Scott Read is the Vice President and Financial Consultant at Fidelity Investments. In his current role, he focuses on helping clients define, prioritize, and pursue their financial goals while building lifelong relationships. He utilizes Fidelity's trusted brand, advanced planning tools, and cost-efficient investment platform to support his clients. Scott has been with Fidelity Investments since 2013, holding various positions including Financial Consultant, Senior Portfolio Specialist, Portfolio Specialist, and Client Management Representative. Prior to joining Fidelity, he worked as a Financial Advisor at USAA from 2011 to 2013. He holds an Arkansas Insurance License.

Janeesha Copeland is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2010 and 2013, respectively. Outside of her advisory role, she owns and finances a tree service business in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Douget is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. Outside of his advisory role, he has experience in the beverage industry, including a position at St Augustine Distillery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Maicon is a financial advisor at Thrivent Investment Management with 47 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Thrivent since 2020. His prior roles include positions at MWA Financial Services, Modern Woodmen of America, and real estate firms such as Grand Living Realty and Coldwell Banker Premier Properties. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across multiple planning areas. The firm uses goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option, maintaining a separation between planning and portfolio management.

Shannon Scott is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill and Bank of America in 2020, Scott worked at Edward Jones and was self-employed as an independent contractor. Outside of advising, Scott is the sole owner of a rental property business in High Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jany Barros Tovar is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Prior to joining Merrill, Jany held roles at Italian Terrazzo & Tile Co. of Brevard, LLC, JCA–Jewish Community Alliance, Inc., and Editora Positivo S.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and organizations.

Rush Hanner is a financial advisor with Fidelity, holding a Series 66 designation and 24 years of industry experience. He has been with Fidelity Brokerage since 2006 and has worked across multiple Fidelity business units since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified charitable funds and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Julie Pham is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her prior work includes several roles at Arizona State University and Greenway High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Heavener is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2019 and previously at Citicards and Florida State College at Jacksonville. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, overseeing affiliated and unaffiliated sub-advisers while maintaining documented governance and proxy-voting procedures.

Kathryn Amodeo is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and two years of industry experience. Her prior work includes roles at Publix and several community and educational organizations in Jacksonville, FL. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolios, and is registered with the CFTC as a commodity pool operator.

Bryan Treadway is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2004 and Bank of America, N.A. since 2015. Outside of his advisory role, he serves as an officer for Treadway Rental Properties, LLC, where he monitors rental income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher La Torre is a Financial Advisor at Merrill Lynch Wealth Management, specializing in serving successful individuals, entrepreneurs, business owners, and C-suite executives across Florida. He focuses on empowering first-generation immigrants and entrepreneurs by providing personalized financial strategies in areas such as family wealth management, international wealth management, legacy planning, liquidity management, retirement income, and small business strategies. Christopher aims to simplify complex financial systems, helping clients build wealth, manage investments, plan for the future, and preserve assets with a commitment to education and cultural awareness. Born and raised in Peru, Christopher earned a degree in Hospitality Management from Universidad De San Martin De Porres before relocating to Miami where he pursued a Bachelor’s Degree in Finance from Florida International University. His professional journey includes experience at Bank of America and Merrill Lynch, where he obtained his Series 7 and 66 FINRA registrations. He earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2020 and holds a Florida 2-15 Life, Health, and Variable Annuity License. Christopher is bilingual in English and Spanish and leverages his background as a first-generation immigrant to bring a unique perspective to his financial advisory practice. Outside of his professional role, Christopher advocates a balanced lifestyle through various physical activities including running, yoga, Pilates, and high-intensity training. He has a history of competitive swimming and continues to pursue fitness as a source of balance and stress relief. His personal philosophy centers on making financial planning accessible, understandable, and impactful for every client he serves.

James Byrnes is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 37 years of industry experience, including prior roles at Eagle Strategies, NYLife Securities, and Rosenblatt Securities. In addition to his advisory work, Byrnes is also licensed as an insurance broker, selling life, disability, property and casualty, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through structured, collaborative engagements using advanced planning tools.

Matthew Murray is a financial advisor with Merrill in Jacksonville, FL. He holds a Series 66 designation and has 11 years of industry experience, including roles at Bank of America, N.A. since 2015 and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sarah Van Vliet is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith, Incorporated since 2007 and at Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Gilligan is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and bringing four years of industry experience. He has been with Merrill since 2017 and previously worked at Colonial Life Insurance for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Klanjac is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2017, having previously been with Fidelity Brokerage Services from 2014 to 2017. Outside of his advisory role, he is co-owner of a family business unrelated to investment activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Darrell Wranovics is the Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2019. He brings extensive experience in financial consulting, having held multiple roles within Fidelity Investments since 2006, including Senior Portfolio Specialist and Portfolio Specialist in Portfolio Advisory Services, as well as positions in client management and retirement solutions. Prior to joining Fidelity, he worked at Merrill Lynch as a 401k & Stock Plan Services Representative from 2005 to 2006. Throughout his career, Darrell has focused on simplifying the investing process for clients and assisting them in achieving their financial goals across various life stages. His expertise spans investment strategies, income planning, college savings, and estate planning considerations. He holds an Arkansas Insurance License, supporting his ability to address insurance-related financial needs. Darrell is committed to delivering excellence in every client interaction and maintaining a client-first approach in all his professional relationships.

Adam Kladiva is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he worked as a Workplace Planning Consultant at Fidelity Investments from 2022 to 2023. Adam holds insurance licenses in Arkansas and California. In his professional capacity, Adam focuses on understanding clients' perspectives to help them manage their finances in ways that align with their personal priorities. He values learning about individuals' stories and assisting them in shaping their financial futures. Outside of his professional work, Adam's interests include parenthood, surfing, and volunteering.

Taylor Reemsnyder is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. He has worked at Merrill since 2010 and Bank of America since 2020. He is an authorized member of an LLC related to his father's restaurant business for estate planning purposes but has no active role in the operation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.