Luke Schmelzer is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Cleveland Research Company and Lowe’s, as well as positions in educational and community organizations. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including model portfolios delivered to intermediary platforms.

Jenna Gressler is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. Prior to joining Fidelity, she worked in customer service and retail roles, including positions at Mitchell's Salon & Day Spa and Bath & Body Works. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including model delivery to intermediary platforms.

Brian Whitling is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and UBS Financial Services Inc. He is based in Cincinnati, OH. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Kara Barnett is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Fidelity Investments, LPL Financial, and Fifth Third Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brittany Cecil is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fidelity Brokerage Services since 2015. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Christopher Collier is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH. He holds the ChFC® designation and Series 63 license, and has 33 years of industry experience. He has been with Mass Mutual Investors Services since 1992 and Mass Mutual Life Insurance Company since 1991. Outside of his advisory role, he serves as a board member for Ken Anderson Alliance, a nonprofit providing adult day services for individuals with disabilities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including wrap accounts and money-manager programs, and structures financial planning as annual collaborative relationships using firm-approved analytical tools.

Kristin Galati is the Regional Director of Wealth Management at Fidelity Investments. In her role, she leads, coaches, and collaborates with Wealth Management Planning Consultants, who are financial professionals focused on developing strategies to meet client needs. Kristin has held several leadership positions at Fidelity Investments, including Team Leader roles in Portfolio Advisory Services from 2021 to 2022, Investment Solutions from 2019 to 2021, and Client Services from 2015 to 2019, before assuming her current position in 2022.

Rachael Reuss is an Executive Planning Consultant at Fidelity Investments. In her role, she partners with clients to create comprehensive plans tailored to their unique goals, focusing on educating and empowering families through clear guidance and personalized strategies. She has been with Fidelity Investments since 2018, progressing through several roles including Financial Associate, Workplace Planning Consultant, Benefits and Planning Consultant, before assuming her current position in 2026. Prior to joining Fidelity, she worked as a Staff Accountant at Ball Homes from 2016 to 2017.

Ethan Quinn is an Investment Solutions Representative III at Fidelity Investments, where he has been employed since 2023. In his current role, he assists individuals and families in creating personalized financial plans that align with their goals. By understanding clients' needs and priorities, he provides guidance and strategies aimed at building confidence in their financial futures. Ethan's experience at Fidelity Investments includes progressive positions starting as a Client Relationship Advocate in 2023, advancing to Investment Solutions Representative I from 2024 to 2026, then to Investment Solutions Representative II in 2026, and currently holding the Investment Solutions Representative III role. This progression reflects his growing expertise in investment solutions and client relationship management.

Franklin Boyd is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His career includes roles at Fidelity Investments, Northwestern Mutual, and ClaimLinx. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios constructed through a combination of fundamental research and quantitative analysis. The firm employs systematic methodologies and algorithmic portfolio construction, with a focus on oversight and conflict-of-interest management.

Michael Mc Kay Jr. is a financial advisor with UBS Financial Services in Cincinnati, OH. He holds a Series 66 designation and has professional experience in financial services and legal sectors, including roles at Becker, Kellogg & Berry, P.C., State Farm Insurance Companies, and Roth Jackson Gibbons Condlin, PLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings such as fee-based financial planning and portfolio management.

Timothy Collins is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Fidelity Brokerage Services LLC since 2015. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its roles as a commodity pool operator and advisor to multiple registered funds.

Susan Anderson is a financial advisor at Fidelity with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across various Fidelity entities since 1996, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it serves a distinctive role in commodity pool operations and fund advisory.

Kurt Skinner is a financial advisor at Edelman Financial Engines with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Financial Engines Advisors L.L.C. since 2018. Prior to that, he spent 20 years with Charles Schwab and Charles Schwab Bank. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large participant base through both advisor-led and online offerings.

Patrick Ryan is Vice President Private Wealth Management Advisor at Fidelity Investments. He has held various roles at Fidelity since 2008, progressing from Defined Contribution Representative I to his current position. Patrick has served wealthy clients and their families for nearly two decades, focusing on developing client relationships and comprehensive financial plans. As a Certified Financial Planner™ Professional, Patrick collaborates with clients and their families to grow, preserve, and distribute wealth according to their unique financial goals. His expertise includes wealth management and financial planning tailored for high-net-worth individuals. Outside of his professional work, Patrick's personal interests include family activities, food, football, golf, parenthood, and traveling.

Thomas Enderle is a CFP® professional with 28 years of industry experience, currently affiliated with LPL Financial. Prior to joining LPL, he worked at Morgan Stanley DW Inc. from 2001 to 2005 and has been with Linsco Private Ledger since 2005. Based in Cincinnati, OH, Enderle holds Series 63 and Series 65 licenses in addition to his CFP® designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Samuel Connett is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he held positions at Vonlehman & Company Inc., Great American Insurance Group, Anthem, Inc., and Orangetheory Fitness. He studied at the University of Cincinnati from 2019 to 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that include mutual funds, ETFs, and ETPs.

Erin Seidel is a financial advisor with Fidelity who holds Series 63 and Series 66 designations and has 18 years of industry experience. She has been with Fidelity Investments since 2006, including seven years at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing systematic methodologies and long-term asset allocation benchmarks.

Colby Fugate is a financial advisor at Fidelity with Series 65 and Series 63 licenses and five years of industry experience. His prior work includes roles at SOAR and various positions before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage mutual funds, ETFs, and ETPs. The firm is notable for its role as a commodity pool operator, formal advisory duties to registered investment companies, and integration of algorithmic and AI-driven research methods.

Michael Anastasia is a financial advisor at UBS Financial Services in Cincinnati, OH, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Matic Insurance, Loki Nets, Federal Express, and Amazon. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a wide range of capital markets and advisory solutions.