Larette Mcpherson is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 66 designations and 21 years of industry experience. She has been with UBS Financial Services since 2002. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Randal Simpson is a Wealth Management Advisor with Merrill Lynch Wealth Management in Houston. Since joining Merrill in 2016, he has worked with a diverse range of clients, including families, companies, and executives, to develop long-term wealth management strategies aligned with their life goals. He also serves as the TSPN Group's resource for executive services, specializing in stock option planning, Rule 10b5-1 plans, and Rule 144 services. Prior to his current role, Randal accumulated over 30 years of experience as a manufacturing and supply chain executive, including more than a decade as a Section 16 officer. He applies his extensive background in customer service, business, and finance to address areas such as corporate benefits, executive compensation, equity compensation services, divorce transition planning, family wealth management, and retirement planning. Randal holds a Bachelor of Science degree in Operations Management and an MBA in Finance, both from the University of Colorado. He has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). In addition to his professional work, Randal speaks conversational Spanish. He and his wife, Daniela, reside in Houston with their three children. Outside of work, he enjoys hiking, scuba diving, skiing, playing table tennis, and traveling.

Warren Mayfield is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Primerica Advisors since 2008 and also works with Primerica Financial Services. Outside of his advisory role, he owns Computer Nutt, a computer restoration business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plan management.

Elizabeth Lockwood is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with UBS since 1989 and previously worked at PaineWebber/Rotan Mosle starting in 1985. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Douglas Hohertz is a financial advisor with Cambridge Investment Research Advisors in Houston, TX, holding a Series 63 designation and 21 years of industry experience. His prior work includes roles at Black Knight Wealth Management, Salient Partners, and The Mitchell Group. He serves as a board member of the Houston Community College Foundation. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, and retirement-plan advisory services to a diverse clientele, including individual and institutional clients such as pension and charitable organizations. The firm operates through thousands of financial professionals and offers both discretionary and non-discretionary management across multiple platforms and custodians.

Perry Silverman is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He previously worked at Wells Fargo Clearing for 12 years and Prudential Equity Group for one year before joining LPL Financial in 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nader Shafti is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America/Merrill Lynch and Woodforest National Bank. Outside of his advisory role, he owns and manages three rental properties in Houston, Texas. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support its recommendations and offers broader derivatives and commodities capabilities.

Michael Cevallos is a financial advisor with Edward Jones in Pasadena, Texas, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Adam Field is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His career includes roles at Bank of America, Merrill, and multiple positions within Wells Fargo entities. Outside of his advisory work, he is a content creator on YouTube. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Edward Cruz Sr. is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. His career includes positions at Hancock Whitney Bank, Orion Portfolio Solutions, Brinker Capital Securities, LPL Financial LLC, Frost Brokerage Services, Next Financial Group Inc., J.P. Morgan Securities, Chase Investment Services Corp., and Ameriprise. He has also worked at Texas Southern University. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, operating a multi-manager platform that supports various investment strategies and program options.

Olivia Luque is a financial advisor with J.P. Morgan Securities in Houston, TX. She holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Her prior experience includes roles at Compass Group USA and the University of Florida. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s approach combines quantitative and qualitative manager research to deliver written asset allocation advice and customized performance reporting while clients retain final decision-making authority.

Dennis Hellwig is a financial professional with 36 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at Cetera since 2025, following 15 years at American Portfolios Financial Services, Inc. Hellwig also serves as president of the Charles Lawson Baur Foundation, a charitable organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services using multiple program structures and investment options.

Laura Owen Pio is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and seven years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2018, with prior experience at The Act 1 Group Inc. and Empire Films Inc. Outside of finance, she serves on the board of LEO Entertainment LLC, a film production and entertainment company. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad investment platform to serve its diverse client base.

Carol Whitley is a CFP® with 18 years of industry experience and has been with Wells Fargo Clearing since 2016. Her prior roles include positions at WFG Advisors, LP, and Chase Investment Services Corp. She is based in Houston, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 advisors and offers both brokerage and advisory solutions.

David Novelli is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Morgan Stanley since 2009, including a role with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, Novelli is an author and a licensed pilot who owns and operates a general aviation aircraft. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of standalone plans.

John Gallinaro is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and previously worked at Principal Securities Inc., Principal Life Insurance Company, MML Distributors, LLC, and Massachusetts Mutual Life Insurance Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eli Horn is a financial advisor at Merrill with 14 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Hartman Investments, D.H. Hill Securities, and Sunamerica Capital Services, Inc. There are no additional outside activities noted. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by its internal Chief Investment Office and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leah Braden is a financial advisor with Merrill in Houston, TX, holding Series 65 and Series 66 licenses and 17 years of industry experience. She has been with Merrill and Bank of America since 2017, and previously worked at Berings and Merrill Lynch Trust Company. Outside of her advisory role, she serves as Co-Chairman for the Houston Heights Woman's Club Founders Day reception. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Amanda Westwood is a financial professional with five years of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has worked at firms including North Star Resource Group, Minnesota Life Insurance Company, and Securian Financial Services. In addition to her advisory role, she is involved with North Star Consultants of Texas, providing financial services as a DBA. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with notable scale and a variety of program structures.

Joshua Parker is a financial advisor at J.P. Morgan Securities in Houston, TX, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Northwestern Mutual and Carolina Courtworks, as well as involvement with Carolina Performing Arts and the University of North Carolina at Chapel Hill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a range of eligible investment strategies and includes broader derivatives and commodities capabilities.