Gregory Warburton is a CFP® with 38 years of industry experience currently with Vanguard Advisers, where he has worked since 2017. Prior to joining Vanguard, he spent 28 years at Fidelity Brokerage Services, Inc. He holds Series 63 and Series 65 licenses. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Barry Rucks is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 14 years before joining LPL Financial in 2019. Outside of his advisory role, he owns BA Rucks LLC, a business entity for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing discretionary and non-discretionary management supported by research and model portfolios.

John Gardner is a financial advisor at Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Richard Badis is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Northwestern Mutual, and Morgan Stanley. Badis also serves as a limited agent managing a fiduciary account for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, with portfolios mainly constructed from Vanguard funds and ETFs.

Brenda Belfiglio is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and two years of industry experience. She has been with Vanguard Advisers since 2026 and concurrently with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2024. Prior to her career in finance, she worked for 15 years in the Chichester School District. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Brandon Weber is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. He has worked in roles at The Vanguard Group, TravisMathew, CVS Pharmacy, and served in the United States Army National Guard. Prior to joining Vanguard Advisers, he was self-employed for one year. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, supported by a digital delivery model and a large team of advisors.

Jeffrey Bohus is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Pizzo is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 and Series 63 designations and has worked at The Vanguard Group since 2021. Prior to that, he held roles at Empire Management Group, Amazon, and the Rhode Island Department of Revenue. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware strategies and customization.

Robert Kubiak is a financial advisor at Vanguard Advisers with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with The Vanguard Group since 1998. Outside of his advisory role, he has been involved in operating Twisties Tavern since 1999. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs, and manages a large client base through its digital platform supported by over 2,200 advisors.

Thomas Maltese is a CFP® professional with 22 years of industry experience, currently serving at Vanguard Advisers since 2015. He has been associated with Vanguard Marketing Corporation and The Vanguard Group Inc. since 2004. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios constructed mainly from Vanguard funds and ETFs.

Michael Simek is a CFP® with 19 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2011. He has worked with Vanguard Marketing Corporation and The VANGUARD GROUP, INC. since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a variety of customization options.

Matthew Davis is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory work, he performs as a professional bagpiper and serves as Treasurer on the board of the Philadelphia Ulster Scottish Pipe Band. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios.

Darrin Hoffman is a CFP® with 32 years of industry experience, currently serving at Vanguard Advisers. His previous roles include positions at Merrill Lynch and Vesper Capital Management. Outside of finance, Hoffman engages in underwater photography and instruction as a self-employed photographer. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs, and serves a large client base through a digital delivery and team servicing model.

Daniel Davis is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Vanguard since 2013, working at both Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory role, he is involved as a minority interest owner in private placement ventures and owns rental property. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, focusing primarily on retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery across a large client base.

Jess Yourkavitch is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Cetera and Riverview Bank. His current tenure at LPL Financial began in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by extensive research and model portfolios.

Douglas Rothenberger is a financial advisor at Ameriprise with 13 years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at Ascensus and KeyBank. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service aimed at clients approaching or in retirement, providing tailored retirement-income planning and ongoing advice based on proprietary research and third-party data.

Konrad Stauffer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Vanguard Advisers since 2017 and is also employed in order fulfillment at Home Depot. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through both automated platforms and advisor teams.

Michael Levay is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63, Series 66, and Series 65 registrations. He has four years of industry experience, including roles at TD Bank and its private client wealth division before joining Vanguard in 2026. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary models to set personalized asset allocations, primarily through Vanguard funds and ETFs, combining digital delivery with a large team of advisors.

Marshall Blalock is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His professional background includes roles at PNC Investments and PNC Bank from 2006 to 2017, followed by his current position at The Vanguard Group since 2017. Outside of finance, he is active as a musician and producer with Bandcamp. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach, primarily utilizing Vanguard funds and ETFs, and manages a large client base with over 2,200 advisors.

Rachel Pugh is a Series 66-licensed financial advisor with 24 years of industry experience. She has worked at Merrill since 2005 and has been associated with Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.