Arthur Hornak is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes roles at Invest Financial Corporation and Sun National Bank, and he has been with Cetera and its affiliated entities since 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a range of program options.

Mason Fitzpatrick is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and three years of industry experience. He has worked with MassMutual Insurance Company and Mass Mutual Investors Services since 2023. Outside of his advisory role, he is employed as a server at Blend Bar and Bistro. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools to support a collaborative, annual planning process.

William Bodnar III is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he spent nine years in education. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Rosa Quartuci is a financial advisor at Morgan Stanley with 45 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Outside of her advisory role, she is the sole proprietor of RVCS Enterprises, a retail and online store business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through various channels including corporate financial planning agreements.

Vernon Paulson is a financial advisor with Equitable Advisors in Wall, NJ, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has been with Equitable Advisors since 1999, including its prior iteration as Axa Advisors, Llc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing proprietary and third-party managed solutions without sponsoring its own wrap fee program.

Courtney Hogan serves as a Resident Director at Merrill, where she specializes in personalized wealth management strategies. Since beginning her career at Merrill in 2001, Courtney has gained extensive experience working with families, businesses, executives, and retirees. Her approach emphasizes guidance, communication, and service, integrating education and investment insights to support clients' financial goals. She collaborates with a team known as The Pearlman Group, which adopts a comprehensive family office model and works closely with clients' CPAs and attorneys to develop tailored strategies for retirement planning, wealth transfer and preservation, special needs planning, and liability management. Courtney focuses particularly on Corporate Executive Services, Family Wealth Management Strategies, and Women and Wealth. She holds a Bachelor's Degree from the Pennsylvania State University System and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to her professional responsibilities, Courtney participates in various community organizations such as Clean Ocean Action, Girl Scouts, Point Pleasant Youth Football and Cheer, and Save Barnegat Bay. Her personal interests include boating, running, and soccer.

Khawaja Tariq is a Senior Vice President and Wealth Management Advisor with Merrill Lynch, Pierce, Fenner & Smith Inc., where he has served since 2012. Bringing extensive experience in investment management, he started his career at The Northern Trust Company in 1998 and later worked at Morgan Stanley Smith Barney before joining Merrill. His areas of expertise include family wealth management strategies, personal retirement planning, philanthropic planning, socially responsible and ESG investing, and tax minimization. He holds a Bachelor's degree from DePaul University and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition, he holds FINRA Series 7, 63, and 65 registrations. Fluent in Hindi, Gujarati, Urdu, and English, Mr. Tariq is committed to building strong client relationships and delivering personalized wealth management strategies tailored to individual goals. Outside of his professional activities, Khawaja Tariq is involved with the Muslim Community Center of Chicago and the Village of Morton Grove. His personal interests include golfing, tennis, and traveling.

John Alberti is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at AXA Advisors, DB USA Core Corporation, and Deutsche Bank Securities. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, leveraging third-party asset managers and advisory platforms alongside its own service network.

Larsen Flinn is a financial advisor with LPL Financial based in Holmdel, NJ. He holds Series 63 and Series 65 licenses and has 29 years of industry experience, including prior roles at Bank of America, Merrill, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisory representatives with research and operational tools across a wide array of investment strategies.

Nicholas Joyce is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity futures registrations.

Christopher Gramolini is a financial advisor at UBS Financial Services with 18 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations.

Bryan Locher is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 66 credentials and 12 years of industry experience. He previously worked at Pacer Financial, Inc. for four years before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Eileen Russo is a financial advisor at Morgan Stanley in Shrewsbury, NJ, with 31 years of industry experience. She has held positions at Morgan Stanley Private Bank and Morgan Stanley since 2017, and previously worked at Credit Suisse Securities for ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Maria Palma is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 25 years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that utilizes firm-approved tools and modeling techniques to assist clients.

Mitchell Ross is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with UBS since 2012. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management, providing a broad range of services including financial planning, portfolio management, and access to capital markets.

Ryan Dixon is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch for four years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves in advisory roles for multiple registered investment companies.

Antonio Morales is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. Prior to joining LPL Enterprise, he held roles at several establishments including Catezza Italian Kitchen + Bar and The Proving Ground. In addition to his advisory work, Morales has experience in the hospitality sector and has been affiliated with Rutgers University. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach relying on portfolios developed by its research team and third-party strategists, and offers financial planning, access to asset managers, and affiliated insurance and trust services.

Ricardo Dager is a financial advisor at Mass Mutual Investors Services with Series 66 credentials and two years of industry experience. His background includes roles at MassMutual Life Insurance Company and teaching positions at The College of New Jersey and Glen Rock High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and a collaborative planning process.

Corey Lunney is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2020. Outside of his advisory role, he works as a group fitness coach at CrossFit Shrewsbury. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Myles Shapiro is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His work history includes positions at Santander Bank and Jpmorgan Chase Bank, N.A. before joining J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.