Brett Oley is a Series 66-credentialed financial advisor with 20 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2017. Prior to joining Raymond James, he worked at UBS Financial Services Inc. from 2006 to 2017. He is co-author of two books on financial planning and Florida residency, including *Sunshine State Strategy: Your Essential Guide to Becoming a Florida Resident*. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using a range of analytical tools and supports its clients through various advisory programs and institutional consulting services.

Thomas Smith is a financial advisor with Morgan Stanley in Pittsford, NY, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he is an owner of 2030 Properties LLC, a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides structured planning tools supported by its Global Investment Committee.

Nicholas Steinbach is a CFP® with 20 years of industry experience, currently affiliated with Wells Fargo Clearing. His prior experience includes seven years at Stifel Nicolaus & Co Inc and several years across various Wells Fargo entities. Outside of his advisory role, he is the majority owner of Bach Motorsports LLC, a personal auto racing business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s IPS-driven approach utilizes modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Darrin Sanger is a financial advisor with Edward Jones in Naples, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Edward Jones since 2018 and concurrently operates Sanger Consulting Group, LLC. Prior to this, he spent five years at Triple Canopy, Inc., a Constellis Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

John Desantis is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior experience includes 14 years at UBS Financial Services before joining Morgan Stanley in 2022. Outside of his advisory role, he is involved in an airplane leaseback business, a practice he has pursued for over 15 years. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering services that incorporate firm-approved planning tools and scenario modeling.

Bradford Marshall is a CFP® and securities professional with 27 years of industry experience, currently serving at Stifel Nicolaus & Co Inc since 2008. He is based in Naples, FL. Outside of his advisory work, he serves as chairman of the Gene Doyle Adventure Scholarship committee and is a board member of Fostering Success, a nonprofit supporting youth impacted by the foster care system. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

Mitchel Wise is a financial advisor with Wells Fargo Advisors in Bonita Springs, FL, holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior roles include positions at UBS Financial Services, Citadel Securities Americas, and Goldman Sachs. He also teaches a financial education course on retirement strategies at Florida Gulf Coast University through their Continuing Education Program. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options and specialized services informed by proprietary research and tools.

Mark Oechler is a CFP® professional with 37 years of experience in financial services. He is currently with Ameriprise Financial Services LLC and has previously worked at LPL Financial, Johnson Bank, and INVEST Financial Corporation. Outside of his advisory work, he has involvement with Johnson Insurance, LLC, referring insurance business to Johnson Bank’s insurance company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Byron Posadas is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. He is currently based in Naples, FL. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools including Secular Return Estimates and Monte Carlo simulations.

Brendan Leary is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Primerica Advisors and Strategies for Wealth. He is based in Naples, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mark Sherwood is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2012, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory duties, he serves as a trustee and holds powers of attorney related to trust management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients. The firm emphasizes structured financial planning supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Mauricio Ramirez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having 11 years of industry experience. His prior work includes roles at Truist Investment Services, BB&T Securities, and JPMorgan Chase. Outside of his advisory work, he is also a freelance DJ. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a large network of financial professionals.

Joe Grojean is a financial advisor with Cambridge Investment Research Advisors in Naples, FL, holding the ChFC® and Series 63 credentials. He has 54 years of industry experience, including over 40 years as a self-employed advisor and a decade with Cambridge Investment Research Advisors. Outside of his advisory work, he has engaged in acting and modeling activities. Cambridge Investment Research Advisors serves a broad client base, including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides a range of implementation options, including proprietary and third-party model strategies, discretionary and non-discretionary management, with various platform arrangements tailored to client objectives.

George Stanley is a Certified Financial Planner (CFP®) with 45 years of industry experience. He has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. He is based in Naples, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs supported by structured planning tools and models.

James Oplt is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 63 designation and bringing 49 years of industry experience. He has been with UBS since 1989. Outside of his advisory role, he is part owner of a convenience store. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Paul Lauster is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked in various roles within JPMorgan Chase Bank, JP Morgan Private Bank, and other financial institutions. His background also includes service in the Marine Corps from 2013 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment advisory registrations, offering a range of advisory and brokerage services.

Richard Hans is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 1979 following his graduation from the University of Maryland with a Bachelor's degree in Finance. In his role as team strategist, Richard manages high-net-worth and corporate client relationships, focusing on tax minimization strategies, executive compensation, family wealth management, retirement planning, and the management of concentrated stock positions for senior executives. Richard holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Certified Investment Management Analyst® (CIMA®) designation. He is also a member of the Certified Board of Standards, Inc. and the Investments & Wealth Institute. Outside of his professional work, Richard is involved with the Lustgarten Foundation for Pancreatic Cancer Research. He resides in Annapolis, Maryland, with his wife, Judi.

George Wolf is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since April 2007. He specializes in wealth management and financial strategies tailored for high net worth individuals, families, and business owners. George has particular expertise in assisting officers and directors of public companies with concentrated stock positions, including 144/restricted stock transactions, stock option strategies, and the implementation and design of 10b5-1 plans. He also collaborates with businesses to design and implement 401(k) plans. Prior to joining Merrill Lynch, George spent nine years at a regional broker-dealer, holding roles as an institutional sales trader and Vice President of Corporate and Venture Services. His professional credentials include the Certified Plan Fiduciary Advisor (CPFA) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). George holds a Bachelor of Science degree in Business Economics from SUNY Oneonta and an MBA from Russell Sage College. George’s client focus areas encompass corporate executive services, executive compensation, retirement income, family wealth management strategies, and services for endowments, foundations, and non-profits. He has been recognized on Forbes’s "Best-in-State Wealth Advisors" list in both 2022 and 2023. Outside of his professional work, George participates in community volunteer activities and enjoys baseball, golfing, and spending time with his family.

Bryan Filson is a financial advisor with Osaic Wealth, Inc. in Naples, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services and Mutual of Omaha Investor Services. He serves as a board member and treasurer for The Heights Foundation and is on the board of Epilepsy Florida, both nonprofit organizations. Filson is also the managing member of Advanced Capital Strategies LLC, where he provides consulting related to business exit planning using his CEPA designation. Osaic Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and nonprofits. The firm offers a range of investment advisory and brokerage services supported by various platforms, employing asset-allocation tools and third-party managers to build diversified portfolios tailored to client needs.

Anthony Lea is a financial advisor at Mass Mutual Investors Services with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017, following an 11-year tenure at METLIFE Securities Inc. He also works as an independent insurance agent selling Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning engagements.