Jack Kloka is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Securities America, Inc., Flexible Plan Investments, Ltd., General Nutrition Center, and Warren Screw Products. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and supervisory arrangements.

Todd Shimshock is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He previously worked at J.P. Morgan Securities and Citizens Securities, Inc. Outside of his advisory role, he owns and operates Back Nine Virtual Golf, a virtual golf simulator business, and Black River Wrestling LLC, where he serves as owner and coach. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisors implementing strategies through discretionary or non-discretionary approaches.

Brendan Dunleavy is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018, following a 14-year tenure at Signator Investors/John Hancock. Dunleavy serves on the boards of a charitable organization affiliated with the Michigan Department of Human Services and the Irish Network Detroit. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach involves model-based asset allocation, portfolio optimization, and a range of customizable strategies supported by third-party money managers and proprietary models.

Brayden Steele is an advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill and Bank of America, he worked in various roles including at Pure Hockey and CSI Worldwide, where he is involved in a trade show business assisting companies with exhibit booth construction. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sara Uffelman is a financial advisor at Stifel with four years of industry experience. She holds the Series 66 designation and has worked at Stifel since 2021. Prior to joining Stifel, she was involved in freelance work and held a position at MacuHealth. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

Hunter McGuire is a Planning Consultant at Fidelity Investments. In this role, he collaborates with lead advisors to assist clients and their families in creating and implementing personalized financial plans tailored to their individual goals. Hunter has held several positions within Fidelity Investments, including Relationship Manager and Financial Representative, accumulating experience in financial planning and client relationship management. Prior to joining Fidelity, he worked as a Sponsor at Cornerstone Capital Planning Group. Outside of his professional duties, Hunter enjoys activities such as board games, family activities, fitness, social events with friends, outdoor adventures, and traveling.

Kurt Ebel is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked at Cetera and its affiliate firms since 2019 and previously spent 12 years with Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party investment managers.

Edward Pustelak Jr. is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds Series 65 and Series 63 licenses and has been with UBS since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans for clients.

John Panos is a financial advisor with Raymond James & Associates, holding a Series 66 designation and one year of industry experience. Before joining Raymond James, he worked at MaxPro Fitness and held multiple roles at Indiana University. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Thomas Konopka is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial planning services tailored to each client's specific goals and needs. His approach emphasizes simplicity and transparency in wealth planning to help clients pursue personal objectives such as retirement income, college education funding, and family wealth management. Thomas has expertise in areas including tax-efficient wealth building, retirement planning, corporate benefits, and managing new wealth. He focuses on helping clients meet retirement, educational, and legacy needs through customized strategies. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Lake Superior State University. Outside of his professional work, Thomas enjoys basketball, boating, fishing, reading, spending time with his family, and traveling.

Cheryl Mcgown is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She previously worked at J.P. Morgan Securities and Chase Investment Services Corp. She is also the owner of a trucking company, C Mc Go Trucking LLC. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians.

Steven Stillwater is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that uses structured discovery and firm-approved tools to model potential outcomes.

David Lenda is a financial advisor at Cambridge Investment Research Advisors with over 33 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior work includes roles at PNC Wealth Management and LPL Financial. In addition to his advisory work, he is involved with the HR PI Networking Group and operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and a large network of financial professionals.

David Koki is a financial advisor with J.P. Morgan Securities in Bloomfield Hills, MI. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. In addition to his advisory role, he is the owner and partner of Koki Real Estate LLC, a business focused on purchasing and remodeling residential and commercial properties for resale or lease. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, and may include ESG considerations.

Meggison Mitchell is a financial advisor at Morgan Stanley with a Series 66 credential and less than one year of industry experience. Prior to joining Morgan Stanley, Mitchell held roles at Bank of America, Merrill, and Hantz Financial Services, and has experience in various sectors including hospitality with Luxe Bar & Grill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, focusing on structured financial planning supported by firm-approved tools and models.

Jerome Kulczycki is a financial advisor with Ameriprise in Troy, MI, holding CFP®, ChFC®, and Series 66 designations. He has 22 years of industry experience, including 20 years at Thrivent Financial for Lutherans and Thrivent Investment Management before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation to deliver tailored retirement-income advice, primarily for clients with Ameriprise-managed accounts.

Thomas Vermeulen is a financial advisor with LPL Financial based in Rochester, MI, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2003. Outside of his advisory role, he is involved with TEVCO Financial Services, an entity related to his LPL business, and prepares income tax returns. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with model portfolios, third-party subadvisors, and advanced operational tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

Zeina Robinson is a financial advisor with Ameriprise in Royal Oak, MI, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Mark Thomas is a financial advisor with Fidelity, holding a Series 66 designation and beginning his advisory career in 2025. Before joining Fidelity, he worked at JPMorgan Chase from 2022 to 2025 and has experience with YMCA Camp Nissokone in non-advisory roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies with a formal advisory role.

Dawn Myers is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo since 2016. Outside of her advisory role, she serves as a power of attorney and representative payee for her son. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates on a large scale with more than 14,000 financial advisors and manages approximately $671 billion in assets.