Nina Asghari Kamrani is a financial advisor with Ameriprise Financial Services LLC and holds a Series 66 designation. She has three years of industry experience, including prior roles at LPL Financial and positions outside the financial sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies.

Meghan Young is a Series 66-credentialed financial advisor at Morgan Stanley with one year of industry experience. Her prior roles include positions at T. Rowe Price and The Shark Group. Morgan Stanley Wealth Management provides a wide range of advisory services to both individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models.

Daniel Miller is a Series 66-registered financial advisor with 14 years of industry experience. He currently works at Morgan Stanley, having previously held roles at Hartford Funds Management Company and Pioneer Investment Management. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Edwin Alvarez is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He has also worked at Bank of America since 2006. Outside of his advisory role, he is the owner of ELG Investment Group LLC, a for-profit entity not related to investment advisory activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Toczylowski is a Series 66-licensed financial advisor at OSAIC with 25 years of industry experience. He previously worked at Woodbury Financial Services, Capital One Advisors, Chevy Chase Financial Services, and Ameriprise. Outside of his advisory role, he is a partner at Symmetry Financial Partners, where he is involved in insurance sales and financial planning. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and various managed portfolio programs. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

Deepa Massand is a financial advisor with Merrill, holding a Series 66 designation and bringing 16 years of industry experience. She has been with Merrill since 2004 and is currently associated with Bank of America, N.A. Prior to her current role, she worked at Merrill for over two decades. Outside of her advisory duties, she is a member of two LLCs unrelated to investment management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kent Jasperse is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Bank NA and Wells Fargo Clearing Services since 2018, following five years at Equity Services, Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Daniel Derisio is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, Oppenheimer Asset Management, and CIBC World Markets Corp. He returned to Wells Fargo Clearing in 2024 after prior experience there. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sam Kast is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes a variety of roles outside finance, including positions related to Clemson University and work in the food service industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Corey Vance is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at the Federal Bureau of Investigation for five years and held roles within the United States Senate and various organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Marie Meuschke is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2014. Holding the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, she provides comprehensive financial advice focused on personal retirement planning, portfolio management, tax minimization, retirement income, and addressing the financial needs of women and wealth. Marie advises families and individuals in the DMV area and beyond, applying a client-centered approach that prioritizes their interests and goals. She builds personalized financial strategies to help clients navigate changing market conditions and achieve their objectives. Originally from New York, Marie earned a Bachelor's Degree in Business Economics from Loyola University of Maryland. Beyond her professional work, Marie participates in community volunteering in line with the Merrill tradition. She lives in Baltimore with her fiancé and their dog, and her personal interests include cooking, football, golfing, knitting, crocheting, reading, and spending time with her family.

Ethel Treister is a financial advisor at Cetera with 25 years of experience. She holds the PFS™ and Series 66 designations and has also worked as a CPA since 1992 and as a flight instructor from 1997 to 2018. In addition to her advisory role, she provides tax planning and preparation through her CPA practice. Cetera Investment Advisers LLC is an SEC‑registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, with access to multiple program platforms and third‑party managers.

David Solomon is a financial advisor with Ameriprise in Ellicott City, MD, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside his advisory role, Solomon serves on the board of The Lucky Duck Foundation, Inc. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Matthew Gagnon is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and New York Life Insurance, among other firms. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services using firm-approved software and collaborates with clients through annual planning engagements.

George Balboa Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads the financial services for the Balboa & Blevins Group. He has more than 34 years of experience providing financial and wealth management guidance and services. He focuses on wealth management and strategic planning services, including asset allocation, retirement, estate, and succession planning. George holds multiple professional designations including Chartered Retirement Planning Counselor™ (CRPC™), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He graduated from Boston College with a Bachelor's degree and earned his high school diploma from Bullis School. George is proficient in both English and Spanish. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for seven consecutive years from 2019 through 2025. His client focus areas encompass college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income.

Latrina Green is a Series 66-credentialed financial advisor with Morgan Stanley in Washington, DC, with 22 years of industry experience. She has worked with various Morgan Stanley entities since 2005, including Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Michael Berens is a financial advisor at RBC Capital Markets with 37 years of industry experience. He holds the Series 66 and Series 63 designations and has been with RBC Capital Markets Corporation since 2008. The firm serves a diverse client base, including individual investors, institutional clients, and charitable organizations, offering a range of advisory programs that combine discretionary and non-discretionary portfolio management with financial planning and brokerage services. RBC Wealth Management tailors strategies to clients’ risk profiles and employs both in-house and third-party investment managers to implement portfolios.

John Rutherford is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked with Wells Fargo Bank, NA since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics based on diversification principles and modern portfolio theory.

Jasmine Stone Lemus is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. She has been with Wells Fargo Bank, N.A. since 2014 and with Wells Fargo Clearing since 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm operates on a large scale with over 14,000 financial advisors and approximately $671 billion in assets under management, providing both brokerage and advisory solutions.

Paula Heichel is a CFP® professional with 45 years of experience in the financial services industry. She has worked at Wells Fargo Clearing since 2016 and previously spent 14 years at Citigroup Global Markets. Based in Washington, DC, she has maintained ownership of a rental property since 1986. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, with an emphasis on research-driven investment strategies and a broad range of financial products distributed through bank and insurance affiliates.