Stephen Ryan is a Private Wealth Advisor and leader of the Ryan Group within Merrill Private Wealth Management. He has over 30 years of industry experience as a senior executive managing private wealth teams. His expertise spans brokerage, portfolio management, private sale and divestiture, risk mitigation, legacy planning, and investment advisory services. Stephen developed a series of proprietary enhanced index portfolios tailored to economic conditions, as well as a quantitative risk mitigation technique that serves as a foundation for his practice. Stephen earned a Bachelor of Science degree in Market Research and Information Systems from Clarkson University in 1987. He has completed certification programs in Risk and Investment Management at Yale University’s School of Management, and in Board Governance at McGill University’s Desautels School of Management. Stephen holds the Personal Investment Advisor (PIA) designation. Beyond his professional career, he has been actively involved in philanthropy related to education and healthcare, including leadership roles with Clarkson University and the American Association for Cancer Research Foundation.

Jamar Carr is a financial advisor with Mass Mutual Investors Services and holds the ChFC® and Series 66 credentials. He has 11 years of industry experience and has worked at firms including Fidelity Investments, Park Avenue Securities, Guardian Life, JPMorgan Chase Bank, and Oppenheimer. In addition to his advisory work, he is the owner of JC Investments & Associates LLC, a real estate investing enterprise. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning to deliver tailored investment strategies.

Michael Dingerdissen is a financial advisor at J.P. Morgan Securities with four years of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC and Morris James LLP. He serves as a board member for Children and Families First Delaware, a nonprofit organization supporting children and families. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Evan Savoth is a Financial Advisor with Merrill Lynch Wealth Management. He began his career in 2019 at a leading global asset manager, developing expertise in financial planning and investment strategy before joining Merrill in 2024. As a CERTIFIED FINANCIAL PLANNER™ professional and Personal Investment Advisor, Evan supports individuals and families in creating strategic, long-term financial plans. Evan works closely with clients to understand their goals and priorities to provide personalized guidance across various financial areas including family wealth management, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategies, and tax minimization. He emphasizes education and ongoing advice to help clients make informed decisions and navigate changing needs and market environments. He holds a Bachelor's Degree from Washington College. Outside of work, Evan enjoys biking, music, soccer, spending time with his family, and traveling.

Kevin Heck is a financial advisor with UBS Financial Services in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes roles at Merrill and Bank of America, N.A., spanning from 2004 to the present. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers a broad range of services including futures commission merchant activities, underwriting, and proprietary research.

Samuel Levin is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 license and six years of industry experience. Prior to joining Morgan Stanley, he worked at Bank of America and Merrill. Outside of his advisory role, Levin is a general partner and managing member of Broker-Tov, LLC, a limited liability company engaged in managing single and multi-family residential properties. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning processes and diverse advisory programs supported by firm-approved tools.

Kevin Byrne is a financial advisor at Osaic Wealth with three years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for three years. Byrne served seven years in the United States Navy. Outside of his advisory role, he owns an entity for managing the expenses of his financial planning practice and acts as a co-trustee of his firm’s 401(k) profit-sharing plan. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and multiple program options.

Luke Steinke is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has previously worked at OSAIC, Lincoln Financial Securities, and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products, operating under a fiduciary standard.

Thomas Dennis is a financial advisor at Morgan Stanley in Philadelphia, PA, holding a Series 66 designation. He has one year of industry experience and has held prior roles at firms including RSM and Good2Grow, as well as positions outside the financial sector. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process without offering individual security recommendations as part of standalone financial plans.

Charles Tessler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at PNC Wealth Management and J.J.B. Hilliard, W.L. Lyons, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement consulting. The firm combines in-house research with third-party analytics to guide investment decisions and offers a range of brokerage and advisory solutions.

Stephen Giannangeli is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 designation and eight years of industry experience. His prior firms include Brown Advisory and The Rockford Center. Outside of his advisory role, he owns an Etsy shop selling homegoods and decorative items. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Hunter Andrew is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 licenses and five years of industry experience. His prior work includes roles at Alliance Bernstein, The Vanguard Group, and several other firms. He is employed at both J.P. Morgan Securities and JPMorgan Chase Bank, enabling him to offer a range of bank products and services in addition to investment advisory services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and supports implementation through affiliated entities.

Timothy Good serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to assess their current financial situations and introduce solutions available through Merrill and Bank of America. He aims to empower clients with the knowledge and tools to manage their financial lives effectively. With an approach that centers on understanding what is important to each client, Timothy helps develop strategies tailored to pursue their financial goals. His areas of assistance include general investing, retirement planning, and preparing for unexpected financial needs. He provides ongoing advice and guidance as clients' needs evolve. Timothy holds a Bachelor's Degree from Old Dominion University and has earned the Personal Investment Advisor (PIA) designation.

Mark Stauffer is a financial advisor with Wells Fargo Clearing in Folsom, PA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Citizens Securities, Inc. for eight years before joining Wells Fargo Clearing in 2023. Stauffer also serves as a power of attorney for his father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Bruno Bejarano is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at Bank of America, Wells Fargo, J.P. Morgan Securities LLC, and Merrill. Outside of finance, he was involved with Machino Cleaners LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Francis Donnelly III is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Donnelly also serves as a past president and officer of the Medford Sunrise Rotary. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm emphasizes matching clients to advisory program models or discretionary managers, utilizing third-party asset managers and affiliated solutions.

David Vermeil is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 38 years of experience in wealth management and planning. He focuses on family wealth management strategies, legacy planning, portfolio management services, and special needs planning strategies. David aims to build relationships based on mutual trust and confidence, providing comprehensive services that prioritize clients' best interests and help them achieve their long-term financial goals. David holds a Bachelor's Degree from Villanova University. He is a Personal Investment Advisor (PIA) and leverages the expertise available through Merrill Lynch and Bank of America to coordinate with clients' attorneys and CPAs in order to develop tailored financial plans designed to minimize taxes, risks, and fees. In addition to his professional work, David is engaged in community service. He is a board member of both the Chester County Community Foundation and Bournelyf Special Camp, which serves individuals with special needs. He also served as president of the Chester County Estate Planning Council in 2005. David has lived in West Chester, Pennsylvania, for over three decades and enjoys basketball, football, hunting, music, and spending time with his family.

Jillian Polanco is a financial advisor with J.P. Morgan Securities in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with J.P. Morgan Securities since 2012 and was previously with JP Morgan Chase Bank starting in 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process includes due diligence by a manager solutions team and uses both quantitative and qualitative research to build model asset allocations, with clients retaining final decision-making authority.

Jeffrey Ditalia is a financial advisor at Equitable Advisors with 28 years of industry experience. His career includes multiple tenures at Equitable Advisors and prior roles at Axa Advisors, MSI Financial Services, Firstrust Financial Advisors, and Progress Financial Advisors. He holds the Series 63 and Series 65 designations. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Daniel Kent is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds a Series 66 designation and previously worked at Merrill for 22 years before joining UBS in 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to support client strategies.