Giovanni Galbiati is a financial advisor at Raymond James Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 12 years. Outside of his advisory role, he serves as Vice President and coach at Northfields United Soccer Club, where he is involved in running the organization and forming teams. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through an affiliated municipal advisor.

Dan Martin is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2024. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2023 to 2024. His experience also includes positions at Eaton Vance, where he was an Internal Consultant from 2019 to 2023 and a Mutual Fund Services Representative from 2018 to 2019. Dan focuses on supporting clients and their families by empowering them to make confident financial decisions and helping them avoid common financial missteps. Outside of his professional work, he enjoys biking, fishing, hiking, running, skiing, and traveling.

Julie Cormier is a financial advisor at Ameriprise with 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011 and holds a Series 63 designation. Ameriprise is an institutional firm that offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria. The firm provides a range of advisory, brokerage, and insurance solutions and uses a centralized retirement-income consulting team to deliver non-discretionary, research-driven recommendations.

Andrew Long is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity since 2013, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant. Andrew specializes in wealth planning, equity compensation strategy, and retirement planning. He is an Equity Compensation Associate® and a Certified Financial Planner®. His expertise includes income planning, tax-efficient investment strategy, analyzing stock options and RSUs, individual fixed income, and charitable endowments and donor advised funds. No additional information regarding Andrew's education or personal interests has been provided.

Mark Condon is a financial advisor at MassMutual Investors Services with eight years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2017. In addition to his advisory role, Condon is involved in several entrepreneurial ventures, including founding a company that sells dog training devices and running a podcast focused on promoting local businesses in Massachusetts. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides a range of investment and planning solutions, including specialized programs for divorce planning, estate settlement, and employer-sponsored plans.

Jack Millea is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 designation with one year of industry experience. His prior work includes roles outside the financial services sector, such as positions at The Price Center, The Haartz Corporation, and Fred's Bar and Grille. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, utilizing structured financial planning tools and offering access to multiple investment products and strategies.

Hardy Tey is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Santander Securities, Santander Bank, Bank of America, and Merrill. Hardy is based in Wellesley, MA. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and a range of asset management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Zhong Zhao is a Series 66-credentialed financial advisor with Morgan Stanley in Wellesley, MA, holding 12 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include corporate financial planning agreements with employers.

Matthew Gorham is a financial advisor at LPL Financial with 21 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Since 2009, he has been with LPL Financial, and outside of his advisory role, he has worked intermittently in film set production and participated in online survey work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Aidan Carucci is a Planning Consultant at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans aimed at achieving their financial objectives while building lasting relationships based on trust. He has held several positions at Fidelity Investments, including Relationship Manager, Financial Representative, and Customer Relationship Advocate, gaining experience in client relationship management and financial services since 2023. Outside of his professional career, Aidan enjoys family activities, fitness, football, social events with friends, movies, and traveling.

Orietta Delgado is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 designation with 15 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and modeling techniques.

Olivia Rood is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has previously worked at Concord Wealth Management and held various roles outside finance, including serving at Corrib's Pub in Brighton, Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Buntin Jr. is a Series 66-licensed financial advisor with Morgan Stanley, based in Wellesley, MA, and has six years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2018 and previously spent time at Loancore Capital LLC and the University of Rhode Island. Outside of his advisory role, he is involved in selling shoes through online and mobile platforms. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm emphasizes structured planning processes and offers access to diverse investment and financial services.

James Dugan is a financial advisor at Charles Schwab with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Charles Schwab in 2021, he worked at TD Ameritrade for 16 years. Outside of advising, he is an owner of a rental property in Natick, MA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management supported by centralized custody and due diligence processes.

Ellen Peloquin is a financial advisor at Fidelity with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with various divisions of Fidelity since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using proprietary research and quantitative analysis, with oversight of affiliated and unaffiliated sub-advisers.

Jason Longtin is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Cetera and Northeast Investment Advisors, where he has served since 2001. Outside of advising, he co-owns a t-shirt production and sales business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other entities through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Michael Baur is a financial advisor at Morgan Stanley with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Morgan Stanley, he worked at Fidelity Investments. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Colin Flynn is a financial advisor with J.P. Morgan Securities in Chestnut Hill, MA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Morgan Stanley and has served in the theatrical union Theatrical Teamsters Local 817. Outside of finance, he is the CEO of Hills and Thrills Productions, an independent film production company, and serves as a board member of Hills and Thrills Productions Inc., a nonprofit philanthropic entertainment organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Deborah Mcculloch is a financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2016 and holds Series 63 and Series 66 licenses. Outside of advising, she works as a consultant providing billing, accounts receivable, and HR research services. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Jason Devito is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated entities since 2012. Outside of his advisory role, he serves as a partner in Brotherhood Park Ventures, LLC and La Femme, LLC in Virginia, and is a board member of the Ouimet Fund in Massachusetts. He also participates in a selection committee for the Framingham Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and various advisory programs.