Matthew Gates is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Equitable Advisors since 2003, including its predecessor AXA Advisors, LLC. Outside of his advisory work, he is the owner and editor of ModernTirst.com, a non-investment website. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through various third-party programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services while leveraging external asset managers and emphasizing tailored client intake processes.

Dean Trindle is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 designations and bringing 46 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Maxwell Kelly is a Financial Consultant I at Fidelity Investments, where he has been serving since 2025. He has held various roles within the company, including Planning Consultant, Relationship Manager, High Net Worth Service Associate, and Customer Relationship Advocate, gaining a breadth of experience in financial services from 2021 onward. Maxwell collaborates closely with clients and their families to navigate their financial journeys through a structured three-step process: understanding clients' personal goals and preferences, creating tailored financial plans, and implementing these plans with ongoing adjustments and monitoring. He holds insurance licenses for Arkansas and California. Outside of his professional work, Maxwell enjoys family activities, exploring culinary experiences as a foodie, following football, hiking, spending time with pets, and traveling.

Jesse Jett is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2011, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies, use of algorithmic methods and AI in research, and its management of model portfolios for institutional clients.

Nicholas Aguglia is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at AxA Advisors. Aguglia serves as a board member of the Chesterton Academy of Buffalo. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, utilizing third-party asset managers and offering both advisory and brokerage channels to meet client needs.

Ben Frazier is a Planning Consultant who is dedicated to working closely with clients to help them progress toward their financial goals. He focuses on aligning his advice with each client's unique situation and priorities, aiming to build long-lasting relationships and serve as a reliable resource. Ben has experience as a Workplace Planning Consultant at Fidelity Investments from 2022 to 2025 and previously worked in High Net Worth Services at Fidelity Investments from 2021 to 2022. He holds an Arkansas Insurance License. Outside of his professional work, Ben engages in activities such as family time, fitness, football, social events with friends, music, and snowboarding.

Karl Diebold is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2023. His prior roles include positions at U.S. Bancorp Investments, Pruco Securities LLC, The Prudential Insurance Company of America, and Horan Securities, Inc. He is also employed as a financial advisor at River Hills Consulting Services LLC. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, offering comprehensive written Recommendation Reports that incorporate income analysis, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and algorithmic tools with personalized advisory services to deliver these plans.

Nathan Gindele is a Planning Consultant at Fidelity Investments, where he focuses on understanding clients' financial goals and analyzing their current financial situations to develop tailored, goal-based strategies aimed at long-term financial success. He joined Fidelity Investments in 2020 and has held various roles, including Proactive Engagement in Stock Plan Services and Relationship Manager, before becoming a Planning Consultant in 2024. Nathan holds insurance licenses in Arkansas and California. Outside of his professional role, he enjoys board games, camping, football, music, parenthood, and soccer.

Troy Rennekamp is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Fidelity since 2005 across various roles, including Fidelity Personal and Workplace Advisors. Outside of his advisory work, Rennekamp serves as the Finance Director for Vineyard Westside Church, where he manages the church’s financial records and bookkeeping. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, model portfolios, and its formal advisory roles for multiple registered investment companies.

Donald Nickerson is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2010. He served on a seven-person economic development advisory committee for Anderson Township in 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary market research and model-based asset allocation to tailor services to client goals. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, integrating institutional trading capabilities with wealth management services.

Carolyn Borgert is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 30 years of industry experience. She has worked at Cetera since 1999 and Cetera Financial Specialists LLC since 2004. Outside of her advisory role, she is involved in equestrian activities, serving as a technical delegate and chief steward for a horse showing association and working as an independent contractor organizing equestrian events. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a network of independent advisors, utilizing multi-manager platforms that feature both affiliated and third-party investment options.

Justin Dammel is a financial advisor at Robert W. Baird & Co. with 11 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2015. Outside of his advisory role, he serves as a board member on the Kenton County Library Foundation's Investment Committee. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises individuals, families, pensions, corporations, and institutional clients. The group provides consulting and portfolio services tailored to client goals, utilizing a range of investment strategies and management approaches.

Richard Rowland is a financial advisor with Fidelity and holds Series 63 and Series 66 designations. He has 32 years of industry experience and has worked with Fidelity Brokerage Services, Inc., Strategic Advisors Inc, and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on model portfolios and oversight of sub-advisers.

Jason Williams is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Merrill and Bank of America. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services through its Institutional Consulting Services program, focusing on asset-allocation advice, investment manager searches, and customized performance reporting.

John Droege is a financial advisor at Fidelity with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2018. Prior to joining Fidelity, he held roles at Health Point Family Care and Amazon Inc. Outside of his advisory work, he is involved as a subcontractor with Zoomer 2 Inc., a food vending business during festivals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Brandon Kerley is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. He holds a Series 63 designation and has been with Mass Mutual and MML Investors Services since 2018. Prior to this, he worked at the University of Cincinnati and Western Hills Country Club. Outside his advisory work, he is licensed as a life and health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual planning engagements.

Michelle Altman serves as the Branch Leader at the Cincinnati Investor Center for Fidelity Investments, a role she has held since 2024. In this capacity, she coaches and develops associates to achieve their career goals and supports clients in working toward their financial objectives. Prior to this position, Michelle held several roles at Fidelity Investments, including Planning Consultant (2023-2024), Relationship Manager (2022-2023), Financial Representative (2021-2022), Investment Solutions Representative (2021), and Customer Relationship Advocate (2020-2021). This progression reflects her experience in client relationship management and financial planning within Fidelity Investments. Further details regarding her education, credentials, personal interests, or community involvement have not been provided.

Terrence Hosty Sr. is a financial advisor with Robert Baird & Co. in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has previously worked at J.J.B. Hilliard, W.L. Lyons, LLC and its predecessor firm. Outside of his advisory role, he is a passive investor in private equity and a technology company focused on electric motor manufacturing. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored portfolio and consulting services, including discretionary and non-discretionary management across traditional and non-traditional investment strategies.

Sean Kinsella is a financial advisor with Fidelity who holds a Series 66 designation and has one year of industry experience. Prior to joining Fidelity, he worked for Starbucks Coffee Co. for five years. In addition to his advisory role, he is a co-owner of Squid Squad LLC, a clothing brand based in Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm’s investment approach integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering services such as discretionary portfolio management, fund advisory, and model portfolio delivery.

Daniel Hassall is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he worked at Central Bank & Trust Co for five years and held roles at Eastern Kentucky University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, as well as registered investment companies. The firm employs a systematic investment process using proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.