Stephanie Breske is a financial advisor with Osaic Wealth, Inc. in Orlando, FL, holding 25 years of industry experience. She has worked at Osaic Wealth since 2018 and previously spent two years at Signator Investors, Inc. Outside of her advisory role, she serves as a Non-Profit Lay Director for Orlando Cursillo, a 501(c)(3) organization. Osaic Wealth, Inc. serves a diverse mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to a wide range of investment products and third-party managed accounts. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios, managing accounts on both discretionary and non-discretionary bases.

Tanner Anderson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Before joining Fidelity, he worked at Charles Schwab & Co., Inc. and held positions in the solar energy and technology sectors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a research-driven and algorithmic approach to portfolio construction and management.

RJ Kelley is the Branch Leader at Fidelity Investments, a role held since 2025. In this position, he focuses on fostering a supportive, collaborative, and high-performance culture. He works to empower and encourage associates to maximize their career growth while assisting clients in planning for long-term financial well-being. Before becoming Branch Leader, RJ held several roles at Fidelity Investments, including Team Leader for Investment Solutions from 2023 to 2025, Team Leader for Client Services from 2021 to 2023, Onboarding Coach and High Net Worth Service Associate in 2021, and Customer Relationship Advocate from 2019 to 2021. This progression reflects his experience in leadership and client service within the investment industry. RJ's personal interests include fitness, food, football, music, parenthood, and traveling.

Joshua Howell is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has been associated with LPL Financial since 2025 and has prior experience with Fairwinds Credit Union, CUSO Financial Services, LP, Equitable Life Insurance Company, and CA Ventures. Howell is also affiliated with the University of Florida, where he has been involved since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios and third-party asset managers, supported by advanced operational tools.

Sandra Ramos is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Oriental Financial Services Corp for eight years before joining J.P. Morgan in 2019. Outside of her advisory role, she is an independent consultant for Rodan & Fields. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Kerry Lyttleton is the Vice President and Branch Leader at Fidelity Investments, a role held since 2020. In this capacity, Kerry leads a team of financial professionals focused on building meaningful relationships tailored to clients' wealth planning needs. Prior to this, Kerry served as Assistant Branch Manager from 2018 to 2020 and as Branch Service Manager from 2004 to 2018 at Fidelity Investments. Kerry began with the company as a Financial Representative in 2000. With over two decades of experience at Fidelity Investments, Kerry has developed expertise in branch leadership and client wealth planning. Throughout Kerry's career, there has been a consistent emphasis on fostering a positive culture and encouraging associates to utilize their unique abilities to support clients in achieving long-term financial and family goals.

Matthew Presser is a financial advisor with Equitable Advisors in Orlando, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006, including its prior iteration as Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models implemented through third-party managers and offers ERISA fiduciary services for qualified plans.

Eric Botwinik is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and with 29 years of industry experience. He has worked at firms including Summit Brokerage Services and BCW Financial Consultants LLC, and he serves as president of Coastal Financial Group. Botwinik is also involved in insurance sales and residential real estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports a broad advisor network with specialized services including municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Henry Lammert is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2016, including time at Bank of America since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Horace Owens Jr. is a financial advisor at Robert Baird & Co. with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Robert Baird & Co. since 1998 and at Nmis since 2001. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

David Kelly is a financial advisor with Wells Fargo Clearing in Leesburg, FL, holding Series 63, 65, and 66 licenses and with 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, he owns and operates an eBay resale business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Mitchell Scher is a financial advisor at Cambridge Investment Research Advisors with 49 years of industry experience. He holds the ChFC® and Series 63 credentials and has worked previously with Lincoln Financial Advisors. In addition to advisory work, he is involved as an independent insurance agent and operates the Advanced Planning Group of NY. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services. The firm provides a range of investment solutions through independent Financial Professionals, combining proprietary models and third-party strategies tailored to client objectives.

Edward Wylam is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing and its related entities since 2009. Outside of his advisory role, he serves as a trustee for his mother’s trust and as a personal representative for his stepfather’s estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both non-discretionary and discretionary services tailored to plan objectives and risk tolerances.

Dustin Roedding is a CFP® certificant with 12 years of experience in the financial industry. He is currently affiliated with J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A., where he has worked since 2016 and 2018, respectively. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework to guide recommendations within its Institutional Consulting Services program.

Luidgi Faubert is a financial advisor at Ameriprise with 24 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning services with a focus on dependable income sources and tax-aware withdrawal strategies.

Sharleen Bhoop is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Merrill, Bank of America, TIAA, and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Keith Crosby is a financial advisor at Raymond James & Associates with 13 years of industry experience. He previously worked at Charles Schwab & Co., Inc. for 12 years before joining Raymond James in 2025. Crosby holds the Series 66 designation and is based in Orlando, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

David Baer is a financial advisor at LPL Financial in Orlando, FL, holding the ChFC® designation along with Series 63, 65, and 66 licenses, with 22 years of industry experience. His prior roles include positions at United Community Bank, First Horizon, Woodbury Financial Services, Cetera Investment Services, Regions Bank, Wells Fargo Clearing, Truist Investment Services, and Banc of America Investment Services. Outside of advisory work, he is involved as a business owner with ventures including Prime IV and Vetavize Angels LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, access to model portfolios and third-party asset managers, and institutional platforms, supported by extensive advisory tools and a broad range of financial services.

Irina Parker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley in various roles from 2014 to 2023 before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Asu Greer is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley for 14 years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, delivering advisory work supported by proprietary research and model-based asset allocations.