richard Bibeau is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 licenses and is based in Charlotte, NC. Prior to his current role, he worked at H&M Hennes & Mauritz for eight years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Dwayne Wright is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2015. He holds the Series 63 designation and is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach. The firm manages large-scale client relationships using proprietary models and primarily invests in Vanguard funds and ETFs with tax-aware and customizable portfolio features.

Christopher Borras is a financial advisor with Edward Jones in Concord, NC, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm provides a range of advisory programs and investment solutions, operates under a fiduciary standard, and supports its clients with a nationwide network of advisors and branch offices.

Darcy Ridge is a financial advisor with Robert Baird & Co. holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Baird, Darcy worked at Mass Mutual Investors Services, Hornor, Townsend & Kent, LLC, and Vineyard Wealth LLC. Outside of financial advising, Darcy teaches a weekly cycle class at the YMCA of Greater Charlotte and has been involved with Rodan & Fields as a skincare consultant since 2014. Baird’s DDK Group serves individual, corporate, pension, and charitable clients with a range of financial planning and portfolio management services. The firm employs a variety of SMA strategies, manager selection, and tax-management techniques, supporting assets totaling approximately $394 billion as of December 2025.

Samuel Moore is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 designations and has worked in various roles at Vanguard since 2021. Prior to that, he was employed at Techtronic Industries Power Equipment and Blythewood Gun and Gold Exchange. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware features.

Amalie Packard is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. Her prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and Wall Private Wealth, along with positions in university recreational departments. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios largely composed of Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Jared Mullis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. He has been with The Vanguard Group since 2022, following prior roles at Sealing Agents and NerdsToGo. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach that employs proprietary glide-path methodology and the Vanguard Capital Markets Model to personalize asset allocations. The firm manages a large client base through a digital platform and team servicing model, primarily utilizing Vanguard funds and ETFs in its portfolios.

Brian Fay is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 1999. Based in Charlotte, NC, Fay holds Series 63 and Series 65 licenses. Vanguard Advisers provides investment advice through both automated and human-supported services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Matthew Ciaglia is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Vanguard Advisers. His prior roles include positions at Looking Forward Financial LLC, P.J. Robb Variable Corp., BB&T / Crump Life Insurance Services, Merrill, Banc of America Investment Services, and Wells Fargo Clearing. He is based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm operates at large scale with a digital platform supported by over 2,200 advisors, managing extensive client relationships and offering a range of customization options including ESG preferences and tax-aware features.

Quinston Little is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at TIAA-CREF Individual & Institutional Services and Wells Fargo Advisors. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Robert Keller Jr. serves as a Wealth Management Advisor and is a partner in the Utz Keller Wealth Management Group based in Huntersville, NC. He offers wealth management services through Merrill Lynch Wealth Management, aiming to provide personalized financial strategies tailored to the specific needs of entrepreneurs, executives, retirees, business owners, and their families. Robert holds a Master's Degree and a Bachelor's Degree from East Carolina University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise includes corporate executive services, divorce transition planning, executive and equity compensation, family wealth management, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. In addition to his professional work, Robert is involved in community activities and volunteers with the American Legion. He emphasizes providing service that combines the personalized care of a boutique firm with the resources of Merrill and Bank of America to meet client goals.