Jennifer Cucinotta is a CFP® and ChFC® with seven years of industry experience. She is currently associated with LPL Financial and also maintains a role at Saline Stahl Wealth Management Group. Prior to this, she held positions at Next Financial Group, Express, and St. Joseph's University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing various model portfolios and research, including strategic and tactical approaches.

Maxwell Gravenstine is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning supported by a structured process and advanced modeling tools.

Natalie Laux is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016 and previously attended Duquesne University Law School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s broader platform, providing access to various products and services beyond typical investment management.

Yvonne Steveson is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2015. Based in Philadelphia, PA, she provides advisory services within a large institutional firm network. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations. The firm delivers model-based and discretionary investment strategies integrated with Bank of America's broader corporate platform.

Ensong Zhang is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 credential and previously worked at Bank of America and Guiker Solution Inc. Zhang is based in Philadelphia, PA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Susan Dougherty is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 66 license, and has 22 years of industry experience. She previously worked at Questar Capital Corporation and Questar Asset Management for 11 years before joining Cambridge in 2017. Outside of her advisory role, Dougherty serves as a volunteer collection counter at St. Mary of the Lakes Church. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party strategies across various platform arrangements.

Matthew Marker is a financial advisor with J.P. Morgan Securities in Philadelphia, PA. He holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan, he worked at Blackstone Inc and KPMG LLP. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

William Meagher is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). William earned a Bachelor's Degree from Hamilton College. His role involves providing financial advice and investment management services within Merrill Lynch Wealth Management.

Douglas Pires is a financial advisor at UBS Financial Services with 20 years of industry experience. He has been with UBS since 2016 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as Co-Chair of the Penn Athletics Sports Board for Sprint Football. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Norah Sheridan is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2009. Based in Philadelphia, PA, she has been with Morgan Stanley for the majority of her career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques to assist clients in their financial decision-making.

Michael Hinkle Jr. is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Mark Fleming is a financial advisor at Charles Schwab with 23 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2008 to 2025. Outside of his advisory role, he offers notary services to family and friends at no cost. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from its Schwab Center for Financial Research.

Jacob Marcus is a financial advisor with Morgan Stanley in Philadelphia, holding a Series 66 designation and one year of industry experience. His prior work includes positions at NewRez, LLC., Enterprise Holdings, and Victus Sports, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Gilbert Bovell is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is the sole proprietor of Shine Your Light LLC, which provides mediation and holistic lifestyle coaching. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides a range of advisory programs tailored to diverse client needs.

Mianicole Brinkley is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Ponte Vedra Beach, Florida. She specializes in developing and tailoring wealth management strategies that align with each client’s unique circumstances and goals. Her approach focuses on helping clients use their assets efficiently while regularly reviewing progress toward their objectives and adapting plans to support their future financial needs. She holds a Bachelor’s degree from the University of Colorado at Boulder and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification as well as the Personal Investment Advisor (PIA) designation. Mianicole is actively involved in her community, serving as a board member of WeCareJax, an organization dedicated to advancing and coordinating compassionate specialty care for the uninsured.

Chase Davis is a financial advisor with Merrill in Philadelphia, PA, holding Series 63 and Series 65 licenses and having four years of industry experience. His prior work includes roles at Bank of America, BNY Mellon, and Convergent Financial Strategies LLC. He serves as a board member of the Penn State Financial Literacy Advisory Board, which focuses on advancing financial wellness initiatives at Pennsylvania State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individual and institutional clients.

Reynold Cicalese is a financial advisor with Cetera who holds PFS™ and Series 66 designations and has 26 years of industry experience. His career includes long tenures at Avantax Investment Services and 1st Global Advisors, as well as managing member roles in multiple consulting and financial services entities. Outside of his advisory role, he is involved in strategic branding and digital marketing through Alloy Edge LLC and serves as managing member of several business ventures. Cetera Investment Advisers LLC operates as a large multi-manager platform serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options, financial planning, and access to third-party managers, supported by its extensive network of over 10,000 advisors and more than $256 billion in assets under management.

Brian Lipps is a CFP® and CFA® credentialed financial advisor with 27 years of industry experience. He is currently with Edelman Financial Engines in Haddonfield, NJ, where he has worked since 2013 across various affiliated entities within the firm. His background includes roles at Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment management services with an emphasis on diversified model portfolios, periodic rebalancing, and long-term investment orientation.

Jonathan Mulcahy is a financial advisor with Fidelity in Philadelphia, PA, holding Series 63 and Series 65 licenses and possessing six years of industry experience. His career includes roles at Fidelity Investments since 2021 and Wells Fargo Clearing and Wells Fargo Bank from 2014 to 2021. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model solutions.

Nora Haugh is a Series 66-registered financial advisor with Wells Fargo Clearing in Philadelphia, PA. She has been with Wells Fargo Bank and its affiliates since 2018 in various roles. Prior to joining Wells Fargo, she worked at Flag Media Analytics and Whyte House Monograms in 2018, and held positions related to financial aid and administration at Furman University from 2015 to 2018. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets across a large network of advisors and uses a mix of research-driven approaches and diversified investment strategies.