Christopher Millar is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 credential and 12 years of industry experience. His prior experience includes roles at Edward Jones and Cetera. Outside of his advisory work, he is co-owner of Body Rebel LLC, a women's health and fitness company, where he is involved in content creation and product design. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

John Lentini is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 43 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 13 years. Lentini also owns Lentini Wealth Management, where he manages his Ameriprise business. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement recommendations, supported by a centralized consulting team.

Ann Brown is a Series 66-licensed financial advisor with 25 years of industry experience. She is currently with OSAIC and has a background that includes service at Securities America Advisors, Inc. and Cabela's. Outside of her advisory work, she teaches Zumba and Pound fitness classes and operates as an independent consultant for several health and wellness brands. OSAIC serves a diverse clientele, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm utilizes a range of investment tools and third-party platforms to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Christopher Hulse is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard Advisers since 2019, as well as with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with personalized asset allocations and portfolios constructed largely from Vanguard funds and ETFs.

Edward Walker is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Suntrust Advisory Services, Inc., Suntrust Investment Services, Inc., and FSC Securities Corporation. He is a co-owner of an LLC involved in realty investment and holds power of attorney for managing his parents' investment accounts. Osaic Wealth, Inc. serves retail and institutional clients through a broad network of affiliated advisers and multiple advisory platforms. The firm offers a range of investment advisory and brokerage services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios for individual and organizational investors.

William Kerwin is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at BMO Bank NA, The Vanguard Group, Merrill, and Wells Fargo Clearing. Outside of financial services, he has worked as a contract driver with Uber in Scottsdale, AZ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and a range of investment strategies.

Frank Woloschak is a CFP®-credentialed financial advisor with 14 years of industry experience, currently affiliated with Vanguard Advisers since 2020. He has worked with various Vanguard entities since 2011 and is self-employed in a non-investment capacity as an Uber driver. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and Vanguard funds to construct personalized portfolios at scale.

Johnathon Lawson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at Merrill, Bank of America, and Cetera Investment Services. Outside of his advisory work, he serves as a track and cross-country coach for Gilbert Public Schools. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and integration of digital and team servicing models.

Remington Peterson is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Co., Morgan Stanley, and Arizona Luxury Media. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a combination of quantitative modeling and centralized due diligence.

Stephanie Cornwall is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services for 13 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients, including individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm uses various tools such as asset-allocation models and automated rebalancing to manage portfolios across multiple asset classes, with options for discretionary or non-discretionary account management.

Justin Zhong is a financial advisor at Vanguard Advisers with Series 66 and Series 63 credentials and four years of industry experience. He has been with Vanguard entities since 2021, including Vanguard Marketing Corporation and The Vanguard Group, Inc. His work history also includes internship and academic roles at the University of California, Merced, and Brunel University London. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and a team servicing model.

Shawn Peterson is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Chase Investment Services Corp. He is also the owner of SMP Equity LLC, a vacation rental business managed by a property manager. Raymond James & Associates is a large, dual-registered broker-dealer and investment adviser serving a wide range of clients, including individuals, institutions, and municipalities, with financial planning and consulting services supported by extensive research and diverse portfolio management options.

Stephen Myers is a financial advisor with Vanguard Advisers who holds Series 63 and Series 66 credentials and has 28 years of industry experience. He has worked at several firms, including The Vanguard Group, Charles Schwab, Advisor Group, MSH Capital Advisors LLC, M.S. Howells & Co., and LPL Financial. Myers is currently based in Scottsdale, AZ. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios built mainly from Vanguard funds and ETFs, offering customization options including tax-aware features and ESG preferences.

Cody Drappo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations and has prior experience at Selective Insurance Group, Allstate, and Liberty Mutual. Drappo also worked at Arizona State University and LIFEAid Beverage Co. earlier in his career. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Frank Calise is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Avantax and Securities America. Outside of advising, he manages several H&R Block franchises offering tax preparation and business services, and serves as manager of CFR Capital Group, providing financial and retirement planning. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm supports a broad client base with a variety of investment programs and strategies.

Dayne Quist is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. Prior to joining OSAIC in 2024, he worked at Woodbury Financial and Woodbury Financial Services from 2011 through 2019. Outside of his advisory roles, he has been involved with St. Croix National Golf Course since 2006. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of investment options and employs various asset-allocation tools and third-party solutions to construct and manage client portfolios.

Karekin Kaprelian is a financial advisor at Ameriprise with 32 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 1993 and holds a Series 63 designation. Outside of advising, he is involved in independent insurance brokering and owns a consulting business, Kordz LLC. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies to provide tailored recommendations. The firm delivers these services through a centralized consulting team and emphasizes the use of affiliated investment products.

Jordan Bryson is a financial advisor with Vanguard Advisers. He holds a Series 66 designation and has one year of industry experience. His prior work includes positions at LPL Financial Services and Wells Fargo Home Mortgage. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs in portfolio construction.

Courtney Powers is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios largely from Vanguard funds and ETFs, offering a range of customization options.

Kristin Seed is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.