Maria Ramirez is a financial advisor at Merrill with 29 years of industry experience. She holds a Series 66 designation and has worked at Merrill for a total of 15 years, with a two-year gap in between. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jose Delgado is a financial advisor with Ameriprise in Winter Park, FL, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Outside of his advisory role, he is co-owner of Practice Solutions Consolidated Group, LLC, which manages his Ameriprise business. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm provides advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that uses research, modeling, and tax-efficiency analysis to generate tailored recommendations.

Mitchell Houser is a financial advisor with Ameriprise who holds a Series 66 designation and has 10 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice.

Yves Moon is a financial advisor with J.P. Morgan Securities in Orlando, FL, holding a Series 66 designation and nine years of industry experience. His career includes positions at Sanford C Bernstein & Co LLC and Axa Advisors, LLC before joining J.P. Morgan in 2023. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Eric James is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at AXA Advisors, LLC and PNC Investments. Based in Orlando, FL, he has been with Wells Fargo Clearing since 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment vehicles such as insurance-related products and bank deposit sweep options.

Martha Prestin is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 17 years. In addition to her advisory role, she is a commissioned notary in Orlando, Florida. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Kevin Gerry is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior work includes roles at TD Ameritrade and A. G. Edwards & Sons, Inc. He also serves as a trustee and holds power of attorney responsibilities for various family trusts and individuals. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Jeffrey Murray is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Lombard Advisers, Lombard Securities, Benjamin F. Edwards & Company, Wells Fargo Clearing, and A. G. Edwards & Sons. Outside of his advisory work, he operates an insurance agency, Jeffrey D. Murray & Co., LLC, specializing in life, annuities, accident and sickness, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of financial planning and portfolio management options and supports its advisors with research, technology tools, and various affiliated financial services.

Derek Grimm is a CFP® with 25 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having previously worked at Bank of America and Merrill Lynch. Grimm serves on the Board of Directors for the Camaraderie Foundation, a veteran organization that supports individuals with PTSD. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations, offering customized advisory programs and portfolio management services tailored to client risk profiles.

Ethan Cole is a financial advisor with LPL Financial in Orlando, FL, holding a Series 65 credential and starting his advisory career in 2026. His prior experience includes roles in financial services and community-related positions, including two years at Discovery Church and four years at the University of Central Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, utilizing various investment strategies and operational tools.

Joseph Uttlinger is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and has 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wachovia Bank, N.A. since 2004. Outside of his advisory role, he serves as a power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute along with modern portfolio theory principles in its investment approach.

Deric Milligan is a CFP® professional with three years of industry experience, currently affiliated with Raymond James & Associates in Winter Park, FL. Prior to joining Raymond James, he was the founder and Chair of the Board of Inheritance of Hope, a nonprofit serving young families with a terminally ill parent. He also serves as Treasurer and a board member for the Orlando Philharmonic Orchestra. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and nonprofit organizations, offering financial planning, investment consulting, and municipal advisory services.

Taimi Bek is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and five years of industry experience. She has held various roles at Raymond James Financial Services, Inc., Edgewater Family Wealth, and BCW Financials, where she is involved in investment monitoring, model design, and bond ladder management. Bek also serves as a trustee and director for BKCapital LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored non-discretionary planning and utilizes advanced analytical tools to support its advisory programs and institutional consulting.

Rossella Davis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at Charles Schwab & Co., Inc. and spent eight years at Booking.com. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research-driven strategies based on diversification principles and modern portfolio theory.

Nicholas Carbia is a financial advisor with Equitable Advisors in Orlando, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked in various roles including positions at Interlachen Country Club and Target Corporation. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions to clients’ risk tolerance and goals.

Lisa Menendez is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her prior work includes positions at Charles Schwab and Robinhood Financial, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Danielle Krise is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kiet Tran is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and structured discovery conversations.

Robert Gole is a CFP® professional with 17 years of industry experience, currently advising at OSAIC since 2024. His prior experience includes roles at Woodbury Financial Services and Capital One-affiliated firms from 2009 to 2024. He is also a managing partner of an LLC involved in real estate investment and financial advisory services. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization utilizing various tools and strategies, supported by its extensive affiliate network and broad service offerings.

Matthew Hahn is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and scenario modeling.