Justin Frio is a financial advisor with Beacon Pointe Advisors, LLC, holding a Series 65 designation and based in Newport Beach, CA. He has one year of experience at Beacon Pointe Advisors and previously worked for Bank of New York Mellon for four years. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to a diverse client base including individuals, corporations, and institutional clients. The firm integrates asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Paul Duncan is a financial advisor with Beacon Pointe Advisors, LLC, holding a Series 66 designation and 17 years of industry experience. He previously worked at Securities America Advisors and Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as president of a youth football organization. Beacon Pointe Advisors provides investment advisory and consulting services to individual and institutional clients, utilizing a manager-focused investment approach with both active and passive strategies. The firm sponsors proprietary investment vehicles and serves as an operating general partner for multiple private funds.

William Tran is a financial advisor at Goldman Sachs Wealth Services with five years of industry experience. He holds a Series 66 designation and previously worked at Principal Financial Group for five years. Tran has also pursued graduate education at the University of Southern California. Goldman Sachs Wealth Services serves a broad client base, including individual investors, executives, plan sponsors, and institutional clients. The firm offers tailored financial planning and portfolio management solutions, integrating resources from across the Goldman Sachs ecosystem.

Jonathan Ayache is a Series 66-licensed financial advisor with seven years of industry experience. He has worked at Goldman Sachs Wealth Services since 2021 and previously held roles at The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base including individuals, high-net-worth households, corporations, and institutional clients. The firm offers tailored services such as executive wealth management, personal wealth, private family office support, and retirement plan education, leveraging centralized investment resources and a range of affiliated and unaffiliated managers.

Parker Stone is a financial advisor at Goldman Sachs Wealth Services with 10 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021. Prior to that, he was with United Capital Financial Advisers, LLC and The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients. The firm uses centralized investment resources and a combination of discretionary and non-discretionary managers, offering tailored solutions such as Executive Wealth and Private Family Office support.

Tatiana Howell is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. Her background includes internships and roles related to financial wellness and education at the University of California Merced and the Congressional Black Caucus Foundation. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual, high-net-worth, corporate, charitable, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Daniel Thomas is a financial advisor with D.A. Davidson & Co. in Newport Beach, CA, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. He has been with D.A. Davidson since 2013. Outside of his advisory work, he serves as a partner and representative of the Le Amis de Escoffier Society International, a nonprofit organization promoting chefs and culinary arts. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Maryam Khayali is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She previously worked at Newport Wealth Strategies, Inc. for five years before joining Beacon Pointe Advisors in 2022. Outside of her advisory role, Maryam owns and operates K2 Holistic Touch, a health and wellness center focused on massage, nutrition, and physical therapy. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, utilizing a mix of discretionary wealth management, financial planning, retirement plan consulting, and outsourced CIO solutions. The firm implements client strategies primarily through third-party independent managers selected via a proprietary Focus List and employs a formal quantitative and qualitative due-diligence process.

Darren Henderson is a financial advisor with Corient, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has worked with various Corient-affiliated entities since 2015, including Corient Capital Partners, CIPW Service Company, and Corient Services LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that incorporates in-house strategies alongside third-party managers, with continuous portfolio monitoring and risk management tools.

Carin Luyben is a financial advisor at Goldman Sachs Wealth Services with 14 years of industry experience. She holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following a decade at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a combination of discretionary and non-discretionary managers to deliver tailored wealth management solutions.

Arvind Mehta is a financial advisor with Principal Financial Services in Irvine, CA, holding Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles at GT Securities, Ducat Capital Partners LLC, and various firms in the financial services sector. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors and retirement plans. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Stephen Ripic is a financial advisor at Mariner with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cambridge Investment Research Advisors and Capital Synergy Partners. Outside of advising, he is an independent insurance agent for various companies. Mariner serves a diverse client base ranging from individuals and high-net-worth households to pension plans and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm’s approach includes customized discretionary portfolios supported by in-house research and third-party managers, with integrated tax and accounting services not commonly found in large advisory enterprises.

Matthew Belfanti is a financial advisor at Rockefeller Financial LLC with 21 years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at firms including Infinex Investments, First Bank Wealth Management, RSM US Wealth Management, and AdvicePeriod. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, while also operating as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Dan Chang is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 29 years of industry experience, including over 14 years at Transamerica Financial Advisors and 25 years with Wfgia. Outside of his advisory role, he is a 50% owner and broker at Ponderosa Realty. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes a model portfolio and third-party manager approach, delivering services through multiple platforms such as Transamerica ONE and TFA365.

Ammar Mandhai is a financial advisor with Schwab Wealth Advisory, holding a Series 65 credential and based in Coto De Caza, CA. He has been with Schwab Wealth Advisory since 2025 and has prior experience at Charles Schwab & Co., Inc., City National Bank, and KPMG LLP among other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice using Schwab’s standard asset allocation models and research tools while client trading decisions remain non-discretionary.

Jonathan Acosta is a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA, holding a Series 66 license with 13 years of industry experience. He has been with Beacon Pointe Advisors since 2013 and is also a licensed insurance agent involved in the sale of life and accident/health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm utilizes a proprietary manager selection process and offers discretionary wealth management, financial planning, outsourced CIO solutions, and fiduciary services.

Brian Kirk is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior roles include positions at The O. N. Equity Sales Company, Ohio National Financial Services, and Guardian Life Insurance Co of America. Kirk is also licensed as an independent insurance agent through his business, Brian Kirk Life Insurance Sales. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary advice, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Elizabeth Otoole is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and two years of industry experience. She has been with Goldman Sachs Ayco since 2021 and previously worked at Bodhi Leaf Trading Co, Chapman University, Target, and Mater Dei High School. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Drew Sherwood is a CFP® affiliated with Hightower Advisors in Newport Beach, CA. He has experience at Russell Investments and has previously worked in education at Boise State University and Sumner High School. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a variety of portfolio construction strategies including mutual funds, ETFs, alternative investments, and custom indexing.

Larry Mccarty is a CFP® professional with 34 years of industry experience, currently affiliated with Commonwealth Financial Network. He has been with Diversified Investment Services, Inc. and Commonwealth Financial Network since 2009. In addition to his advisory role, he is involved in Medicare product referrals through E Health. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while offering operational and compliance support to affiliated advisors.