Daniel Schwarber is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients across the United States through a multi-generational wealth management team based in the Greater Los Angeles and Chicago areas. He works closely with clients to address financial challenges and life goals, focusing on areas such as corporate executive services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, tax minimization, and retirement income. Dan began his career at Merrill Lynch Wealth Management in 2008 and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. He graduated from Cornell University with a Bachelor's degree in Economics. Throughout his career, he has helped clients plan for education, retirement, and philanthropy, emphasizing client education to empower financial decision-making. Dan was born and raised in Cleveland, Ohio, and remains a dedicated fan of Cleveland professional sports teams as well as the Cornell Big Red. He resides in Wilmette, Illinois with his wife Samantha and their daughter Dottie. In his free time, he enjoys golf, fishing, exercising, and outdoor activities.

Jonathan Beaver is a CFP®-designated financial advisor with 21 years of industry experience. He is currently with LPL Financial, joining in 2025 after spending 12 years at Wayne Hummer Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Robert Sieja is a CFP® with 30 years of experience in the financial services industry. He currently works at UBS Financial Services and was previously with LPL Financial for 18 years. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Kathleen Mills is a financial advisor at Cetera with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Cetera and its affiliated entities since 2015. Outside of financial advising, she serves as an office manager for Twin Power Heating & Air, an HVAC service and installation business. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, retirement plan, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, with over $256 billion in assets under management and more than 10,000 advisors.

Ivanna Eksler is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works closely with clients to define their financial goals and develop portfolio strategies aimed at achieving those objectives. Ivanna provides ongoing advice and adapts portfolios as clients' situations change to help manage competing financial priorities such as retirement, education funding, and legacy planning. Ivanna's areas of expertise include executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Ivanna earned a Bachelor's Degree from the University of Wisconsin System and completed accredited certificate programs at Northwestern University and the University of Chicago. In addition to her professional work, Ivanna speaks English, Russian, and Ukrainian. She enjoys activities such as dancing, music, pickleball, running, singing, skiing, tennis, traveling, and spending time with her family.

Flavius Sindile is a CFP® with 17 years of experience in the financial industry, currently serving at J.P. Morgan Securities since 2012. He has also been affiliated with Jpmorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Keith Krause is a financial advisor with Raymond James Financial in Park Ridge, IL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James since 2006 and maintains independent advisory roles through Independent Advisor Network, LLC and Krause Investment Group since 2013. Krause serves as a board member and finance committee member for a nonprofit organization. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored investment recommendations.

Emmanuel Sequeira is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked in academia at San Jose State University and The University of Texas at El Paso. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Alec Bradley is a financial advisor with Raymond James Financial Services, Inc. in Evanston, IL, holding a Series 66 designation and five years of industry experience. Before joining Raymond James in 2020, he worked at the University of Wisconsin and Warren Township High School. He is also involved as an independent contractor with Bradley Investment Center and Bradley Private Wealth Management. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations while leaving final decision authority with clients.

John Desantis is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. He has worked with Cetera and affiliated entities since 2014, including Cetera Wealth Services and VOYA Financial Advisors. Outside of his advisory role, he owns and operates a fixed insurance sales business. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services through a nationwide network of over 10,000 advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering access to multiple program structures and third-party managers.

Margaret Kukawski is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 16 years of industry experience. She has worked at various J.P. Morgan entities since 2010, including J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Joseph Herbruck is a Planning Consultant at Fidelity Investments, working from the local Investor Center in Highland Park, IL. In this role, he supports two Wealth Management Teams and their clients by reviewing and analyzing financial plans, providing education, and offering investment guidance to help clients work toward their financial goals. Joseph's experience in the financial services industry includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as a Financial Representative at Lifetime Financial Growth. He also gained experience as a Qualified Plan Intern at Black Box Pension Advocates, LLC. Outside of his professional work, Joseph has interests that include family activities, playing musical instruments, music, pets, traveling, and volunteering.

Robert Echales is a financial advisor with Cetera, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 37 years of industry experience, including prior roles at The Hechtman Group and EchaLes, Benjamin & Simkin, LLP. His current practice operates under the name EBS Wealth Management Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Bradley Burrows is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to that, he was employed in rental car services and pool management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Sean Bjork is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has also worked with HUB International Investment Services, Global Retirement Partners, and Independent Financial Partners. Outside of his advisory work, Bjork volunteers as a firefighter with the Lake Bluff Fire Department and coaches alpine ski racing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Henryk Rawner is a financial advisor at J.P. Morgan Securities with one year of industry experience. He previously worked at Equitable Advisors and the Law Offices of Zofia Rawner PLLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Joel Ridle is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He has been with Merrill for over 15 years, focusing on retiree wealth management, portfolio management, financial guidance, and working with small to mid-size businesses. Joel is a Personal Investment Advisor (PIA) and a qualified Portfolio Manager who provides traditional advice and guidance, as well as manages personalized or defined strategies on a discretionary basis. These strategies may incorporate individual stocks and bonds, model portfolios, and third-party investment approaches. Joel holds a Bachelor's Degree in Business Management from Western Illinois University. He is involved with the Sigma Chi Fraternity and participates in community organizations such as the Golden Eagles Wrestling Club. In his personal time, Joel enjoys baseball, golfing, and traveling. He has been married to his wife, Sandy, since 1994, and together they have four children.

Lambros Konstantellos is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior roles include positions at Charles Schwab, TD Ameritrade, and U.S. Bancorp Investments. He also serves as a parish council member at St. Haralambos Greek Orthodox Church, where he participates in governance and strategic planning. In addition, he supports a family-run arts and crafts business through occasional operational and bookkeeping assistance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates ESG criteria. The firm’s services are delivered on a non-discretionary basis with final decision-making authority retained by clients.

Charles Rosen is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior roles include positions at Aegis Capital Corp and Marc Jacobson and Associates. Rosen is also an Assistant Vice President of Operations at Marc Jacobson & Associates LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products via an integrated platform.

Catherine Gripper is a financial advisor with Equitable Advisors in Arlington Heights, IL. She holds a Series 66 designation and began her advisory career in 2026. Prior to joining Equitable Advisors, she worked for School District 25 in 2025 and had a period of unemployment from 2015 to 2026. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.