Nicolas Korosec is a financial advisor at Empower Advisory Group with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and JPMorgan Chase. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and select retail brokerage clients. The firm uses an integrated model connected to Empower’s administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

Patricia Rizzi is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and 11 years of industry experience. She previously worked at Ameriprise and Ameriprise Financial Services, Inc. before joining Sanctuary Advisors in 2024. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent investment adviser representatives through a platform that offers multiple portfolio management options and employs diverse analytical approaches while acting as a fiduciary when engaged under a written advisory agreement.

Kyle Ferrare is a CFP® professional with 13 years of experience in financial advising. He currently works at Schwab Wealth Advisory, Inc. and previously spent 15 years with Simon Quick Advisors, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select clients referred by Charles Schwab & Co. The firm’s advice is based on standardized asset-allocation models and internal research tools, with an emphasis on client-authorized trades and annual reviews tailored to individual goals and risk tolerance.

Jennifer Litsas is a CFP® professional with 10 years of industry experience, currently serving at Moneta Group Investment Advisors, LLC. Her prior experience includes three years at William Buck before joining Moneta, with a one-year sabbatical in 2019-2020. She has been with Moneta since 2020. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and family office services. The firm employs a Partner-led team approach with a centralized Investments Department and utilizes an open-architecture, multi-criteria selection process focused on asset allocation and manager due diligence.

John Hoffman is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, where he has worked since 2017. He has 10 years of industry experience, including a tenure at Charles Schwab dating back to 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with client-tailored recommendations and at-least-annual reviews.

Brooke Miller is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Mariner since 2023. Prior to this, she worked at IWP Wealth PCA for six years and held roles at Kummer Financial Strategies, Inc. and Mutual Securities, Inc. from 2014 to 2017. Mariner serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations, offering investment management, financial planning, and retirement plan consulting. The firm combines in-house research with third-party manager allocations and provides integrated tax and accounting services alongside traditional portfolio management.

Lee Busto is a financial advisor at Foundations Investment Advisors LLC with nine years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Closetbox. In addition to his advisory role, he works as an insurance agent with Magellan Financial in Denver. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis and utilizes model portfolios with an asymmetric rebalancing approach.

John Snyder is a Series 65-licensed financial advisor with six years of industry experience. He is currently with Mercer Global Advisors Inc. and previously worked at ROYAL FUND MANAGEMENT, LLC, Jo-Ann Holst Advisers, Inc., The Rye Consortium Limited, Coalfire, and Westcon Group. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of investment solutions alongside financial planning, retirement consulting, tax support, and estate-planning coordination.

Lynn Dunston is a CFP® with 13 years of industry experience and is currently an advisor at Moneta Group Investment Advisors, LLC in Denver, CO. Prior to joining Moneta in 2019, Dunston was the principal at Dunston Financial Group, LLC from 2015 to 2019. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients including retirement plans and foundations. The firm uses a Partner-led team approach supported by a centralized Investments Department and emphasizes asset allocation and manager due diligence through an open-architecture, multi-criteria selection process.

Carlon Parks is a CFP® professional at TIAA-CREF with 20 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors and Strategic Advisers, Inc. He owns a rental property managed by a third party. TIAA-CREF provides financial planning and discretionary managed account programs primarily serving individuals with existing TIAA employer retirement plan relationships, as well as trusts, estates, and corporate entities. The firm offers a range of advisory services including customized portfolio management and acts as advisor to a donor-advised fund.

Christian Stromgren is a CFP® with six years of industry experience. He is currently with Empower Advisory Group and previously worked at Personal Capital Advisors Corporation, American Century Investments, Integrity Advisory, and Community 1st National Bank. Outside of financial services, he also worked for ride-share companies Uber and Lyft. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering integrated financial planning and investment management through platforms connected to Empower’s recordkeeping and administrative services. The firm’s approach focuses on long-term portfolio returns, annual rebalancing, and client savings rates rather than short-term forecasting.

Jeremy Weldon is a financial advisor with Schwab Wealth Advisory Inc. in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has 26 years of experience in the industry, including continuous service at Charles Schwab & Co., Inc. since 2000. He has been with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm bases its guidance on proprietary asset-allocation models and Schwab’s internal research, providing tailored recommendations reviewed at least annually.

Braydan Hiebert is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2024. Outside of his advisory role, he serves as an assistant coach for the Metropolitan State University of Denver Lacrosse Club. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations on mutual funds, ETFs, SMAs, and alternative investments without exercising discretionary trading authority.

Michael Snyder is a CFP® with 17 years of industry experience. He is currently with Empower Advisory Group and has prior experience at GWFS Equities, JPMorgan Chase Bank, and Think Mutual Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within employer plan lineups and serves a large participant base relative to its adviser headcount.

Melanie Francis is a financial advisor with Principal Financial Services based in Denver, CO, holding Series 63 and Series 66 credentials and 30 years of industry experience. She has been with Princor Financial Services since 2004 and Principal Life Insurance Company since 2003. Outside of her advisory role, Melanie serves as a bank trust officer, providing accounting services and supporting the management of Principal retirement account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Dawne Waltz is a financial advisor at Empower Advisory Group with 11 years of industry experience. She holds a Series 66 designation and has previously worked at T. Rowe Price. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm delivers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Mason Hebert is a CFP® with 14 years of industry experience, currently serving at Schwab Wealth Advisory. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and previously spent nine years at USAA in various investment and financial planning roles. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in its Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Leslie Sandusky III is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Empower Financial Services and Xel Exchange. Outside of his advisory role, he is a partner in a cryptocurrency mining operation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Gregory Bjork is a financial advisor at Oppenheimer with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Oppenheimer since 2018, following a 14-year tenure at Jefferies & Company. Based in Denver, CO, he focuses on investment advisory services within a large enterprise firm. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, retirement plans, and charitable organizations. The firm offers a variety of investment programs and provides both discretionary and non-discretionary portfolio management, maintaining custody of client assets while delivering a broad range of consulting and financial planning services.

Joshua Kendall is a CFP® and ChFC® with 12 years of experience in the financial industry. He is currently with Kayne Anderson Rudnick Investment Management, LLC, where he has worked since 2025. His prior roles include positions at Mariner Wealth Advisors, Bank of the West, BancWest Investment Services, TIAA-CREF, and Griffin Capital Securities. Kayne Anderson Rudnick provides discretionary investment management and sub-advisory services to a diverse range of clients, including institutional investors, high-net-worth individuals, and family offices. The firm’s investment approach focuses on fundamental, company-level research and integrates proprietary governance and sustainability assessments across active equity and fixed-income strategies.