Chase Breslaw is a CFP® professional affiliated with Charles Schwab, with seven years of industry experience. He has worked at Charles Schwab and Co., Inc. since 2019 and Charles Schwab Bank, SSB since 2022. Prior to that, he held roles at Uber and Colorado State University. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Eric Biga is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 66, Series 63, and Series 65 licenses and bringing 11 years of industry experience. He has been with Charles Schwab since 2014 and Charles Schwab Bank since 2021. Outside of his advisory role, he serves as a trustee on the board of Youth For Understanding USA, a nonprofit organization. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Timothy Reid is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked with firms including Lyft and Hedge Row. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator, its advisory role to multiple registered investment companies, and its use of systematic methodologies and long-term asset allocation benchmarks.

Gregory Santora is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2024 to 2025 and as a Workplace Planning Consultant from 2022 to 2024. Before joining Fidelity Investments, Gregory worked as an Active Trader Specialist at Charles Schwab from 2019 to 2022. Gregory holds an Arkansas Insurance License, which supports his expertise in financial and insurance planning. He focuses on creating personalized financial plans by understanding clients' unique situations and emphasizing integrity and clear communication. Outside of his professional work, Gregory enjoys family activities and engages in sports such as football, skiing, and tennis. He is also a pet owner.

Daniel Golden is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience in renewable energy and telecommunications sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves multiple registered investment companies and fund-of-funds.

Stephen Moran is a financial advisor at Charles Schwab in Lone Tree, CO, holding Series 66 and Series 63 licenses with four years of industry experience. His prior work includes roles at the Department of Human Services and Jamie Russell State Farm. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and ongoing due diligence.

Samantha Calhoun is a Planning Consultant at Fidelity Investments, where she partners with individuals and families to create, implement, and monitor financial plans. She emphasizes the importance of financial plans that adjust and grow with clients over time. Her role leverages Fidelity's advanced planning tools and cost-effective investment platform to support clients in achieving their financial goals. Samantha has been with Fidelity Investments since 2022, progressing through roles including Fidelity Launch Associate, Investment Solutions Representative I, Financial Representative, and currently Planning Consultant. This experience has provided her with a comprehensive understanding of investment solutions and financial planning strategies. Outside of her professional work, Samantha enjoys cooking and baking, engaging in family activities, fitness, hiking, outdoor adventures, and traveling.

Cynthia Hansen is a financial advisor at RBC Capital Markets with 23 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services. Outside of her advisory role, she advises her daughters on their baby bag business, LENA by Cassandra, LLC, and participates on a committee at the Colorado Golf Club. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm employs tailored strategies based on client risk profiles and integrates both in-house and third-party managers.

Jorge Osuna Moya is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and eight years of industry experience. He previously worked at T. Rowe Price Investment Service, Inc. and Wells Fargo Bank, N.A. He has been with Charles Schwab and its affiliated bank since 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from its Center for Financial Research.

Elizabeth Barefoot is a financial advisor at Ameriprise with three years of industry experience. She previously worked at Hartmann Financial Advisors and spent seven years at Nordstrom before transitioning to financial services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendation reports and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Brian Casey is a financial advisor with Morgan Stanley in Greenwood Village, CO, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling to support client goals.

Zachary Southcott is a Financial Consultant at Fidelity Investments, where he assists clients in navigating life events through holistic financial planning. He has held various roles within Fidelity Investments since 2021, including Benefits & Planning Consultant, Investment Solutions Representative, 529 College Planning Specialist, Retirement Representative, and Customer Relationship Advocate. Prior to joining Fidelity, Zachary gained experience as a Retail Banking Intern at KeyBank in 2020. Zachary holds insurance licenses in Arkansas and California. Outside of his professional work, he has personal interests in food, running, skiing, and tennis.

Michael Reither is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. His prior work includes eight years at RBC Capital Markets and six years at Wells Fargo Advisors LLC. Outside of his advisory role, he is the managing member of Regal Roses LLC, where he oversees rental property management activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts.

Carah Mcauliff is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services, LLC since 2017. Her prior experience includes roles at Northwestern Mutual, Centura Health, Vera Bradley, and the University of Denver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary management along with model portfolios constructed from mutual funds, ETFs, and ETPs.

Robyn Goodenow is a financial advisor with Edward Jones in Parker, CO, holding CFP®, ChFC®, and Series 66 credentials, and has five years of industry experience. Prior to joining Edward Jones in 2020, she worked at Pure Romance for 13 years. Outside of her advisory role, she is a property owner in Fountain, CO. Edward Jones is a full-service wealth management firm serving over four million clients, with approximately $1.01 trillion in assets under management and a network of more than 23,700 advisors. The firm offers a range of investment advisory programs and maintains affiliated capabilities beyond advisory services, including a trust company and proprietary mutual funds.

Josh Gableman is an Investment Management Consultant II at Fidelity Investments. He has been with Fidelity since 2022, progressing through roles including Workplace Planning Associate, Workplace Planning Consultant I and II, before his current position starting in 2024. His professional experience centers on investment consulting and workplace planning. Josh holds an Arkansas Insurance License, supporting his work within the financial services sector. He focuses on collaborating with clients to develop personalized financial plans tailored to their individual goals and challenges, emphasizing trust and transparency in client relationships. Outside of his professional role, Josh's personal interests include biking, camping, hiking, running, swimming, and caring for pets.

Lauren O'Donnell is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2016. Outside of her advisory role, she is also a self-employed video game streamer based in Denver. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a range of investment vehicles.

Penny Bartlett is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2006. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational infrastructure.

Ryan Leahey is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity and its related entities since 2012. Outside of his advisory work, he assists in managing his wife's at-home art studio and website, which sells fine art. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios consisting of mutual funds, ETFs, and ETPs.

Brenton Jakins is a financial advisor at Fidelity with 4 years of industry experience. He holds the Series 66 designation and has served as CEO of Bento Creative, a cardboard packaging production company. Prior to joining Fidelity, his background includes roles in various companies and educational settings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.