Stuart Fishbein is a financial advisor with Morgan Stanley in Rockville, MD, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market scenario modeling.

Hyuk Lee is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 25 years of industry experience. He has worked at Charles Schwab since 2020 and previously held roles at USAA Investment Management Company and affiliated USAA financial services entities from 2015 to 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Dante Lavender currently serves as a Financial Advisor with Merrill Lynch Wealth Management, focusing on providing personalized financial experiences to a diverse client base that includes individuals, families, and corporations. His professional approach emphasizes building futures beyond portfolios by understanding the unique aspirations and challenges of each client. He is committed to empowering clients, particularly those from underrepresented communities, fostering inclusive financial success through compassion, diligent service, and diverse perspectives. Mr. Lavender began his career in financial services in 2015 and has since held roles at Wells Fargo & Co., SunTrust (now Truist), and Bank of America/Merrill, gaining experience in banking, lending, and wealth management. He holds the designation of Personal Investment Advisor (PIA) and an academic background that includes a Bachelor of Science in Psychology from Radford University, an MBA from Southern New Hampshire University, and an Associate of Applied Science in General Studies from New River Community College. Outside of his professional work, Mr. Lavender contributes to community organizations such as Future Business Leaders of America and Ultimate International Miss. He enjoys activities including billiards, cooking, dancing, interior decorating, music, reading, spending time with family, traveling, and watching movies.

Michael Kline is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Kline also serves as a trustee for a trust outside of his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and incorporates firm-approved tools and methodologies to support client outcomes.

Casey Fiora is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds the Series 66 designation and has worked at Raymond James since 2018. Prior to that, she held roles at Morgan Stanley and Morgan Stanley Private Bank, N.A. from 2015 to 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Kress Monarch is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services that integrate both advisory and brokerage capabilities.

Douglas Grantham is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2022, following a 13-year tenure at Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Rebecca Goldsmith is a Series 66-licensed financial advisor with Morgan Stanley in Bethesda, MD, where she has worked since 2016. She has one year of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using approved tools and modeling techniques.

Nicholas Sorden is a financial advisor with Raymond James & Associates in Reston, VA, holding a Series 66 designation and 13 years of industry experience. He previously worked for Robert W. Baird & Co. for 10 years before joining Raymond James in 2022. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through various portfolio management styles and affiliated research.

Carley Desillier is currently the Vice President and Branch Leader at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2007, progressing through several positions including Assistant Branch Leader, Private Wealth Management Planning Consultant, Relationship Manager, and Financial Representative. With 19 years of experience at Fidelity, Carley has developed expertise in leading teams and supporting clients' financial well-being. She focuses on fostering a culture that inspires and empowers team members to pursue their personal and professional goals while delivering a high standard of service to clients. Carley's career reflects a commitment to maximizing the talents of her associates to partner effectively with clients. No information about her education, credentials, personal interests, or community involvement has been provided.

Jamell Wright is an Investment Consultant at Fidelity Investments. In this role, Wright provides clients with a comprehensive range of financial strategies tailored to their individual needs and goals. Wright's professional experience includes roles at Fidelity Investments, starting as a Customer Relationship Advocate in 2023, followed by Investment Solutions Representative from 2023 to 2025, and advancing to the current position of Investment Consultant in 2025. Prior to Fidelity, Wright worked as a Wealth Management Associate at UBS Financial Services Inc. in 2023. Outside of work, Wright's personal interests include comedy, fitness, social events with friends, military service, parenthood, and traveling.

Dawn Robinson is a financial advisor with Ameriprise in Davidsonville, MD, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income, Social Security, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to provide tailored, non-discretionary recommendations, primarily for clients with Ameriprise-managed accounts.

David Atkinson is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. Outside of his advisory role, he is involved in providing soccer education and coaching to youth players through the Villarreal Virginia Academy. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm leverages proprietary research and institutional trading capabilities alongside wealth management services.

Heather Hanson Rivas is a CFP® professional with 15 years of industry experience, currently with Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of her advisory role, she serves as co-trustee of the John C. Hanson Revocable Living Trust and is a member of the finance committee for Glen Echo Park Partnership for Arts and Culture, a creative community hub. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Benjamin Duhoski is a Series 66 registered advisor with seven years of industry experience. He is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Northwestern Mutual. Prior to his financial career, he was a full-time student for nine years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management arrangements, and a broad range of brokerage and insurance products.

Rod Faghani is a financial advisor with Ameriprise in Bethesda, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns and operates a community martial arts class focused on Kendo, a form of Japanese fencing, which he manages without personal income. Ameriprise serves individuals approaching or in retirement, offering retirement-income planning services that include detailed recommendation reports and a combination of research and modeling techniques. The firm provides a broad range of advisory, brokerage, and insurance solutions through its extensive network.

Taylor Smith is a financial advisor with Cambridge Investment Research Advisors, holding the CFP® designation and Series 63 and 65 licenses. Smith has 13 years of industry experience and has previously worked with Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company. Outside the financial industry, Smith serves as president of the StonePoint HOA, where responsibilities include approving expenses, conducting property inspections, and leading community meetings. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals, utilizing various custody and platform options along with proprietary and third-party model strategies.

Rumana Tarin is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in helping affluent individuals and families with services including corporate executive support, education planning, equity compensation, family wealth management, legacy planning, liquidity management, personal retirement planning, small business strategies, special needs planning, and tax minimization. Rumana holds a Bachelor's Degree from Stony Brook University and an Associate's Degree from Briarcliffe College. She has also completed advanced financial planning coursework at the College for Financial Planning. Her professional credentials include the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) certifications. She is a member of the Bank of America Long Island Regional Council. Rumana is actively involved in the special needs community through her work with Autism Speaks. She brings her fluency in English, Persian, and Spanish to her practice. Outside of work, Rumana enjoys music, fitness, traveling, reading, and spending time with her family.

Royeen Sanie is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. His work history includes positions at JPMorgan Chase Bank, Etrade Financial Corp, United Brokerage Services, Edward Jones, and Navy Federal Credit Union. Outside of finance, he was involved with Quality Floor Kitchen & Bath LLC from 2019 to 2023. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis through a select group of Wealth Advisors.

Scott Lanham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.