James Nguyen is Vice President and Financial Consultant at Fidelity Investments, where he focuses on developing personalized financial plans tailored to his clients' unique needs and goals. He has held this position since 2025. Prior to his current role, James worked in various positions at Fidelity Investments, including Financial Consultant from 2021 to 2025 and Planning Consultant from 2020 to 2021. His earlier experience includes serving as a Financial Advisor at Merrill Lynch, Bank of America from 2017 to 2020 and as a Relationship Banker at JPMorgan Chase from 2016 to 2017.

Steven Schob is a Branch Leader at Fidelity Investments, where he oversees a team of investment professionals dedicated to enhancing the planning experience for clients. In this role, he focuses on fostering deeper client relationships, comprehensive planning, and promoting a culture of continuous improvement. Prior to his current position, Schob held various roles at Fidelity Investments including Financial Consultant, Planning Consultant, Investment Solutions Representative, and Customer Relationship Advocate, gaining extensive experience in financial consulting and investment solutions from 2020 onward. He holds a California Insurance License. Outside of his professional responsibilities, Steven Schob enjoys recreational activities such as golf, hiking, sailing, scuba diving, and traveling.

Chenlin Xiao is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo, Xiao worked at Yranela & Associates, PLLC, and has been affiliated with Wells Fargo Bank, N.A. since 2013. Xiao was also involved with the Pacific Northwest Basketball Officials Association for seven years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, employing diversification principles and modern portfolio theory in its investment evaluations.

Hannah Neal is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at KCS Wealth Advisory, Merrill, and Wells Fargo Clearing. Prior to entering the financial sector, she was employed at Starbucks Coffee Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Robert Wygant is a financial advisor with Wells Fargo Clearing based in Bellevue, WA, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent eight years with Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Vincent Ricci is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at SWAN Venture Fund, Purdue University, and Pagliacci Pizza, Inc. Ricci is also the president and sole owner of American Fulfillment LLC, a family-owned business that sold household items on Amazon and is currently inactive. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

Paula Guinasso is a financial advisor at RBC Capital Markets with 35 years of industry experience. She holds Series 63 and Series 66 designations and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

David Moskovitz is a financial advisor with RBC Capital Markets in Seattle, WA, holding a Series 66 designation and 28 years of industry experience. He has been with RBC Capital Markets since 2008 and also has experience at City National Bank starting in 2021. Outside of his advisory role, he has ownership interests in LLCs related to photorocket and biofuels investments as well as boarding horses. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients by providing a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm utilizes a blend of in-house and third-party managers and offers customizable strategies aligned with clients’ Advisory Risk Profiles.

John Scott is a CFA® charterholder with 18 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Seattle, WA. His prior work includes roles at Citigroup Global Markets, Saturna Capital Corporation, Amazon, and T-Mobile. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning services supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct individual plans and Corporate Financial Planning agreements.

Jalen Lund is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he partners with individuals, families, and business owners to provide personalized financial guidance and strategic planning. He focuses on helping clients navigate complex financial goals, build long-term wealth, and maintain a clear financial future. Jalen specializes in areas such as executive compensation, personal retirement planning, and small business strategies. Many of his clients are successful professionals seeking clarity and confidence in their financial decisions. He emphasizes understanding each client's priorities to support their lifestyles, families, and legacy planning. Jalen holds a Bachelor's Degree from Seattle University and is a Personal Investment Advisor (PIA). Outside of his professional work, he enjoys basketball, fishing, spending time with his family, traveling, and writing.

Stephen Bowzer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized, comprehensive planning and portfolio management services tailored to the unique challenges and opportunities faced by high net worth individuals and families. His expertise includes education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. Stephen holds a Bachelor's Degree from the University of Montana and has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He and his team use a disciplined approach to wealth management, combining a deep understanding of financial markets with time-tested strategies to help clients build wealth, plan for retirement, preserve assets, and support the next generation. Outside of his professional work, Stephen's personal interests include fishing, golfing, hunting, and skiing.

John Jacobs is a financial advisor at Morgan Stanley with 41 years of industry experience. He has held positions at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, he worked at Citigroup Global Markets from 1993 to 2009. Jacobs serves as a board member of Rainier Golf & Country Club in Seattle. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Carl Bailey is a financial advisor with Ameriprise in Seattle, WA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He previously worked at Axa Advisors, LLC for nine years before joining Ameriprise Financial Services, Inc. and subsequently Ameriprise. Outside of his advisory role, he owns CLBJ Impact Strategies, LLC, a consulting business, and serves as the immediate past chair on the board of Leadership Tomorrow Seattle. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Brian Richardson is a financial advisor with Wells Fargo Clearing in Seattle, WA, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC and Wamu Investments, Inc. His experience spans a range of roles within the Wells Fargo organization. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics from Wells Fargo Investment Institute alongside third-party data to support its diversified investment approach.

Alex Minard is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to define their financial goals and develop strategies to pursue these goals across short-, mid-, and long-term time horizons. He provides guidance on a range of topics including general investing, retirement planning, and managing financial priorities such as home buying and eldercare. Alex holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Washington. He collaborates with clients to adapt their portfolio strategies as their financial situations evolve, offering ongoing advice and support.

Min Li is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill and Bank of America in 2026, Min held various roles including positions at Meta via Intelliswift, Luckyclover LLC, and Incyte Corp. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Webb is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated Private Bank since 2013. Morgan Stanley Wealth Management provides a range of advisory services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and firm‑approved tools but generally does not provide individual security recommendations within standalone planning programs.

Stephen Williamson is a Series 66-licensed financial advisor with Edward Jones in Federal Way, WA. He has nine years of industry experience and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a broad range of advisory programs and investment strategies with a nationwide network of financial advisors and branch offices.

Bill Congdon is a Planning Consultant at Fidelity Investments as of 2024. In this role, he partners with clients and their Wealth Management Team to craft financial plans that align with their personal situations and investment preferences. His approach involves learning about clients and their families to provide clarity and confidence in pursuing their financial goals through a personalized planning experience. Prior to his current position, Bill worked as an Investment Consultant at Fidelity Investments from 2022 to 2024. Before joining Fidelity, he held roles as a Financial Professional at Equitable Advisors from 2020 to 2022 and at AXA Advisors from 2019 to 2020.

Thomas Grava is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he is part of a three-advisor team supported by two associates. He grew up in Washington State and currently resides in Lake Forest Park. With over 80 years of combined team experience at Merrill Lynch, Thomas focuses on guiding clients through complex financial environments with an emphasis on education and personalized wealth management strategies. His expertise covers a wide range of client needs, including family wealth management, services for endowments, foundations, and non-profits, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, and retirement income strategies. Thomas works closely with clients to develop tailored financial plans that reflect their long-term goals and values. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Thomas earned a Bachelor's Degree from Washington State University. Outside of his professional role, he is involved in community volunteer activities and enjoys boating, cooking, gardening, reading, swimming, and spending time with his family.