Joshua Overton is a Series 66-licensed financial advisor with six years of industry experience, currently associated with Wells Fargo Clearing. His prior roles include positions at New York Life Insurance Company, Eagle Strategies, and multiple tenures at Wells Fargo affiliates. Outside of his advisory work, he holds a 25.5% ownership stake in Gold Hill Theatres, a local theatre complex in Woodland Park, Colorado. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Don Davis Jr. is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney since 2009, following a tenure at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured tools and analytics, managing approximately $2.74 trillion in client assets.

Brendan Payne is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Delaware Life Insurance Company and Jackson National Life Distributors, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Daniel Lewis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he worked in education roles including positions at the Saint Vrain Valley School District and San Diego Unified School District. He is also involved with Colorado CPR Pros. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Jessica Yohn is a financial advisor with Ameriprise in Aurora, CO, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Charles Schwab and Chatham Financial. Outside of advising, she is co-owner of Sangre De Cristo Investments, LLC, a real estate business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining algorithmic tools and personalized recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Tricia L. Graven is a financial advisor at UBS Financial Services in Denver, CO, holding Series 63 and Series 66 credentials with 15 years of industry experience. She has previously worked at TIAA and Pershing, with over a decade at TIAA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm integrates proprietary research and model-based asset allocations to tailor financial plans that align with clients’ goals and risk tolerances.

Kevin Chauvin is a financial advisor at UBS Financial Services with 13 years of industry experience. He has been with UBS since 2016 and holds the Series 63 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Tena Kautz is a financial advisor at Ameriprise Financial Services with 28 years of industry experience. She holds Series 63 and Series 65 designations and has been with Ameriprise since 2016, working in their Denver, CO office. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Lydia Harvey is a financial advisor with RBC Capital Markets in Denver, CO, holding a Series 66 designation and three years of industry experience. She has worked at RBC Capital Markets since 2022 and previously spent six years with Raymond James and Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, emphasizing customized portfolio management and financial planning services.

Miles Fortune is a financial advisor with Morgan Stanley in Denver, Colorado, holding Series 66 and Series 63 credentials and eight years of industry experience. Before joining Morgan Stanley in 2023, he worked at E*TRADE Capital Management and Fidelity Brokerage Services. Outside of his advisory role, he is involved in property management as a partner in a rental property business. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s investment approach includes structured planning tools and models developed by its Global Investment Committee.

Matthew Pezel is a financial advisor with Charles Schwab in Denver, CO, holding Series 63 and Series 66 licenses with 29 years of industry experience. He has been with Charles Schwab since 1998 and also associated with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research and alternative investment options.

Scott Thisted is a Private Wealth Advisor and Managing Director with Merrill Private Wealth Management in Denver. He leads the Thisted Group, providing comprehensive wealth management services to ultra-high-net-worth individuals and families. His professional focus includes corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and portfolio management services. Scott has spent his entire career with Merrill, leveraging his deep technical knowledge and an understanding of the distinctive needs of ultra-high-net-worth clients. He holds a Bachelor's Degree from Colorado State University and has earned several professional designations including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He is a member of the Exit Planning Institute and the Investments & Wealth Institute™. Raised in Colorado, Scott is actively involved in his community through board memberships with CASA Advocates for Children, the Colorado State University Foundation, and the Snake River Water District. Outside of work, he enjoys outdoor activities such as skiing, mountain biking, golf, hiking, scuba diving, and traveling, often spending time with his wife Valerie and their three children.

Nicholas Sweeney is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1987, including 17 years with Bank of America. Outside of his advisory role, he is a part owner of a family-owned mountain cabin in Grand Lake, Colorado. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Gregory Giuffra is a CFP® with 15 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities in Denver, CO. His prior roles include positions at US Bank and Highwater Wealth Management. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Kimberly Morse is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 25 years of industry experience. Her career includes roles at Wells Fargo Clearing Services and Stifel Nicolaus & Co. Inc. She is based in Denver, CO. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a broad menu that includes cash-flow, retirement, education, and niche planning areas. Advisors use Wells Fargo research and planning tools to develop tailored recommendations, with clients choosing how to implement them through brokerage or advisory programs.

Richard Rodak is a financial advisor with LPL Financial, holding a Series 63 designation and 43 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 11 years and Sigma Financial Corporation for one year. Outside of his advisory role, he owns Rodak Rentals LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Louisa Hofman is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 63 designation and 34 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously was with Investment Professionals Inc from 2012 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is grounded in modern portfolio theory and includes a range of investment vehicles such as insurance-related products and bank deposit sweep options.

Barbara Grant is a CFP®-credentialed financial advisor with 39 years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously spent 30 years at UBS Financial Services. Grant serves as a trustee for her sister’s investment-related trust in Lakewood, CO. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven investment process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Reilly Cahal is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked at Steinkeller's and has an educational background from Miami University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios from mutual funds, ETFs, and ETPs.

Melissa Mc Voy is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding Series 63 and Series 66 designations and bringing nine years of industry experience. Her prior roles include positions with Five Peaks Capital Group, Eagle Strategies, NYLIFE Securities, and New York Life Insurance Co. She has also worked in education with the Douglas County School District. Outside of her advisory work, she is involved as a W2 employee and independent insurance agent at Lotus Financial Partners and Canyonero Services, Inc. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through an extensive network of independent professionals and provides a range of investment implementation options tailored to client objectives.