Vincent Fraraccio is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Empower, he worked at Carolina Financial Services Group and has experience in various industries including hospitality and delivery services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage clients. The firm’s integrated approach leverages Empower’s recordkeeping and administrative platforms to deliver both point-in-time financial plans and optional managed account solutions.

Michael Graziano is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Commonwealth Financial Network since 2017. Prior to Commonwealth, he worked at UBS Financial Services for four years. He is co-owner and Chief Investment Officer of Graziano Budny Wealth Management Group, LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs, including discretionary model portfolios and personalized investment options. The firm provides operations, compliance, technology, and practice-management support while allowing advisors discretion in portfolio construction.

Jason Clouse is a financial advisor at Benjamin F. Edwards & Company, Inc. with 15 years of industry experience. He has been with Benjamin F. Edwards since 2014 and holds the Series 66 designation. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, pension plans, charitable organizations, and corporations. The firm offers fee-based wrap programs, financial planning, and investment management services, utilizing a variety of managed strategies and an internal trading desk.

May Nguyen is a CFP® professional with one year of experience currently affiliated with Sequoia Financial Group, L.L.C. She previously worked at Resolute Wealth Partners and Northwestern Mutual for three years and has held roles in both educational and corporate settings. Sequoia Financial Group provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm uses a combination of model portfolios and custom solutions across various investment vehicles, supported by research and ongoing portfolio reviews.

Eric Arthurs is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds the Series 66 designation and previously worked at Fidelity Brokerage Services LLC for four years. His background also includes roles at Edward Jones, AXA Advisors, and Brian F Arthurs CPA, PC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Carlos Alas is a CFP® professional with three years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. He has previously worked at Summit Wealth Group and Charles Schwab & Co., Inc. Aside from his advisory career, Carlos has been involved with B-Elite Soccer Academy/CASA Soccer Academy for six years. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services, constructing customized model portfolios with ongoing monitoring and rebalancing.

Mauricio Vaca is a CFP® with nine years of industry experience, currently affiliated with Empower Advisory Group. He previously worked at Personal Capital Advisors Corporation and Ronin Capital. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Zachary Gregory is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and has worked previously at firms including JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America/Merrill, Bankers Life, USAA, and Medtronic. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and rebalancing, with services delivered through Empower’s recordkeeping and administrative platforms.

Jared Polster is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at GWFS Equities, Inc. since 2014. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

John Michael Claro is a financial advisor at Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work includes roles at Empower Financial Services, Foundever Inc, Infosys Ltd, and other companies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage account holders, offering services integrated with Empower’s administrative platforms and emphasizing long-term portfolio outcomes.

Chevie Walerowicz is a financial advisor at Mariner Wealth Advisors based in Englewood, CO, holding a Series 65 designation with one year of industry experience. Prior to joining Mariner, Chevie worked in hospitality and retail roles, including positions at St. Julien Hotel & Spa and Lucky's Bakehouse & Cafe. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, and provides integrated tax, accounting, and CFO services uncommon at this scale.

Kyle Johnson is a financial advisor with Empower Advisory Group in Greenwood Village, Colorado, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has been with Gwfs Equities, Inc. since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Christopher Fox is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior firms include RBC Capital Markets, Empower Retirement, Prudential, and MassMutual. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, retirement consulting, and a range of investment advisory programs.

Jason Young is a financial advisor at Empower Advisory Group with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Scottrade, TD Ameritrade, Nuview Analytics, and other firms. Outside of advising, he is co-owner of a retail party store, Parker Party America, assisting with accounting and operational tasks. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s approach integrates proprietary planning tools with recordkeeping and administrative platforms, focusing on long-term portfolio returns and savings rates.

Brett Heuertz is a financial advisor with Eagle Strategies (NY Life) based in Littleton, CO. He holds a Series 66 designation and has four years of industry experience. His prior work includes roles at Mogul Wealth Strategies, DA Davidson, and NYLIFE Securities LLC. Outside of his advisory work, Heuertz is a partner in Axe Management, LLC, a holding company involved in managing a rental property. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Paul Larance is a financial advisor at Sanctuary Advisors, LLC with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Sanctuary Securities, Inc. and the Investment & Wealth Institute. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, retirement plan consulting, and other advisory services through a network of over 400 independent advisers using various investment approaches and platforms.

John Hostak is a financial advisor with OSAIC Institutions, Inc. holding a Series 66 designation and three years of industry experience. He has worked at OSAIC Institutions since 2023 and has prior roles at Bellco Credit Union and CUSO Financial Services. Outside of finance, he is a Guest Experience Representative for the Colorado Rockies baseball team. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model that combines discretionary and non-discretionary account management.

Neill Turner is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently affiliated with Park Avenue Securities and Guardian Life, where he has worked since 2014 and 2010, respectively. Outside of advising, Turner teaches a weekly yoga class, co-creates financial advisor-related podcasts, and serves as a board member of the Colorado Entrepreneur Organization Chapter. Park Avenue Securities serves a broad retail client base, including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a range of proprietary and third-party investment strategies across multiple platforms.

Thomas Green is a Series 66 licensed financial advisor with five years of industry experience, currently affiliated with Osaic Institutions, Inc. He has held roles at Bellco Credit Union and CUSO Financial Services, Inc., among others. Outside of his advisory work, he is a co-owner of an Orangetheory Fitness franchise. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets.

Benjamin York is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and is also involved with several other ventures, including owning Herding Cats Consulting Inc. and acting as a real estate broker with Hart Realty Group. Additionally, he provides financial education through the Heartland Institute of Financial Education and works as a care provider with Integrated Life Choices, supporting individuals with disabilities. Transamerica Financial Advisors serves a diverse client base comprising individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including proprietary and third-party model portfolios, with both discretionary and non-discretionary management options.