Matthew Kennedy is a CFA® charterholder with 24 years of industry experience. He has worked at Oppenheimer since 2013 and was previously with Manhattan Investment Management Services Inc. from 2011 to 2014. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs across equity, balanced, and fixed-income portfolios using both discretionary and non-discretionary strategies.

Karen Dalmau is a financial advisor at Oppenheimer with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones, Morgan Stanley, UBS, Waddell & Reed, Merrill, Ameriprise, and Wells Fargo Investments. Outside of her advisory work, she rents a studio space in Ventura, California. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a variety of programs across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management, and it maintains custody of client assets as a qualified custodian.

Brian Ararat is a financial advisor with Citigroup Global Markets in New York, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, Merrill, Uber, and Value Line. He is also affiliated with Southern New Hampshire University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, blending institutional scale with unique market roles such as swap dealing and futures commission services.

Emilio Dorador is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has previously worked at The NPD Group as well as in academic roles at the University of British Columbia and Instituto Tecnologico y de Estudios Superiores de Monterrey. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies and a broad range of advisory programs. The firm operates with large institutional scale, providing discretionary and non-discretionary portfolio management alongside broker-dealer execution and custody services.

David Rosa is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with PNC Investments since 2004. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account pilot for employees that uses algorithmic risk assessment and third-party managed strategies executed with mutual funds and ETFs.

Robert Wands is a financial advisor with Lincoln Investment in Cranford, NJ, holding a Series 66 license and 17 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2010 and previously worked at Equitable Advisors. Outside of his advisory role, Wands serves as treasurer for the Rotary of Roselle/Roselle Park and is an elected member of the board at Wychwood Gardens Co-Op. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through model portfolios, and access to third-party managers, supported by an in-house Investment Management & Research team that develops strategic and adaptive model strategies.

Scott Bolio is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Citigroup since 2019 and previously spent four years with RBC Capital Markets. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Michael Bodnar III is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Oppenheimer & Co since 2006. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios, delivered on both discretionary and non-discretionary bases.

Pablo Idrovo is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 66 and Series 63 licenses and five years of industry experience. His background includes roles at JPMorgan Securities, EXP Realty, and Forest Hills Financial Group. Outside the financial industry, he is involved in a real estate business assisting clients with buying and selling property. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions tailored to client needs.

Michael Fragapane is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 66 and Series 63 licenses. His prior roles include positions at PGIM Investments, Prudential Investment Management Services, Bank of America, Merrill, and AXA Advisors. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including acting as a swap dealer and futures commission merchant.

Isabelle Hu is a financial advisor at PNC Wealth Management with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Merrill, Cetera Investment Services, Columbia Bank, and Credit Suisse. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees with existing PNC Bank online banking credentials. The program utilizes approved model strategies managed by PNC or third parties, with investments executed via mutual funds and ETFs and annual rebalancing.

John Beninato is a CFP® professional affiliated with Wealth Enhancement Advisory Services, LLC, with 17 years of industry experience. His prior roles include positions at Ameriprise Financial Services, LLC and Mass Mutual Investors Services. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active managers with quantitative, momentum, and fundamental analysis.

Paramveer Singh is a CFA® charterholder with 15 years of industry experience. He is currently with Oppenheimer in New York, NY, where he has worked in multiple stints since 2019. His prior experience includes roles at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bofa Securities, Inc. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, and various institutional clients. The firm offers a range of investment and consulting services including discretionary and non-discretionary advisory programs, with a notable portion of assets managed on a non-discretionary basis.

Daniel Colluccio is a Series 66-credentialed financial advisor with 19 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and has previously worked at firms including Charles Schwab & Co., Wilmington Trust, M&T Securities, BlackRock Fund Advisors, and Merrill. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Kylee Gallagher is a financial advisor at Citigroup Global Markets with two years of industry experience. She holds a Series 66 designation and has previously worked at USAM Group and attended the University of Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large-scale institutional capabilities alongside unique market roles such as acting as a swap dealer and futures commission merchant.

Michele Colomba is a financial advisor with Eagle Strategies (NY Life) in Jersey City, NJ, holding the CFP® and ChFC® designations and possessing 11 years of industry experience. She has worked at Eagle Strategies and Aergis Financial Strategies LLC since 2023 and has been affiliated with NYLife Securities, LLC and New York Life Insurance Co. since 2013. Outside of advisory activities, she operates under Aergis Financial Strategies LLC to sell New York Life products and broker non-registered insurance products. Eagle Strategies serves a diverse client base, including individual and institutional investors, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple program types tailored to client and plan sponsor objectives, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Olga Stroganova is a financial advisor at Citigroup Global Markets with seven years of industry experience. She has held various roles within Citigroup since 2015, including positions in Citi Retail Banking before joining Citigroup Global Markets in 2018. She holds Series 63 and Series 66 designations. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with a combination of large institutional scale and unique market roles.

Parag Chaturvedi is a financial advisor with Citigroup Global Markets holding a Series 66 designation and two years of industry experience. He has been with Citibank since 2012. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs alongside broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains notable institutional capabilities including in-house research and security pricing.

James Wohrer is a financial advisor at Oppenheimer with six years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley for four years. His background also includes roles at Uber and Legarza Sports Camps. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services including equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management.

Sanjay Benegal is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Citizens Bank, N.A. Benegal is also involved as a content creator and community administrator for a credit risk management professionals network. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment solutions through discretionary and non-discretionary programs, alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles including in-house research and acting as a security-based swap dealer and futures commission merchant.