David Kaminski is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Kaminski owns and operates a commercial real estate business and serves as president on the board of a condominium association. Ameriprise is a large institutional firm offering retirement-income planning services focused on clients with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a combination of research and modeling to generate personalized, tax-efficient recommendations.

Rivaldo Tobia is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and two years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and eMortgageFunding LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team to offer customized advice and performance reporting. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Sara Uffelman is a financial advisor at Stifel with four years of industry experience. She holds the Series 66 designation and has worked at Stifel since 2021. Prior to joining Stifel, she was involved in freelance work and held a position at MacuHealth. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

Hunter McGuire is a Planning Consultant at Fidelity Investments. In this role, he collaborates with lead advisors to assist clients and their families in creating and implementing personalized financial plans tailored to their individual goals. Hunter has held several positions within Fidelity Investments, including Relationship Manager and Financial Representative, accumulating experience in financial planning and client relationship management. Prior to joining Fidelity, he worked as a Sponsor at Cornerstone Capital Planning Group. Outside of his professional duties, Hunter enjoys activities such as board games, family activities, fitness, social events with friends, outdoor adventures, and traveling.

Kurt Ebel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with Cetera and its affiliate since 2019 and previously spent 12 years at Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Brian Guillery is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Cambridge since 2019 and previously worked at FSC Securities from 2011 to 2019. Outside of advisory activities, he is an independent insurance agent representing various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

John Panos is a financial advisor at Raymond James & Associates in Auburn Hills, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Raymond James, he worked at MaxPro Fitness and held various roles at Indiana University and Stellantis. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, with a focus that includes public finance and municipal work.

Thomas Konopka is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial planning services tailored to each client's specific goals and needs. His approach emphasizes simplicity and transparency in wealth planning to help clients pursue personal objectives such as retirement income, college education funding, and family wealth management. Thomas has expertise in areas including tax-efficient wealth building, retirement planning, corporate benefits, and managing new wealth. He focuses on helping clients meet retirement, educational, and legacy needs through customized strategies. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Lake Superior State University. Outside of his professional work, Thomas enjoys basketball, boating, fishing, reading, spending time with his family, and traveling.

Richard Smith is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management. He leads a Forbes "Best-in-State Wealth Management Team," specializing in comprehensive financial planning, tax mitigation, strategic portfolio management, and personalized guidance for individuals, families, and businesses. Richard also serves as a Retirement Benefits Consultant, assisting business owners and companies in designing and managing 401(k) plans tailored to organizational objectives. Richard's expertise encompasses college education planning, corporate benefits, executive compensation, retirement income, tax minimization, and small business strategies. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's Degrees from Western Michigan University. Residing in Grosse Pointe Farms, Richard is actively involved in his community. He coaches varsity baseball at Grosse Pointe South High School, serves on the board of the Grosse Pointe Farms Parks & Harbor Committee, and is the Commodore of the Grosse Pointe Farms Boat Club. Additionally, he participates in organizations such as the Motor City Blight Busters and St. Jude Children's Research Hospital. In his spare time, he enjoys golfing, playing guitar, fishing, and traveling with his family.

Cheryl McGown is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 26 years of industry experience. She previously worked at J.P. Morgan Securities for five years and has owned a trucking company since 2013. McGown is also involved as an independent insurance agent and serves as a committee member in a business networking organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Steven Stillwater is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that uses structured discovery and firm-approved tools to model potential outcomes.

David Lenda is a ChFC® and Series 63 credentialed advisor with 33 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016 and also maintains roles with multiple financial and insurance-related firms. Lenda is a member of the HR PI Networking Group in Farmington Hills, MI. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm offers a variety of investment implementation options, including proprietary and third-party strategies, tailored to client objectives.

David Koki is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at J.P. Morgan Securities since 2015 and has been affiliated with JPMorgan Chase Bank, N.A. since 2012. Outside of his advisory role, he owns and operates Koki Real Estate LLC, focusing on purchasing and remodeling residential and commercial properties for sale or lease. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Meggison Mitchell is a financial advisor at Morgan Stanley with a Series 66 credential and less than one year of industry experience. Prior to joining Morgan Stanley, Mitchell held roles at Bank of America, Merrill, and Hantz Financial Services, and has experience in various sectors including hospitality with Luxe Bar & Grill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, focusing on structured financial planning supported by firm-approved tools and models.

Jerome Kulczycki is a financial advisor with Ameriprise in Troy, MI, holding CFP®, ChFC®, and Series 66 designations. He has 22 years of industry experience, including 20 years at Thrivent Financial for Lutherans and Thrivent Investment Management before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation to deliver tailored retirement-income advice, primarily for clients with Ameriprise-managed accounts.

Thomas Vermeulen is a financial advisor with LPL Financial in Rochester, MI, holding Series 63 and Series 65 credentials and possessing 39 years of industry experience. He has been with LPL Financial since 2003. Outside his advisory role, he is involved in tax preparation and the sale of fixed annuities, health, disability, and long-term care insurance through his own entities. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services. The firm provides both discretionary and non-discretionary management supported by LPL Research, third-party subadvisors, and incorporates technologies such as machine learning in its investment processes.

Zeina Robinson is a financial advisor with Ameriprise in Royal Oak, MI, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Mark Thomas is a financial advisor with Fidelity, holding a Series 66 designation and beginning his advisory career in 2025. Before joining Fidelity, he worked at JPMorgan Chase from 2022 to 2025 and has experience with YMCA Camp Nissokone in non-advisory roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies with a formal advisory role.

Dawn Myers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, Myers serves as a power of attorney and representative payee for her son. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Andrzej Mendela is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He has worked with the firm and its predecessors since 2012, including roles at Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Mendela holds Series 63 and Series 66 registrations and is based in Troy, MI. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools to provide diversified portfolios with a long-term orientation.