Patrick Gilmore Jr. is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at LPL Financial since 2019. Prior to joining LPL, he worked for SagePoint Financial, Inc. for 10 years. He is also a commissioned notary. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, institutions, and charitable organizations, offering a wide range of financial planning and advisory programs supported by research and advanced portfolio management tools.

John Clarke II is a financial advisor with LPL Financial in Paramus, NJ, holding a Series 66 credential and 21 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, Clarke serves on a NICU Advisory Board and is involved in construction projects through a personal business venture. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including managed portfolio options supported by research from LPL Research and third-party subadvisors.

Gregory Chimenti is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michele Christiansen is a financial advisor at RBC Capital Markets with 32 years of industry experience. She holds Series 63 and Series 65 designations and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

John Mamone Sr. is a financial advisor at Morgan Stanley with 53 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides customized planning through its Financial Advisors and Estate Planning Strategies Group.

Victor Rojas Jr. is a financial advisor at Stifel with 45 years of industry experience. He has been with Stifel since 2007 and holds a Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Robert Sullivan is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked in various capacities for over 30 years. He has served as a senior NASDAQ position trader, Director in equity sales trading, and a general partner and equity portfolio manager at an investment fund. For the past twelve years, he has focused on wealth management advisory roles, including working with individuals, families, and non-profit organizations to develop long-term financial strategies. Robert's areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income planning, and socially responsible investing. He holds a Bachelor of Arts degree in Economics from Williams College and a Master of Business Administration from the University of North Carolina. Additionally, he earned his CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2013 and holds other professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A long-time resident of Ridgewood, New Jersey, Robert and his wife have raised four children. He is actively involved in his community through coaching basketball and baseball and supports local athletics through volunteer work. In his spare time, he enjoys golfing.

Kenny Santos is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously worked at Equitable Advisors. Outside of finance, he has experience working at companies such as Uber Eats and DoorDash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

John Woznicki is a financial advisor at UBS Financial Services with 20 years of industry experience. He has been with UBS Financial Services Inc. since 2005 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Anthony Stramiello is a Financial Consultant at Fidelity. In this role, he works closely with clients to develop practical, long-term financial strategies tailored to their individual goals. His approach emphasizes building relationships based on trust, transparency, and a shared commitment to clients' financial well-being. Anthony has held several positions within Fidelity, including Investment Consultant, Financial Representative, and Customer Relationship Advocate. This progression reflects his experience in various aspects of financial services and client support. Outside of his professional work, Anthony has personal interests that include cars, cooking and baking, family activities, golf, movies, and reading.

Kevin Otskey is a financial advisor with LPL Financial in Nutley, NJ, holding a Series 66 license and 12 years of industry experience. He has worked at LPL Financial since 2023 and concurrently operates Engler Financial Services, which he has run since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support discretionary and non-discretionary management.

Daniel Gordon is a financial advisor with Ameriprise, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Syed Hussain is a financial advisor at LPL Financial with 20 years of industry experience and holds a Series 66 designation. His prior experience includes nine years at J.P. Morgan Securities and roles at Gladstone Institutional Advisory LLC and SAH Capital Advisory. Outside of financial advising, he is the managing partner and founder of Momentum Innovations, a technology services business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research supported by LPL Research and third-party subadvisors.

Seth Finkelstein is a financial advisor with LPL Financial who holds a Series 66 designation and has 20 years of industry experience. He has worked at IC Advisory Services, Inc. and The Investment Center Inc. since 2016. Outside of his advisory work, he owns a tax preparation business and operates as an independent insurance agent specializing in life, health, long-term care, and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and retirement consulting services supported by research and model portfolios.

Paul Ordonez is a Planning Consultant at Fidelity Investments, a position he has held since 2021. In this role, he works directly with clients to address their wealth management needs, focusing on individualized financial planning. Prior to his current role, Paul gained experience as an Investment Consultant at Fidelity Investments from 2020 to 2021. He also worked at Merrill Lynch, serving as a Registered Private Wealth Associate from 2019 to 2020 and as a Registered Client Associate from 2014 to 2019.

Brian Criscione is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2022, following six years at UBS Financial Services. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized supervisory and custodial operations.

Kieran Finnegan is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing financial advice that is personal, understandable, and tailored to each client's unique goals and circumstances. By simplifying complex financial decisions and developing actionable strategies, Kieran aims to help clients gain clarity, build confidence, and make informed choices about their financial future. He is passionate about assisting clients in making smarter financial decisions and building lasting relationships through personalized guidance. Kieran helps clients navigate various financial opportunities and challenges with clarity and purpose. Kieran holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed an Accredited Certificate Program at the University of Connecticut and earned a Bachelor's Degree from the State University of New York.

Jaret Mittenthal is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has previously worked with American Portfolios Financial Services LLC, Equitable Advisors, and AXA Advisors LLC among other firms. His background includes experience in politics and entertainment through roles at Keith Perry for State Senate and Yes Entertainment and Sports. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and various investment strategies.

Jennifer Williams is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. Her career includes roles at JPMorgan Chase Bank, Bank of America, and Merrill Lynch. She serves on the board of the Northwest Area Foundation, a nonprofit focused on poverty reduction and prosperity initiatives. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Rachel Liebers is a financial advisor with Raymond James & Associates in Hackensack, NJ, holding the Series 66 designation and three years of industry experience. Prior to joining Raymond James, she worked at Speech and Hearing Associates and the Children's Evaluation and Therapy Center. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting with a range of portfolio management styles and municipal advisory services.