Joseph Silk is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Merrill since 2009 and has an extended association with Bank of America dating back to 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutional accounts.

Matthew Schlien is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working at J.P. Morgan Chase Bank since 2002. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Robert Heeg is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been employed since 2009. In his role, Robert focuses on personal retirement planning, tax minimization, and retirement income. He works with retirees, business owners, and young professionals, developing customized portfolios tailored to their specific needs and goals. He is involved in portfolio management, business development, and client servicing within his team. Robert holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from The College for Financial Planning Institutes Corp. and is also a qualified Personal Investment Advisor (PIA). He earned a Bachelor's degree in Finance from Florida State University. Outside of his professional responsibilities, Robert enjoys playing golf, fishing, traveling, and spending time with his family. He resides in Boca Raton, Florida, with his wife Allison and their two sons.

Elizabeth Bruno is a CFP®-certified financial advisor with 40 years of industry experience, currently with Ameriprise since 2022. Her prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

John Prece is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Northwestern Mutual and B. Riley Wealth Management. Outside of his advisory role, he owns and consults for a dry cleaning and laundry business. OSAIC serves a wide range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage diversified portfolios across multiple investment types, supporting both discretionary and non-discretionary accounts.

Eliyahu Aronov is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and simultaneously with JPMorgan Chase Bank, N.A. since 2008. Outside of his advisory role, Aronov is involved in event planning as an owner and partner of Fifth and Palm Events LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within a broader broker-dealer and banking organization, offering a range of investment products including security-based swaps and futures.

Stanton Schwartz is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Edward Jones and Private Wealth LLC. Based in Boca Raton, FL, he has been with LPL Financial since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Kathy Schneider is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Schneider holds a Series 63 license and is based in Boynton Beach, FL. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Hiram Hernandez is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 15 years of industry experience, including prior roles at Metlife Securities and Massmutual Life Insurance Co. Outside of his advisory work, he is the owner of a consulting firm that provides advocacy and support services to individuals with special needs in Florida. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative, goal-oriented planning process and provides various event-driven planning programs.

Michelle Tipping is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 63 designation and bringing 30 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1993. Morgan Stanley Wealth Management offers a range of advisory programs for both individuals and institutional clients, focusing on tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Robert Margolies is a Series 66 credentialed financial advisor with Raymond James Financial Services Advisors, Inc., based in Fort Lauderdale, FL, with two years of industry experience. Prior to joining Raymond James in 2024, he worked at Stelliam Capital Management and Stelliam Investment Management from 2017 to 2024. He also serves as an insurance agent selling life insurance products and acts as treasurer for his family’s foundation accounts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while maintaining notable programs in municipal advisory and SIMPLE IRA employer consulting.

Jean Wollesen is a financial advisor with Primerica Advisors in Boynton Beach, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm employs a wrap-fee structure and curates third-party asset managers, with portfolio implementation delegated to BNY Mellon Advisors.

Jeffrey Feldman is a financial advisor at Ameriprise with 22 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2016. Based in Boca Raton, FL, his tenure includes roles at Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

David Ramos is a financial advisor with Primerica Advisors in Boca Raton, FL, holding Series 63 and Series 65 credentials and having 11 years of industry experience. He has worked with Primerica Advisors since 2014 and was previously associated with AmeriHope Alliance Legal Services for 14 years. Outside of advisory roles, Ramos owns Ramos Financial Network, which operates for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates model implementation to BNY Mellon Advisors, operating primarily through a tiered wrap-fee structure.

Svitlana Dorofina is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings over 19 years of experience in the financial services industry, having started her career in 2003 and joined Merrill in 2010. Svitlana specializes in high-net-worth client relationships and offers expertise in areas such as equity compensation services, family wealth management strategies, legacy planning, philanthropic planning, and portfolio management. She approaches wealth management by integrating home, health, leisure, and philanthropy aspects to develop tailored strategies that meet her clients’ goals and aspirations. Svitlana holds a Bachelor of Science degree in Finance with a minor in Economics from Northeastern Illinois University, where she graduated summa cum laude. She has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in Ukrainian, Russian, and English, she is an active member of the Chicago community and participates in initiatives such as Better Money Habits, a Bank of America program in partnership with Khan Academy, and the Chicago Public Library Foundation Associate Council. Residing in Chicago's Wicker Park neighborhood with her husband and rescue dog, Svitlana enjoys biking, vegetarian cooking, hiking, running, skiing, traveling, yoga, and reading. She is part of The Sheppard Group team recognized by Forbes as one of the Best-in-State Wealth Management Teams in 2024, and she has been named among Forbes’ Top Women Wealth Advisors Best-in-State for 2023 and 2024 as well as Top Next Generation Wealth Advisors Best-in-State in 2023.

Dawn Burgher is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Merrill since 2009. Outside of her advisory role, she is involved in health-related ventures, including ownership of a health coaching business in development and acting as a distributor for a health product company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Roy Mccullough is a financial advisor with Wells Fargo Advisors in Boca Raton, FL, holding Series 63 and Series 66 credentials and having 23 years of industry experience. He previously worked at Wells Fargo Clearing, Wells Fargo Bank, and PNC Investments and Bank. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business-owner transitions, sports and entertainment, special-needs analysis, and divorce.

Charles Freeman is a Series 66-licensed financial advisor with Morgan Stanley in Boca Raton, FL, and has 21 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning that employs firm‑approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual relationships and corporate financial planning agreements.

Diana Plucienkowski is a CFP® with 30 years of industry experience, currently affiliated with Cetera. She has worked with Cetera and its affiliated entities since 2019, and previously spent over a decade at Summit Financial Group Inc. She serves as president of Dane Financial Group, a firm focused on financial planning and investment advice, and is treasurer of the Broward Women's Alliance, which administers scholarship donations. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform and supports both discretionary and non-discretionary portfolio management across various program structures.

Matthew Holbrook is a financial advisor with LPL Financial in Boca Raton, FL, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Rockefeller Financial and Raymond James & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, research, and various investment strategies.