Michele Lugiano is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved with alumni engagement at Gloucester Catholic High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both proprietary and third-party research and model portfolios.

Barry Shatzman is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association from 2015 to 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Madzin Jr. is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 63 designation and bringing 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.

Robert Farrell Jr. is a CFP®-certified financial advisor with 29 years of industry experience, currently with Raymond James & Associates since 2025. He previously worked at Janney Montgomery Scott for 16 years. Outside of his advisory role, he serves on the advisory board of a condominium association in Sea Isle City, NJ. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and provides a range of financial planning and consulting services supported by multiple portfolio management styles and affiliated research.

Thomas Roycroft is a financial advisor with Cetera who holds a Series 63 designation and has 34 years of industry experience. He has worked with Cetera and its affiliated entities since 2015 and serves as president of Roycroft Financial, an independent financial business. Cetera Investment Advisers LLC is an SEC-registered firm that delivers a range of portfolio management and financial planning services through a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers multiple program options and investment strategies, managing over $256 billion in assets across more than 10,000 advisors and approximately 800,000 clients.

James Turner is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Merrill, Bank of America, and Citizens Securities. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios. The firm is noted for its role advising registered investment companies and for its use of systematic methodologies and AI tools in portfolio management.

Michael Rosen is a financial advisor with LPL Financial in Cherry Hill, NJ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with LPL Financial since 1994. Outside of his advisory role, he is involved with Executive Financial Group, Inc., where he sells life, disability, long-term care, and health insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial services supported by research, model portfolios, and technology-driven strategies.

Brian Binkley is a CFA® charterholder based in Philadelphia, PA, with 15 years of industry experience. He is currently with UBS Financial Services and has previously worked at Mercer Investments, The Vanguard Group, and Aon Hewitt Investment Consulting. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through a combination of proprietary research, model-based asset allocations, and a wide range of capital markets services.

Ivy Johnson is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding a Series 63 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Purshe Kaplan Sterling. Outside of her advisory role, she provides home health care services through Elite Home Health Care. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial product options, such as insurance-related vehicles and bank deposit sweep programs.

Faith Ilgner is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of industry experience. Prior to her current role, she has worked in various sectors including hospitality and retail. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Dylan Amoroso is a financial advisor with Ameriprise in Tarpon Springs, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he owns and manages 1309 Group, Inc., an investment-related business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic automation, while offering a broad range of advisory, brokerage, and insurance solutions.

Jake Zosulis is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and has a background that includes roles at Kephart Integrative Medicine and various positions in education and community organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

George Pittaoulis is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2000. Outside of his advisory role, he is involved in several business ventures focused on staffing and operational support for financial planning practices. Ameriprise is a large institutional firm that offers retirement-income planning services for individuals with significant investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Rachael Alexander is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and has prior experience at James Madison University and other organizations. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Gabriele Mastrobuono is a CFP® certificant and Series 66 licensee with 19 years of industry experience. He has been with Edward Jones since 2006 and is based in Mantua, NJ. Outside of his advisory role, he serves as secretary for a local homeowners association and manages rental properties involving family members. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Nickolas Gazzola is a financial professional at Cetera with two years of industry experience. He holds the Series 66 designation and has previously worked at firms including Crosby Private Wealth Advisors, United Planners Financial Services, and Harding Loevner LP. Outside of his advisory role, he has been involved with Performance Golf Management and Consulting LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Randy Watkins is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and six years of industry experience. His career includes roles at MassMutual Life Insurance Company, Equitable Advisors, and AXA Advisors, as well as teaching positions at Rutgers University and Camden County College. Outside of his advisory work, he is also engaged as an insurance broker focusing on individual life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytics, with planning engagements structured as collaborative, annual relationships.

Justin Stankewicz is a financial advisor with UBS Financial Services in Philadelphia, PA, holding a Series 66 designation and nine years of industry experience. He has previously worked at Bank of America and Merrill. Outside of his advisory role, he is a PGA golf professional, teaching golf and involved in multiple golf-related business activities, and serves as a director on the Greater Mt. Airy Chamber of Commerce executive board. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, discretionary and non-discretionary portfolio management, and a range of capital markets services. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research to tailor investment solutions.

Robin Bolden is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is based in Cherry Hill, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Norman Kaznica is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliates since 2017. In addition to his advisory role, Kaznica provides tax preparation and planning services through Malin & Masly Financial Services PC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.