Timothy Smirniotis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Fidelity Brokerage Services from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process follows modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Michael King is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He partners with clients to develop plans centered around trust, collaboration, and prioritizing financial goals. Prior to this role, Michael has held multiple positions within Fidelity Investments, including Investment Management Consultant from 2021 to 2024, Workplace Planning Consultant III from 2018 to 2021, Retirement Solutions Representative in 2014 and 2015, Investments Solutions Representative in 2014, and Premium Relationship Associate from 2013 to 2014. Michael holds insurance licenses for Arkansas and California, supporting his work in financial consulting. Outside of his professional duties, he has interests in art, fitness, hiking, movies, reading, and table tennis.

Jacob Weintraub is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Deutsche Bank Securities, Banco Safra, and Saga Capital. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Elizabeth Wagnon is a financial advisor at Raymond James & Associates with a Series 66 designation and has been in the industry since 2022. Her work history includes prior experience at Edward Jones and time spent as a homemaker. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Joseph Maloy is a financial advisor at Merrill with Series 66 and Series 63 credentials and two years of industry experience. He previously worked at Fidelity Investments and has business experience in real estate sales and custom shirt design. Outside of advising, he owns a custom shirt design and printing business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies, serving individuals, high-net-worth clients, and institutional investors.

James Docster is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior work includes roles at LPL Financial and a long tenure at Waddell & Reed, INC. He serves as a board member of a local networking group, JAXBP.org. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers multiple portfolio management options and proprietary model strategies, combining discretionary and non-discretionary approaches tailored to client objectives.

William Courtney Jr. is a financial advisor at Merrill with 38 years of industry experience. He holds a Series 63 designation and has worked at Merrill since 1988, including 15 years affiliated with Bank of America. Outside of his advisory role, he serves as a co-trustee of the C Joint Living Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Rachael Crapsi is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Morgan Stanley. Her prior roles include positions at JP Morgan Chase and Fifth Third Securities, as well as multiple engagements with the Cincinnati Bengals, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutional clients, with a financial planning process centered on structured discovery and firm-approved planning tools.

Amanda Brannon is a financial advisor with Fidelity in Jacksonville, FL, holding the Series 66 designation and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously worked at Whole Foods Market from 2015 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios that include mutual funds, ETFs, and ETPs. The firm also serves in advisory and management roles for registered investment companies and uses systematic methodologies and oversight controls in its investment process.

Jeffrey Ragsdale is a financial advisor at Fidelity with a Series 66 designation and over two years of experience in the investment industry. Prior to joining Fidelity, he worked at VP Distributors LLC, Virtus Investment Partners, and Mutual of America. He also has an eight-year background at Devry University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm’s approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Brent Kugler is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Merrill for seven years before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios comprising mutual funds, ETFs, and ETPs.

William Khairi is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His prior work includes roles at the Federal Reserve Bank of Atlanta and involvement with the Georgia Student Public Interest Research Group. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction.

Shelby Leuellen is a financial advisor at Fidelity with eight years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor for multiple registered investment companies and fund-of-funds.

Victoria Khalil is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kristy Hobbs is a financial advisor at Merrill with 26 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Lesley Green is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 63 designation and over 32 years of industry experience. Her career includes more than two decades at Wachovia Bank, N.A., followed by roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of her advisory work, she serves as an event representative for a company specializing in the sale and installation of high-impact windows and doors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Grayson Bingemann is a Planning Consultant at Fidelity Investments, a role he has held since 2026. In this capacity, he collaborates with clients to develop personalized financial plans that align with their family's goals and priorities. Prior to his current position, Grayson held several roles within Fidelity Investments, progressing from Customer Relationship Advocate in 2023 to Investment Solutions Representative I, II, and III between 2024 and 2026. He also gained experience as a Financial Professional at Equitable Advisors in 2023. Grayson holds insurance licenses in Arkansas and California. Outside of his professional pursuits, he has personal interests that include beach activities, food, football, golf, pets, and surfing.

Johnny Chung is a Series 66 credentialed financial advisor with Fidelity in Jacksonville, Florida, and has 16 years of industry experience. He has held roles across various Fidelity entities since 2014 and continues to serve in advisory capacities within the firm. Outside of his financial advisory work, he occasionally works as a driver for an on-demand transportation service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios drawn from mutual funds, ETFs, and ETPs.

Marwan Benchaaboune is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients since 2007. He focuses on delivering personalized wealth management strategies by collaborating closely with clients to understand their life priorities. His client service approach involves coordinating efforts with attorneys, tax professionals, and insurance experts to simplify financial lives and support goals such as family wealth management, personal retirement planning, portfolio management, and retirement income. Benchaaboune holds a Master’s Degree from West Texas A and M University and a Bachelor’s Degree from Holy Spirit University. He is a CERTIFIED FINANCIAL PLANNER® (CFP) and holds additional professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is experienced in equity trading and analysis, wealth outlook, estate planning, and risk management. Fluent in English, French, and Arabic, he is committed to a goals-based approach with a wealth management team dedicated to building client relationships. Active in his community, Benchaaboune participates in social and philanthropic events and values connecting with people passionate about their work. Outside of his professional responsibilities, his personal interests include biking, football, music, racquetball, soccer, table tennis, and spending time with his family.

Marc Rhoades is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. His work history includes roles at Fidelity Brokerage Services, Edward Jones, and SunTrust Bank. He served as a State of Kansas Legislator from 2007 to 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.