Jacob Hogan is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Fidelity in Campbell, CA. He has held roles within Fidelity since 2020 and previously worked at New Focus Academy and Discovery Academy. Outside of his advisory work, he is co-owner of a business involved in maintenance and upkeep of rental property. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Gianna Aiello is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at NYLIFE Securities and New York Life Insurance Company, as well as experience in public relations and media. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to diverse clients including individuals, pension plans, and charitable organizations. The firm operates within Bank of America’s broader platform, providing access to a wide variety of financial products and services.

Corrine Fabie is a CFP®-designated financial advisor with Morgan Stanley in Los Gatos, CA, and has 31 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

Lee Sui is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and six years of industry experience. Prior to joining J.P. Morgan, Lee worked at Amazon and held positions at Ontap and the University of California. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment recommendations.

Kristian Sorensen is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at RBC Capital Markets since 2013 and City National Bank since 2017. Outside of finance, he is involved as a passive owner of The Cooperage American Grill and serves on the board of Aldersly Garden Retirement Community. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering advisory programs with tailored investment strategies implemented through a range of internal and third-party managers.

Ann Escobar is a financial advisor with LPL Financial based in Campbell, CA, holding a Series 66 designation and bringing 13 years of industry experience. Her previous work includes eight years at Waddell & Reed, Inc and several years running her own advisory activities. She is also a notary public. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and nonprofits through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a variety of management approaches and investment strategies.

Elicia Flores is a financial advisor at Merrill with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, JPMorgan Chase Bank, and Bank of the West. Flores also has experience with VW Squared LLC and College Nannies & Tutors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Derek Ferriera is a CFP® and ChFC® with 41 years of industry experience, currently serving as a financial advisor at Osaic since 2025. He previously worked at Lincoln Financial Advisors Corporation for 27 years. Ferriera has co-authored the book "Master Your Financial Success" and is involved in managing a practice management LLC alongside his advisory role. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios tailored to client needs.

Hoa Kha is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, with prior experience at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory role, he is planning an e-commerce sole proprietorship selling used clothes, collectible dolls, and Funko Pop items through social media platforms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation process combined with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis and include access to a broad range of funds and strategies approved through internal review.

Alia Davariar is a Series 66-credentialed financial advisor at Merrill in San Jose, CA, with seven years of industry experience. She has been with Bank of America and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Barbara Madden is a financial advisor at Ameriprise in Mountain View, CA, holding a Series 66 designation with 24 years of industry experience. She has worked at Ameriprise since 2001, including her current role since 2020, and previously spent 13 years at Mission College. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports addressing income sources, Social Security claiming options, and tax-efficient withdrawal strategies, combining research, modeling, and advisory support through a centralized consulting team.

Erika Tonges is a financial advisor at Morgan Stanley with eight years of industry experience. She has been with Morgan Stanley since 2017, following four years at GNorth. She holds a Series 66 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations as part of standalone plans.

Darren Bado is a CFP® with five years of experience in financial advising. He is currently with Ameriprise and has previously worked at Bordeaux Wealth Advisors, Kestra Advisory, and Transitions Wealth Advisors among others. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research, third-party data, and algorithmic tools to provide tailored recommendations.

Tracey Stanga Jarvis is a financial advisor at Charles Schwab with 13 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a distinctive operational structure that includes centralized custody and an alternative investments program.

Jason Drotar is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 licenses. He has 28 years of industry experience, including prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is a notary public and co-owns a fitness studio franchise with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, with planning engagements typically discrete and client-implementation optional.

David Foguet is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at Massachusetts Mutual Life Insurance Company since 2016, following seven years at MetLife Securities Inc. In addition to his advisory role, he provides financial and tax planning services as a Certified Public Accountant. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools and structured, collaborative client relationships.

Karen Spencer is a financial advisor with UBS Financial Services in Los Gatos, CA, holding Series 63 and Series 66 designations and 31 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products while leveraging proprietary research and model-based asset allocations.

Dienyung Sun is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and 11 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2023, Sun worked at Wells Fargo Clearing and Wells Fargo Bank NA from 2013 to 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering advisory services on a non-discretionary basis.

Jolly Kang is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Merrill, Kang has also worked at Bank of America, N.A., and is currently active as a caregiver providing in-home supportive services. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Svetla Vavova Clifford is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and over 20 years of industry experience. Her prior roles include positions at The Blakeley Group, Charles Schwab, and American Century Investment Services. She is also the owner of Uniquely Yours Designer Dolls, a doll customizing business she has operated since 1999. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques.