Jose Mesa Tejada is a CFA® charterholder and holds a Series 66 license, with 11 years of experience in the financial industry. He has worked at Citigroup Global Markets since 2021 and was previously employed at Bank of America and Merrill from 2015 to 2021. He is based in Miami, FL. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and roles as a swap dealer and futures commission merchant.

Marjorie Goncalves Ponce is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds a Series 66 designation and has been with Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary approaches and maintains significant institutional scale and specialized market roles.

Christopher Fuentes is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and 25 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Sanctuary Advisors serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations through a network of over 400 independent investment adviser representatives. The firm offers a range of services such as portfolio management, financial planning, and retirement plan consulting, employing various analytical approaches and acting as a fiduciary under written advisory agreements.

Eduardo Cohen is a financial advisor with Truist Advisory Services and holds a Series 66 designation. He has eight years of industry experience, including prior roles at Morgan Stanley Private Bank and Enermax. Cohen is based in Bal Harbour, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting, supported by proprietary research and third-party platform arrangements.

Marbelys Martinez is a financial advisor at Oppenheimer with four years of industry experience and holds Series 66 and Series 63 designations. She has been with Oppenheimer & Co. Inc. since 2016. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs with a variety of investment programs. The firm manages equity, balanced, and fixed-income portfolios using strategic and tactical asset allocation and offers both discretionary and non-discretionary consulting and retirement services.

Jeffrey Newman is a financial advisor with Primerica Advisors and holds the ChFC® designation along with Series 63 and Series 66 licenses. He has 49 years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance Company since 1999. He serves on the Board of Directors for the Greater Miami Jewish Federation. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a mix of proprietary and third-party investment strategies, supporting both discretionary and non-discretionary account management.

Martha Bermudez is a financial advisor at HSBC Securities (USA) Inc. with 33 years of industry experience. She holds a Series 66 designation and has worked at HSBC Securities since 2010, following prior roles at Deutsche Bank Securities Inc. and UBS. Her career spans both securities and banking firms. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary investment options using model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Carlos Vasquez is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at TradeStation Securities, Inc. and HSBC Bank USA, N.A. Before entering the financial industry, he was involved with the Honduran Swim Federation and Seminole Swim Club. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types combining client-directed, discretionary, and wrap-style managed portfolios, supported by a multi-tiered investment process and multiple affiliated and third-party service providers.

Oscar Parra is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2014. Outside of his advisory role, he manages rental properties in Miami and Bogota, dedicating limited time to these activities outside of trading hours. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight, combining large institutional scale with specialized market roles.

Marisela Blandon is a financial advisor with Oppenheimer, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. Her prior work includes positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Prudential Equity Group. Blandon is based in Coral Gables, FL. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, including high net worth clients, as well as corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services covering equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary management approaches.

Joshua Barditch is a financial advisor at Corient with four years of industry experience and holds the Series 66 designation. His prior work includes roles at Capital Advisors, Inc., Merrill Lynch, and Prager Metis CPA's LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs risk management tools and stress testing to align portfolios with client objectives.

Melissa Alonzo is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds the Series 66 designation and has worked at several firms including JPMorgan Chase Bank, EFG Capital International Corp, and Wells Fargo. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research, operating as both a security-based swap dealer and futures commission merchant.

Andy Porcel is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and previously worked at Bank of America from 2016 to 2018. Outside of his advisory role, he manages a rental property in Hialeah, Florida. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering diverse investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, combining in-house research and unique market roles.

Luis Rodriguez is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including JPMorgan Chase, Bank of America, and Wells Fargo before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, combining large institutional scale with unique market roles.

Carlos Chamon is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Bank NA, JPMorgan Securities LLC, Banco Itau International, and Itau International Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by extensive in-house research and unique market roles.

Ricardo Arteaga Espana is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. He has eight years of industry experience, including roles at Citibank NA and CITI International Financial Services LLC. Outside of his advisory work, he is a shareholder in a family business supplying promotional materials to Colombian companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight and research.

Gregory Viejo is a CFA® charterholder with over 26 years of experience in the financial industry. He is currently with Truist Advisory Services, where he has worked since 2023. His prior experience includes roles at Comerica Securities and Wells Fargo, where he was employed for more than a decade in various capacities. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting, supported by AI-enabled research tools and a range of third-party platform partnerships.

Regine Rigal is a financial advisor at Oppenheimer with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fahnestock & Co. Inc. for 23 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary services.

Jessie Washington is a financial advisor with Eagle Strategies (NY Life) in Coral Gables, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. Jessie has worked with Eagle Strategies since 2017 and also with New York Life Insurance since 2014. Outside of advisory work, Jessie engages in insurance brokering through Alpha Solutions Group, focusing on non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Gabriel Casal is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup since 2018 and previously spent time with Morgan Stanley and Morgan Stanley Private Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.