Gina Cetnar is a Certified Financial Planner (CFP®) with 24 years of industry experience, currently affiliated with LPL Financial since 2009. She holds a Series 66 license and is based in Troy, MI. In addition to her advisory role, she is engaged in writing a book and has established a business entity related to successful money management seminars. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party subadvisors, and research resources.

Bradley Fischer is a financial advisor with LPL Financial in Troy, Michigan, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 1997 and also has been involved with Trygreen Chemlann since 1989. Outside his advisory role, Fischer serves as a trustee for a family revocable trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

David Runyon is a financial advisor with Morgan Stanley in Birmingham, MI, holding a Series 66 designation and bringing 20 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a hockey coach for Cranbrook Schools, a private foundation in Bloomfield Hills, MI. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, utilizing structured financial planning tools and offering access to extensive retail and institutional investment services.

Carrie Syrett is a financial advisor with LPL Enterprise in Troy, MI, holding a Series 66 designation and three years of industry experience. She previously worked at Thrivent Financial and Citizens Bank. Outside of advising, she is an organizer of Motor City Frenchies LLC, a French Bulldog adoption, grooming, and rescue operation. LPL Enterprise serves a wide range of clients including individuals, retirement plans, nonprofits, corporations, and institutional investors through advisory and brokerage channels. The firm offers financial planning, model portfolio management, and access to various brokerage and insurance products via an integrated platform.

Gurdeesh Singh is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, which combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Meredith Atrasz is a Financial Consultant at Fidelity Investments, a position she has held since 2017. Her professional background includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as Client Service Specialist at TD Ameritrade. Her approach focuses on helping clients improve their financial situation by aligning their plans with their goals and personal preferences. Meredith emphasizes collaboration that involves candor, openness to new ideas, accountability, and action. She aims to build life-long relationships with clients and their families to educate and empower them to make informed financial decisions. Outside of her professional work, Meredith has interests in cooking and baking, music, parenthood, puzzles, traveling, and yoga.

Steven Andriola is a financial advisor with Ameriprise Financial Services in Troy, MI, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise since 2009 in various capacities. Outside of his advisory role, he serves as president of the Tuesday Jr. House League, a sanctioned bowling league, where he reviews and audits league financials. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm employs a non-discretionary, research-driven approach focused on dependable income sources and tax-aware withdrawal strategies.

Steven Enders is a financial advisor with OSAIC in Utica, Michigan. He holds Series 63 and Series 66 licenses and has 42 years of industry experience. Prior to joining OSAIC in 2024, he worked at Cetera and Summit Financial Group. He is also involved in sales and marketing of fixed annuities, securities, and investment advisory products through a related corporation. OSAIC serves a diverse client base including retail and institutional investors and offers integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm utilizes various portfolio construction tools and supports multiple platforms, including legacy programs and third-party managed-account solutions.

Peter Singler Sr. is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Woodbury Financial Services, Questar Asset Management, and Questar Capital Corporation. Outside of his advisory role, he is president of Financial Accounting Services Inc., where he prepares tax returns and financial statements for clients. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with portfolio construction supported by firm-provided asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing.

David Gasper is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 63 and Series 65 designations and has been with UBS since 2009. Outside of his advisory role, he serves on the board of directors for Midnight Golf, a nonprofit after-school program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Zachary Conforti is a financial advisor at Equitable Advisors with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at Aflac Insurance Company and various positions during his time at Wayne State University. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Matthew Suszan is a financial advisor with Raymond James Financial, holding CFP® and Series 66 credentials and bringing 14 years of industry experience. He has been with Raymond James Financial Services since 2012. Outside of his advisory role, he owns a support company established for tax purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through various advisory programs.

Lisa Mcinerney is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that address their unique goals and evolving market conditions. Lisa leverages the investment insights of Merrill and the banking services of Bank of America to offer a comprehensive approach to wealth management. Her areas of expertise include education planning, family wealth management strategies, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Lisa holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Michigan State University and graduated from Lakeland High School. Lisa resides in Bloomfield Hills with her husband, Steve, and their two children, Lily and George. She is committed to community involvement and volunteers with local organizations. In her personal time, she enjoys dancing, practicing yoga, and spending time with her family.

David Grieco is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with professionals, business owners, and their families to help build, manage, preserve, and transfer wealth based on their unique financial circumstances. His approach focuses on goals-based wealth management and integrates services in investments, lending, and credit to pursue desired financial outcomes. David's experience encompasses serving a select group of clients including high net worth families, business owners, medical doctors, corporate executives, and retirees. He helps clients navigate financial challenges such as retirement planning, estate strategies, tax minimization, business succession planning, and philanthropic giving. To support his clients comprehensively, he coordinates with their attorneys, accountants, and other advisors. He holds a Bachelor's Degree from Hillsdale College and a Master's Degree from Wayne State University. David carries the Personal Investment Advisor (PIA) designation. He is actively involved with the Hillsdale College Alumni Board and the Hillsdale College President's Club. Outside of work, he enjoys adventure sports, biking, fishing, golfing, hunting, skiing, and traveling.

Raymond Crue Jr. is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that offers advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques.

Ryan Armstrong is a financial advisor with Osaic and holds a Series 66 designation. He has 20 years of industry experience, including a long tenure at Midwest Financial Advisors where he serves as Vice President. Armstrong also provides insurance services alongside his investment activities. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of advisors. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage portfolios that may include various asset classes on both discretionary and non-discretionary bases.

Robert Stockoski is a CFP® with 22 years of industry experience, currently affiliated with LPL Financial since 2018. His prior roles include positions at The Huntington Investment Company, The Huntington National Bank, and PNC Investments. Outside of advisory work, he is a licensed notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of discretionary and non-discretionary management approaches supported by internal and third-party research.

John Maki is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at JPMORGAN Chase Bank, N.A., J.P. Morgan Private Bank, and First Merchant's Corporation. Outside of finance, he has experience managing a lawn care business and worked at Meadowbrook Country Club. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Andrea Larkin is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2019, following roles at Merrill and Conway Mackenzie. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Douglas Clark is a financial advisor at Edelman Financial Engines with 16 years of industry experience. He has held roles at Financial Engines Advisors L.L.C. since 2016 and previously worked at Tmfs Advisors, Llc. Clark holds Series 63 and Series 65 licenses. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services, and supports a large participant base through both advisor-led and online platforms.