Todd Kohlhepp is a financial advisor at Wells Fargo Advisors in Short Hills, NJ, holding a Series 66 designation. He has been working in the financial industry since 2026, with prior experience at LPL Enterprise LLC and a diverse background including roles at DoorDash and Mathematica. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and tools to develop tailored recommendations, with implementation options through multiple brokerage and advisory programs.

Chi Hong Chu is a financial advisor with Cambridge Investment Research Advisors, Inc. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. His prior firms include American Portfolios Financial Services, National Planning Corporation, and American General Securities. Outside of advising, he is an author and president of multiple business entities, including Cornerstone Financial Strategies Inc. and NEI Management Inc. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Jason Favara is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TD Ameritrade for 12 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational capabilities.

Patrick Defeciani is a financial advisor at UBS Financial Services with Series 66 and Series 63 credentials. He has been with UBS since 2026 and has prior experience working at Prisco Hot Tubs and in local government roles in Clarkstown. Patrick also has a background in education, having worked at Rowan University and Clarkstown North High School. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm offers a broad range of capabilities including portfolio management, financial planning, and capital markets services.

Jeremy Westaway is a financial advisor at Ameriprise in Morristown, NJ, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise, he worked at Arthurs Tavern and Scimedx Corporation, and has experience in academic and agricultural roles. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets managed within Ameriprise.

Craig Sjonell is a financial advisor with LPL Financial in Scotch Plains, NJ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at LPL Financial since 2018 and previously held positions at Sagepoint Financial, OSAIC Services, and Sunamerica Securities. He is also a Notary Public in New Jersey. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of over 22,800 advisors.

Connor Darville is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work history includes roles at JPMorgan Chase Bank, Broadridge, and Cornell University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program.

Fabian Bardales is a financial advisor with J.P. Morgan Securities in Jersey City, NJ, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. His prior roles include positions at Citi Private Bank and Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. Their advisory process incorporates quantitative and qualitative research with a forward-looking approach, supported by centralized due diligence.

Paul Costello is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors and its related entities since 2016, aside from a brief retirement in 2023-2024. He is the owner of PLC Consulting LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and financial planning services tailored to clients who meet a net-worth threshold. The firm utilizes proprietary research and planning tools to develop recommendations, providing a broad range of planning solutions including retirement, education, risk management, and specialized services such as business-owner transition and special-needs planning.

Peter Mitrakos is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates both quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations.

Todd Eosso is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and 16 years of industry experience. He worked at Stifel Nicolaus & Co Inc from 2015 to 2024 before joining Wells Fargo Advisors. Eosso is also involved in Gravity Management Group Inc., a business he wholly owns and actively manages. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting specific net-worth criteria, utilizing proprietary research and tools to develop personalized recommendations.

Jelani Ptah is a financial advisor with Cetera, holding a Series 63 designation and over 37 years of industry experience. He has been affiliated with Cetera since 2005 and also serves as president of Finesse Financial Services, Inc., an accounting, tax preparation, and investment practice. Additionally, he is a licensed real estate broker representing buyers and sellers through Jelani Ptah E&J Realty Group. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through multiple program platforms and a range of investment strategies.

Joseph Scorsone is a Financial Advisor with Merrill Lynch Wealth Management who works with executives, business owners, and families to help them make informed decisions about their finances. His approach is planning-driven, starting with clients' priorities and building investment strategies that align with their goals, timelines, and risk tolerance. Joseph focuses on areas such as retirement planning, tax-efficient investing, estate and legacy goals, and managing concentrated stock positions. He began his career in 2007 and joined Merrill in 2014. Joseph holds the Chartered Retirement Planning Counselor (CRPC) designation, the Personal Investment Advisor (PIA) credentials, and has Series 7 and 66 FINRA registrations. He completed an Accredited Certificate Program from the College for Financial Planning and is fluent in both English and Italian. Joseph resides in Roseland, New Jersey, with his wife, Eleonora, and their three daughters. Outside of his professional work, he enjoys music, traveling, and cooking.

Vincent Jule is a financial advisor with Mass Mutual Investors Services, holding over 53 years of experience in the industry. He previously worked at MetLife Securities Inc. for 30 years and has been with MassMutual Life Insurance Co. since 2016. In addition to his advisory role, he is also an insurance agent specializing in individual life, health, long-term care, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational programs, typically structuring client engagements as annual collaborative relationships that emphasize goal-based recommendations.

Hubert Obrien is a financial advisor at Cetera with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, Obrien is an insurance agent offering fixed life, health, disability, annuities, and long-term care insurance through his own business and other fixed insurance agencies. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Angela Engen is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs and tailors investment strategies to each client’s Advisory Risk Profile using both in-house and third-party managers.

Erik Wehner is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and four years of industry experience. His prior roles include positions at UBS Financial Services and Carmine Anzalone III. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver customized advisory solutions without sponsoring its own wrap fee program.

Michael Billa is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 designation and 19 years of industry experience. He has worked at RBC Capital Markets LLC since 2012. Outside of his advisory role, he referees youth soccer games for the US Soccer Association. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Thomas Gawron is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has been with Equitable Advisors since 2017, following a period at AXA Advisors, LLC. Outside of his advisory role, he is involved in other insurance-related business activities, including Professional Group Plans and an affiliated health plan. Equitable Advisors serves individual clients across wealth segments, as well as pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of firm-offered and third-party solutions.

Michael Jarjoura is a financial advisor with RBC Capital Markets, holding Series 66, Series 63, and Series 65 licenses and bringing 28 years of industry experience. He has been with RBC Capital Markets, LLC since 2008. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies implemented through in-house and third-party managers, supported by RBC Capital Markets’ broader capital-markets capabilities.