Paul Roetenberger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2008. Outside of his advisory role, he serves as a trustee providing investment advice and monitoring, and participates in the finance committee of a local nonprofit church and school, reviewing their financial statements and budgets. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and investment consulting through multiple programs, and is notable for its municipal advisory services and broad affiliate ecosystem.

Brady Mcdonough is a financial advisor at Fidelity with six years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes five years at PNC Bank before joining Fidelity Brokerage Services in 2019. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of AI and algorithmic methods, its advisory role to multiple registered investment companies, and its delivery of model portfolios through Fidelity Institutional Wealth Adviser.

Tim Dippold is a financial advisor with Morgan Stanley in Cincinnati, OH, holding a Series 63 designation and bringing 30 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a partner in BTEC Realty LLC, a real estate partnership. Morgan Stanley Wealth Management (MSWM) provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a wide range of investment and financial solutions, including estate planning and access to private funds and other specialized investment strategies.

David Nguyen is a Financial Consultant at Fidelity Investments, where he has worked since 2020 in various roles leading up to his current position. He has held titles including Financial Consultant I, Investment Management Consultant II, Investment Management Consultant I, Investment Solutions Representative, and Customer Relationship Advocate. David's experience spans multiple areas within financial consulting and investment management at Fidelity. He is licensed to provide insurance services in Arkansas and California, holding the respective insurance licenses. He emphasizes the importance of trustworthy and smart collaboration with clients and adheres strictly to Fidelity's standards of putting clients' interests first. David values working closely with clients and their families to develop tailored financial plans that evolve over time.

Simarjeet Klair is a Financial Advisor with Merrill Lynch Wealth Management. In this role, she works closely with clients to understand their personal priorities and financial objectives. She provides tailored investment advice and access to banking and lending services through Bank of America. Klair's expertise encompasses a range of financial services, including general investing, retirement planning, and preparing for unexpected financial needs. She adopts a client-focused approach to develop strategies that align with individual goals. Klair holds the Personal Investment Advisor (PIA) designation and completed the Accredited Certificate Program at the University of Cincinnati.

Theryn Aragon is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been affiliated with Fidelity Brokerage Services LLC since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, combining fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, oversight of sub-advisers, and formal advisory roles to multiple registered investment companies.

Dallas Gibson is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH, holding a Series 66 designation and three years of industry experience. Prior to joining Mass Mutual, he was with Northwestern Mutual from 2021 to 2023. Outside of his advisory role, he is involved in insurance brokerage focusing on life, disability, long-term care, Medicare supplement, fixed annuities, and health insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing technology such as Monte Carlo simulations and automated asset-allocation tools to support client goals.

Wesley Tootle is a financial advisor at Fidelity with Series 63 and Series 66 credentials and seven years of industry experience. He has been with Fidelity Brokerage Services since 2018 and joined Fidelity Investments in 2025. Prior to his financial services career, he worked at Sycamore Community Schools for six years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves a broad client base with both discretionary and non-discretionary advisory services.

Michael Collins is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at KeyBank and PNC Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Andrew Jarc serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 2011 and joined Merrill in April 2014. Prior to Merrill, Andrew worked with firms in New York and Columbus. His role includes responsibilities across the team's day-to-day operations, with a primary focus on business development and financial strategy design. Andrew holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification as well as the Certified Private Wealth Advisor® (CPWA®) designation, among other professional credentials. He earned a Bachelor's Degree in Business Administration with a specialization in Investment Finance from the Fisher College of Business at The Ohio State University. Born and raised in Loveland, Ohio, Andrew resides in Ft. Thomas with his wife, Alex, and their children. He and his family participate in the local community through involvement with organizations such as People Working Cooperatively and May We Help. His personal interests include golfing, music, reading, spending time with family, and traveling.

Dominic Kariofiles is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. Prior to joining UBS, he held positions with Cincinnati Pool Management, Flyer Enterprises, and the Great Miami Valley YMCA. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

David Mestemaker is a financial advisor at Charles Schwab with 11 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2022, following an eight-year tenure at TD Ameritrade Investment Management and ten years at TD Ameritrade, Inc. He is based in Cincinnati, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment solutions combined with brokerage, custody, and cash-sweep services. The firm’s large scale and integrated operational structure provide clients access to multi-asset model portfolios, alternative investment due diligence, and centrally managed client support.

Jerome Doherty is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various roles within Fidelity, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolio delivery, with distinctive roles in registered investment companies and use of AI-driven research methodologies.

Gary Dowdell is a financial advisor with UBS Financial Services in Cincinnati, Ohio. He holds a Series 66 designation and has 21 years of industry experience, including 13 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm integrates proprietary market research and model-based asset allocations to tailor strategies for clients and combines institutional trading capabilities with wealth management services.

Steven Cluxton is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked at the Defense Finance and Accounting Service and held roles in retail and self-employment, including operating a business called Pastime Tournaments LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies, employing algorithmic portfolio construction and oversight across multiple investment platforms.

Jeffrey Cooper is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has worked with Fidelity for 24 years, during which he has assisted clients in developing, implementing, and monitoring their financial plans. His professional experience includes roles such as Financial Consultant, Relationship Officer, Financial Planning Consultant, Fixed Income Specialist, and Service and Trading Specialist, all within Fidelity Investments. Prior to joining Fidelity, he was an Investment Consultant at Charles Schwab in 2004. He holds insurance licenses in Arkansas and California. Outside of his professional work, Jeffrey's personal interests include baseball, family activities, golf, hiking, military service, and traveling.

Baily Kennedy Oldiges is a financial advisor at UBS Financial Services with seven years of industry experience. They hold a Series 66 designation and have worked at UBS since 2018. Prior to UBS, they held positions at The Christ Hospital and Five Seasons Family Sports Club. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

Scott Combs is a financial advisor at Fidelity with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2000. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive activities including formal advisory roles to multiple registered investment companies and the use of AI-driven methodologies.

Jake Meyer is a Financial Consultant who collaborates with clients to develop tailored financial plans aimed at meeting their specific needs and goals. He has been associated with Fidelity Investments since 2016, holding various roles including Financial Representative, Full Trader, Relationship Manager, and most recently, Planning Consultant. This progression demonstrates his extensive experience within the financial services industry. Throughout his career at Fidelity Investments, Jake has gained expertise in client relationship management and financial planning. His approach centers on understanding each client's unique situation to create effective strategies for financial success. Outside of his professional work, Jake has personal interests that include boating, cars, football, social events with friends, horseback riding, and caring for pets.

David Gray is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2015 and 2017, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.