Joel Reitzes is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and previously worked at UBS for seven years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Samuel Maxey is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill and Bank of America, he worked at Life Time for six years. Outside of his advisory role, he provides workout training plans to friends and family on a volunteer basis. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Chris Rilling is the Vice President and Executive Planning Consultant at Fidelity Investments. He has been with Fidelity since 2000, progressing through roles including Financial Representative, Financial Consultant, and now Executive Planning Consultant since 2017. With over two decades of experience in financial services, Chris focuses on helping clients make informed decisions by identifying risks and opportunities within their overall financial plans. His work aims to ensure that clients and their families can enjoy their preferred lifestyles with confidence. Prior to joining Fidelity Investments, Chris worked as a Financial Representative at American Express in 2000.

Brian Lorenz is a financial advisor with Equitable Advisors, holding the Series 66 designation and possessing two years of industry experience. Prior to joining Equitable Advisors, he worked at Center Stage Antiques and has been involved with the Medford Soccer Club as a coach since 2021. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to a diverse client base, including individuals, corporations, and charitable organizations. The firm works with various third-party asset managers and offers a range of advisory models implemented through these partnerships.

George Di Biase is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to identify their financial goals and develop portfolio strategies tailored to their unique needs. He provides ongoing advice and adjusts financial plans as clients' situations evolve. George's expertise lies in managing complex financial priorities, including education funding, home purchasing, elder care, and healthcare preparation. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned both his Bachelor's degree and Master of Business Administration (MBA) from Fairleigh Dickinson University. Outside of his professional work, George enjoys staying active, participating in sports, and spending time with family and friends. He is also involved in giving back to his community.

Aidan Fegley is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market assumptions and research with tailored financial planning and portfolio management. The firm operates as both a broker-dealer and investment adviser, integrating institutional trading capabilities with wealth management services.

Paul Klimkowski is a CFP® professional with eight years of industry experience, currently serving as an advisor at Osaic Wealth, Inc. He previously worked at FSC Securities and DB Schenker. In addition to his advisory work, he is involved in tax preparation, handling federal and state filings. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm utilizes asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage portfolios featuring a variety of asset classes, offering both discretionary and non-discretionary account management.

Robert Marasa is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo and The Prudential Insurance Company of America prior to joining J.P. Morgan. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Anjali Khatwani is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at Long Ridge Partners and has experience in various roles including at Penn State Recreation Center and Isaac Newton's Bar and Grill. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages a range of advisory roles with a focus on systematic methodologies and long-term asset allocation.

Leslie Streitfeld is a financial advisor with Equitable Advisors and holds a Series 66 designation. She has 34 years of industry experience, including prior roles at Axa Advisors, Guardian Life, and International Planning Alliance. Outside of her financial advisory work, she is a percussionist in the musical group All Winter Long, which performs classic rock and roll acoustically in the New Jersey and Pennsylvania areas. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a range of third-party asset managers and proprietary tools to deliver tailored investment solutions.

Martha Harding is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS and its predecessor, Painewebber Inc., since 1989. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to customize financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Carol Todd is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1984, initially based in the Marlton, New Jersey office. In December 1994, she relocated to Grand Junction, Colorado, where she balances maintaining a large client base in New Jersey through several annual visits with continuing growth of her client base in Colorado. Carol's client focus includes family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a high school diploma from Lost Nation Community High and a bachelor's degree from Iowa State University. Growing up on a farm in Iowa, Carol continues to engage in equestrian activities on her acreage in Colorado, raising horses and hay. She is actively involved in community organizations including Back Country Horsemen, Colorado Canyons Association, Newcomer's Club, West Rhone Lateral Ditch Company, and Women's Giving Club.

Christopher Spitaletto is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. He has worked with firms including Bank of America and The Vanguard Group. Outside of his advisory role, he serves as an executor for an estate in Pennsylvania. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyrell Smith is a Financial Advisor at Merrill Lynch Wealth Management who specializes in retirement planning and working with small businesses. He focuses on empowering clients to take control of their financial future through education and high emotional intelligence, helping them understand their opportunities and view money as a resource rather than a source of fulfillment. Tyrell holds a Bachelor's Degree from Hampton University and has earned professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His areas of expertise include corporate benefits, education planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Outside of his professional role, Tyrell is involved with Next Dimension Family Worship Church. His personal interests include basketball, dancing, football, music, photography, reading, spending time with family, and traveling.

Sanghoon Huh is a financial advisor with Cetera, holding a Series 63 designation and 13 years of industry experience. His prior experience includes six years each at Avantax Investment Services and H.D. Vest Investment Services. Outside of his advisory role, he owns and operates Sanghoon Huh CPA Consulting PC, providing accounting, tax preparation, and business consulting services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, employing a multi-manager platform that includes automated allocations, third-party managers, and bespoke strategies.

Gregory Miller is a financial advisor with UBS Financial Services in Newtown, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he walks dogs for their owners on weekends. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm operates across brokerage, advisory, and futures commission merchant capacities, providing a broad range of capital markets services and wealth management solutions.

Stephanie Kaupas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with UBS in various roles since 2011. Outside of her advisory work, she has involvement with JL Hospitality, a privately held business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a variety of portfolio management strategies.

Lida Rogers is a Financial Consultant currently working at Fidelity Investments, where she has been since 2020. She has held roles as a Planning Consultant and Investment Consultant before assuming her current position in 2024. Prior to joining Fidelity Investments, she worked as a Financial Solutions Adviser at Merrill Lynch from 2017 to 2020. Throughout her career, Lida has focused on partnering with clients to develop financial plans that align with their individual goals and preferences. She emphasizes understanding clients on both personal and professional levels to build trust, which she considers fundamental in financial advisory relationships. Her approach involves helping clients develop, implement, and maintain sound financial strategies. Outside of her professional responsibilities, Lida has personal interests that include baseball, biking, gardening, traveling, yoga, and exploring culinary experiences.

David Friedman is a Series 66 licensed financial advisor with 15 years of industry experience, currently practicing at UBS Financial Services in Yardley, PA. He has been with UBS since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and research to tailor investment plans to clients' goals and risk tolerances.

Joseph Dugary is a Wealth Management Advisor with Merrill Lynch Wealth Management, focusing on managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Since joining Merrill Lynch in 2011, he has been coaching a growing circle of referred clients, primarily male and female corporate executives in New Jersey and other locations. His approach involves crafting highly customized wealth management strategies that are sensible and attainable, with a focus on helping clients achieve their long-term financial goals through realistic plans aligned with their risk tolerance. Joseph earned a Bachelor's degree from The Catholic University of America. He holds several professional designations, including Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is committed to educating his clients on financial concepts and simplifying their financial lives by focusing on long-term objectives rather than short-term market fluctuations. Outside of his professional work, Joseph is involved with the community initiative Infinite Love for Kids Fighting Cancer. He enjoys golfing, running, spending time with his wife Justine and their three children, and is a lifelong Philadelphia sports fan. The Dugary family resides in Haddonfield, New Jersey.